St Bancorp Stock Current Valuation
| STBA Stock | USD 30.61 0.37 1.19% |
Valuation analysis of ST Bancorp helps investors to measure ST Bancorp's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. At present, ST Bancorp's Enterprise Value Over EBITDA is projected to increase significantly based on the last few years of reporting. The current year's Enterprise Value Multiple is expected to grow to 261.63, whereas Enterprise Value is forecasted to decline to about 876.3 M. Fundamental drivers impacting ST Bancorp's valuation include:
Price Book 0.8726 | Enterprise Value 1.4 B | Price Sales 2.8798 | Forward PE 9.2851 | Trailing PE 8.7762 |
Fairly Valued
Today
Please note that ST Bancorp's price fluctuation is very steady at this time. Calculation of the real value of ST Bancorp is based on 3 months time horizon. Increasing ST Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for ST Bancorp is useful when determining the fair value of the STBA stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of ST Bancorp. Since ST Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of STBA Stock. However, ST Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 30.61 | Real 29.99 | Target 29.25 | Hype 30.6 | Naive 31.72 |
The real value of STBA Stock, also known as its intrinsic value, is the underlying worth of ST Bancorp Company, which is reflected in its stock price. It is based on ST Bancorp's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of ST Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence ST Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of ST Bancorp helps investors to forecast how STBA stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of ST Bancorp more accurately as focusing exclusively on ST Bancorp's fundamentals will not take into account other important factors: ST Bancorp Company Current Valuation Analysis
ST Bancorp's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current ST Bancorp Current Valuation | 1.35 B |
Most of ST Bancorp's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, ST Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
STBA Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for ST Bancorp is extremely important. It helps to project a fair market value of STBA Stock properly, considering its historical fundamentals such as Current Valuation. Since ST Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of ST Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of ST Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
STBA Current Valuation Historical Pattern
Today, most investors in ST Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ST Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of ST Bancorp current valuation as a starting point in their analysis.
ST Bancorp Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, ST Bancorp has a Current Valuation of 1.35 B. This is 95.88% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 91.88% higher than that of the company.
STBA Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ST Bancorp's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ST Bancorp could also be used in its relative valuation, which is a method of valuing ST Bancorp by comparing valuation metrics of similar companies.ST Bancorp is currently under evaluation in current valuation category among related companies.
ST Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of ST Bancorp from analyzing ST Bancorp's financial statements. These drivers represent accounts that assess ST Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of ST Bancorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.4B | 970.5M | 1.2B | 1.3B | 1.3B | 727.1M | |
| Enterprise Value | 1.6B | 903.6M | 385.5M | 1.6B | 1.6B | 876.3M |
STBA Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0145 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 1.35 B | ||||
| Shares Outstanding | 38.23 M | ||||
| Shares Owned By Insiders | 1.39 % | ||||
| Shares Owned By Institutions | 66.25 % | ||||
| Number Of Shares Shorted | 903.62 K | ||||
| Price To Earning | 36.73 X | ||||
| Price To Book | 0.87 X | ||||
| Price To Sales | 2.88 X | ||||
| Revenue | 536.08 M | ||||
| Gross Profit | 365.68 M | ||||
| EBITDA | 6.43 M | ||||
| Net Income | 144.62 M | ||||
| Cash And Equivalents | 134.9 M | ||||
| Cash Per Share | 3.46 X | ||||
| Total Debt | 552.34 M | ||||
| Debt To Equity | 6.98 % | ||||
| Book Value Per Share | 33.87 X | ||||
| Cash Flow From Operations | 171.81 M | ||||
| Short Ratio | 5.41 X | ||||
| Earnings Per Share | 3.53 X | ||||
| Price To Earnings To Growth | 3.54 X | ||||
| Target Price | 32.75 | ||||
| Number Of Employees | 1.24 K | ||||
| Beta | 0.77 | ||||
| Market Capitalization | 1.18 B | ||||
| Total Asset | 9.57 B | ||||
| Retained Earnings | 959.6 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.35 % | ||||
| Net Asset | 9.57 B | ||||
| Last Dividend Paid | 0.98 |
About ST Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ST Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ST Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ST Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards ST Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, ST Bancorp's short interest history, or implied volatility extrapolated from ST Bancorp options trading.
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When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:Check out ST Bancorp Piotroski F Score and ST Bancorp Altman Z Score analysis. For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.Note that the ST Bancorp information on this page should be used as a complementary analysis to other ST Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Complementary Tools for STBA Stock analysis
When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is ST Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.21) | Dividend Share 0.98 | Earnings Share 3.53 | Revenue Per Share 9.973 | Quarterly Revenue Growth (0.07) |
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.