Regional Historical Income Statement

RM Stock  USD 25.21  0.92  3.52%   
Historical analysis of Regional Management income statement accounts such as Total Revenue of 579 M, Gross Profit of 552.7 M or Other Operating Expenses of 486.3 M can show how well Regional Management Corp performed in making a profits. Evaluating Regional Management income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Regional Management's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Regional Management Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Regional Management Corp is a good buy for the upcoming year.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

About Regional Income Statement Analysis

Regional Management Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Regional Management shareholders. The income statement also shows Regional investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Regional Management Income Statement Chart

Regional Management Corp Income Statement is one of the three primary financial statements used for reporting Regional's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Regional Management Corp revenue and expense. Regional Management Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Regional Management's EBITDA is very stable compared to the past year. As of the 1st of May 2024, Total Operating Expenses is likely to grow to about 255.3 M, while Selling General Administrative is likely to drop about 106.8 M.

Total Revenue

Total revenue comprises all receipts Regional Management Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.
Most accounts from Regional Management's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Regional Management Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
At this time, Regional Management's EBITDA is very stable compared to the past year. As of the 1st of May 2024, Total Operating Expenses is likely to grow to about 255.3 M, while Selling General Administrative is likely to drop about 106.8 M.
 2021 2022 2023 2024 (projected)
Interest Expense31.3M34.2M67.5M70.8M
Depreciation And Amortization11.7M12.7M14.6M7.6M

Regional Management income statement Correlations

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Click cells to compare fundamentals

Regional Management Account Relationship Matchups

Regional Management income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization10.9M13.3M11.7M12.7M14.6M7.6M
Interest Expense40.1M37.9M31.3M34.2M67.5M70.8M
Selling General Administrative124.2M143.3M157.0M183.3M202.3M106.8M
Selling And Marketing Expenses8.2M10.4M14.4M15.4M15.8M8.2M
Total Revenue315.6M336.1M397.0M473.0M551.4M579.0M
Gross Profit309.1M328.9M385.3M307.9M526.4M552.7M
Other Operating Expenses256.6M(300.1M)(284.5M)403.0M463.2M486.3M
Operating Income59.0M35.9M112.5M99.5M308.3M323.7M
Ebit59.0M35.9M112.5M99.5M252.8M265.5M
Ebitda69.8M49.2M124.1M112.2M267.5M280.9M
Total Operating Expenses(256.6M)(300.1M)(284.5M)237.9M243.1M255.3M
Income Before Tax59.0M35.9M112.5M65.3M20.8M19.7M
Total Other Income Expense Net(139.5M)(162.6M)(121.8M)(34.2M)(287.5M)(273.1M)
Net Income44.7M26.7M88.7M51.2M16.0M15.2M
Income Tax Expense14.3M9.2M23.8M14.1M4.8M4.6M
Cost Of Revenue6.5M7.2M11.7M165.1M25.0M23.8M
Net Income Applicable To Common Shares44.7M26.7M88.7M51.2M58.9M36.4M
Net Income From Continuing Ops44.7M26.7M88.7M51.2M16.0M15.2M
Non Recurring99.6M123.8M89.0M185.1M212.9M223.5M
Tax Provision14.3M9.2M23.8M14.1M4.8M4.6M
Interest Income321.2M335.2M382.5M34.2M489.7M254.5M
Net Interest Income281.0M297.4M351.2M416.6M422.2M335.7M
Reconciled Depreciation10.9M13.3M11.7M12.7M14.6M12.5M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Regional Management in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Regional Management's short interest history, or implied volatility extrapolated from Regional Management options trading.

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When determining whether Regional Management Corp is a strong investment it is important to analyze Regional Management's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regional Management's future performance. For an informed investment choice regarding Regional Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

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When running Regional Management's price analysis, check to measure Regional Management's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regional Management is operating at the current time. Most of Regional Management's value examination focuses on studying past and present price action to predict the probability of Regional Management's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regional Management's price. Additionally, you may evaluate how the addition of Regional Management to your portfolios can decrease your overall portfolio volatility.
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Is Regional Management's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1.2
Earnings Share
1.66
Revenue Per Share
56.845
Quarterly Revenue Growth
0.07
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.