Ameris Historical Income Statement

ABCB Stock

USD 48.03 0.55 1.16%

Historical analysis of Ameris Bancorp income statement accounts such as Interest Expense of 93.8 M, Selling General Administrative of 364.4 M or Total Revenue of 1.5 B can show how well Ameris Bancorp performed in making a profits. Evaluating Ameris Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Ameris Bancorp's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Ameris Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Ameris Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ameris Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.

About Ameris Income Statement Analysis

Ameris Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Ameris Bancorp shareholders. The income statement also shows Ameris investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Ameris Bancorp Income Statement Chart

Ameris Bancorp Income Statement is one of the three primary financial statements used for reporting Ameris's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Ameris Bancorp revenue and expense. Ameris Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.

At present, Ameris Bancorp's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 93.8 M, whereas Operating Income is projected to grow to (29 M).

Selling General Administrative Total Revenue Gross Profit Ebitda Net Income Applicable To Common Shares

Total Revenue

Total revenue comprises all receipts Ameris Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Ameris Bancorp minus its cost of goods sold. It is profit before Ameris Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Net Income Applicable To Common Shares

The net income that remains after preferred dividends have been deducted, available to common shareholders.

Most accounts from Ameris Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Ameris Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ameris Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.At present, Ameris Bancorp's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 93.8 M, whereas Operating Income is projected to grow to (29 M).

	2021	2022	2023	2024 (projected)
Interest Expense	47.8M	92.9M	89.4M	93.8M
Depreciation And Amortization	15.0M	19.7M	48.7M	51.2M

Interest Expense Depreciation And Amortization

Ameris Bancorp income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Cost Of Revenue	Selling And Marketing Expenses	Net Income From Continuing Ops	Non Recurring	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.72	0.83	0.93	0.94	0.58	-0.05	-0.05	0.03	0.22	0.73	0.7	0.73	0.72	-0.64	0.87	0.56	0.57	0.64	0.78	0.83	0.73	0.86
Interest Expense	0.72		0.8	0.79	0.78	0.23	0.36	0.36	0.42	-0.32	0.72	0.53	0.72	0.68	-0.63	0.82	0.67	0.71	0.64	0.8	0.8	0.79	0.39
Selling General Administrative	0.83	0.8		0.97	0.97	0.08	0.47	0.47	0.54	-0.31	0.96	0.78	0.96	0.94	-0.77	0.92	0.9	0.74	0.91	0.94	0.9	0.73	0.51
Total Revenue	0.93	0.79	0.97		1.0	0.27	0.3	0.3	0.38	-0.11	0.92	0.76	0.92	0.91	-0.75	0.95	0.81	0.71	0.85	0.92	0.91	0.73	0.67
Gross Profit	0.94	0.78	0.97	1.0		0.3	0.26	0.26	0.34	-0.07	0.9	0.76	0.9	0.9	-0.75	0.95	0.79	0.7	0.84	0.91	0.91	0.73	0.7
Other Operating Expenses	0.58	0.23	0.08	0.27	0.3		-0.71	-0.71	-0.66	0.78	-0.05	0.18	-0.06	-0.03	0.02	0.25	-0.28	0.12	-0.14	0.04	0.18	0.25	0.75
Operating Income	-0.05	0.36	0.47	0.3	0.26	-0.71		1.0	1.0	-0.86	0.63	0.15	0.63	0.61	-0.37	0.39	0.71	0.48	0.68	0.51	0.37	0.05	-0.41
Ebit	-0.05	0.36	0.47	0.3	0.26	-0.71	1.0		1.0	-0.86	0.63	0.15	0.63	0.6	-0.36	0.39	0.71	0.48	0.67	0.51	0.37	0.05	-0.41
Ebitda	0.03	0.42	0.54	0.38	0.34	-0.66	1.0	1.0		-0.84	0.69	0.21	0.69	0.67	-0.41	0.46	0.76	0.53	0.73	0.58	0.44	0.12	-0.33
Total Operating Expenses	0.22	-0.32	-0.31	-0.11	-0.07	0.78	-0.86	-0.86	-0.84		-0.38	-0.11	-0.38	-0.35	0.35	-0.16	-0.58	-0.36	-0.42	-0.31	-0.18	-0.19	0.58
Income Before Tax	0.73	0.72	0.96	0.92	0.9	-0.05	0.63	0.63	0.69	-0.38		0.71	1.0	0.99	-0.75	0.91	0.92	0.73	0.98	0.94	0.87	0.54	0.4
Total Other Income Expense Net	0.7	0.53	0.78	0.76	0.76	0.18	0.15	0.15	0.21	-0.11	0.71		0.71	0.7	-0.72	0.61	0.66	0.46	0.67	0.66	0.66	0.66	0.52
Net Income	0.73	0.72	0.96	0.92	0.9	-0.06	0.63	0.63	0.69	-0.38	1.0	0.71		0.98	-0.76	0.91	0.92	0.72	0.97	0.94	0.87	0.55	0.39
Income Tax Expense	0.72	0.68	0.94	0.91	0.9	-0.03	0.61	0.6	0.67	-0.35	0.99	0.7	0.98		-0.73	0.9	0.92	0.76	0.98	0.91	0.85	0.51	0.41
Cost Of Revenue	-0.64	-0.63	-0.77	-0.75	-0.75	0.02	-0.37	-0.36	-0.41	0.35	-0.75	-0.72	-0.76	-0.73		-0.71	-0.7	-0.4	-0.74	-0.77	-0.74	-0.63	-0.37
Selling And Marketing Expenses	0.87	0.82	0.92	0.95	0.95	0.25	0.39	0.39	0.46	-0.16	0.91	0.61	0.91	0.9	-0.71		0.79	0.76	0.86	0.93	0.91	0.64	0.59
Net Income From Continuing Ops	0.56	0.67	0.9	0.81	0.79	-0.28	0.71	0.71	0.76	-0.58	0.92	0.66	0.92	0.92	-0.7	0.79		0.75	0.94	0.9	0.83	0.62	0.26
Non Recurring	0.57	0.71	0.74	0.71	0.7	0.12	0.48	0.48	0.53	-0.36	0.73	0.46	0.72	0.76	-0.4	0.76	0.75		0.74	0.74	0.74	0.56	0.36
Tax Provision	0.64	0.64	0.91	0.85	0.84	-0.14	0.68	0.67	0.73	-0.42	0.98	0.67	0.97	0.98	-0.74	0.86	0.94	0.74		0.92	0.85	0.48	0.35
Net Interest Income	0.78	0.8	0.94	0.92	0.91	0.04	0.51	0.51	0.58	-0.31	0.94	0.66	0.94	0.91	-0.77	0.93	0.9	0.74	0.92		0.98	0.7	0.55
Interest Income	0.83	0.8	0.9	0.91	0.91	0.18	0.37	0.37	0.44	-0.18	0.87	0.66	0.87	0.85	-0.74	0.91	0.83	0.74	0.85	0.98		0.75	0.66
Reconciled Depreciation	0.73	0.79	0.73	0.73	0.73	0.25	0.05	0.05	0.12	-0.19	0.54	0.66	0.55	0.51	-0.63	0.64	0.62	0.56	0.48	0.7	0.75		0.56
Extraordinary Items	0.86	0.39	0.51	0.67	0.7	0.75	-0.41	-0.41	-0.33	0.58	0.4	0.52	0.39	0.41	-0.37	0.59	0.26	0.36	0.35	0.55	0.66	0.56

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Ameris Bancorp Account Relationship Matchups

Ameris Bancorp income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	17.7M	19.6M	15.0M	19.7M	48.7M	51.2M
Interest Expense	131.2M	88.8M	47.8M	92.9M	89.4M	93.8M
Selling General Administrative	223.9M	360.3M	337.8M	319.7M	347.1M	364.4M
Total Revenue	699.2M	1.1B	1.0B	1.1B	1.4B	1.5B
Gross Profit	699.2M	1.1B	1.0B	1.1B	1.5B	1.6B
Other Operating Expenses	487.6M	(738.9M)	(521.2M)	(539.5M)	1.2B	1.2B
Operating Income	211.6M	340.2M	496.1M	546.0M	(30.5M)	(29.0M)
Ebit	211.6M	340.2M	496.1M	546.0M	(30.5M)	(29.0M)
Ebitda	229.3M	359.9M	511.1M	565.7M	18.2M	17.3M
Total Operating Expenses	(487.6M)	(738.9M)	(521.2M)	(539.5M)	208.9M	219.4M
Income Before Tax	211.6M	340.2M	496.1M	453.1M	356.9M	374.8M
Total Other Income Expense Net	211.6M	340.2M	496.1M	(92.9M)	356.9M	374.8M
Net Income	161.4M	262.0M	376.9M	346.5M	269.1M	282.6M
Income Tax Expense	50.1M	78.3M	119.2M	106.6M	87.8M	92.2M
Net Income Applicable To Common Shares	161.4M	262.0M	376.9M	346.5M	398.5M	418.4M
Selling And Marketing Expenses	7.9M	8.0M	8.4M	12.5M	11.9M	12.4M
Net Income From Continuing Ops	161.4M	418.5M	376.9M	346.5M	285.4M	178.3M
Tax Provision	50.1M	78.3M	119.2M	106.6M	85.7M	69.7M
Net Interest Income	505.2M	637.8M	655.3M	801.0M	853.1M	544.0M
Interest Income	636.4M	726.5M	703.1M	893.9M	1.2B	650.1M
Reconciled Depreciation	41.1M	55.1M	15.0M	19.7M	49.7M	33.5M

Ameris Bancorp Investors Sentiment

The influence of Ameris Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Ameris. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Ameris Bancorp's public news can be used to forecast risks associated with an investment in Ameris. The trend in average sentiment can be used to explain how an investor holding Ameris can time the market purely based on public headlines and social activities around Ameris Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Ameris Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Ameris Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Ameris Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Ameris Bancorp.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Ameris Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Ameris Bancorp's short interest history, or implied volatility extrapolated from Ameris Bancorp options trading.

Pair Trading with Ameris Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ameris Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ameris Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Ameris Stock

0.8	AX	Axos Financial Buyout Trend	Pair Corr
0.86	BY	Byline Bancorp Normal Trading	Pair Corr
0.79	PB	Prosperity Bancshares Financial Report 24th of July 2024	Pair Corr

Moving against Ameris Stock

0.42

Nu Holdings Aggressive Push

Pair Corr

The ability to find closely correlated positions to Ameris Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ameris Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ameris Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ameris Bancorp to buy it.

The correlation of Ameris Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ameris Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ameris Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Ameris Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Ameris Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ameris Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ameris Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ameris Bancorp Stock:

How To Invest In Ameris

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Is Ameris Stock a good investment?

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What is Ameris Bancorp's Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.

Note that the Ameris Bancorp information on this page should be used as a complementary analysis to other Ameris Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Complementary Tools for Ameris Stock analysis

When running Ameris Bancorp's price analysis, check to measure Ameris Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ameris Bancorp is operating at the current time. Most of Ameris Bancorp's value examination focuses on studying past and present price action to predict the probability of Ameris Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ameris Bancorp's price. Additionally, you may evaluate how the addition of Ameris Bancorp to your portfolios can decrease your overall portfolio volatility.

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Is Ameris Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ameris Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.241

Dividend Share

0.6

Earnings Share

4.1

Revenue Per Share

14.013

Quarterly Revenue Growth

0.129

The market value of Ameris Bancorp is measured differently than its book value, which is the value of Ameris that is recorded on the company's balance sheet. Investors also form their own opinion of Ameris Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Ameris Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ameris Bancorp's market value can be influenced by many factors that don't directly affect Ameris Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Ameris Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ameris Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ameris Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Ameris Historical Income Statement

About Ameris Income Statement Analysis

Ameris Bancorp Income Statement Chart

Total Revenue

Gross Profit

Net Income Applicable To Common Shares

Ameris Bancorp income statement Correlations

Ameris Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Ameris Bancorp income statement Accounts

Ameris Bancorp Investors Sentiment

Pair Trading with Ameris Bancorp

Moving together with Ameris Stock

Moving against Ameris Stock

Complementary Tools for Ameris Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Gross Profit	+ 1.0	Total Revenue
Ebit	+ 1.0	Operating Income
Ebitda	+ 1.0	Operating Income
Ebitda	+ 1.0	Ebit
Net Income	+ 1.0	Income Before Tax
Income Tax Expense	+ 0.99	Income Before Tax

Total Operating Expenses	- 0.86	Ebit
Total Operating Expenses	- 0.86	Operating Income
Total Operating Expenses	- 0.84	Ebitda
Net Interest Income	- 0.77	Cost Of Revenue
Cost Of Revenue	- 0.77	Selling General Administrative
Cost Of Revenue	- 0.76	Net Income