First Financial Bankshares Stock Fundamentals
| FFIN Stock | USD 30.36 0.05 0.16% |
First Financial Bankshares fundamentals help investors to digest information that contributes to First Financial's financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Financial stock.
At this time, First Financial's Income Before Tax is very stable compared to the past year. As of the 28th of April 2024, Total Other Income Expense Net is likely to grow to about 255.5 M, while Depreciation And Amortization is likely to drop about 866.4 K. First | Select Account or Indicator |
First Financial Bankshares Company Profit Margin Analysis
First Financial's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current First Financial Profit Margin | 0.41 % |
Most of First Financial's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Financial Bankshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Profit Margin Historical Pattern
Today, most investors in First Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of First Financial profit margin as a starting point in their analysis.
First Financial Profit Margin |
| Timeline |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
First Pretax Profit Margin
Pretax Profit Margin |
|
Based on the latest financial disclosure, First Financial Bankshares has a Profit Margin of 0.409%. This is 96.49% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 132.2% lower than that of the firm.
First Financial Bank Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining First Financial's current stock value. Our valuation model uses many indicators to compare First Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Financial competition to find correlations between indicators driving First Financial's intrinsic value. More Info.First Financial Bankshares is one of the top stocks in return on equity category among related companies. It is one of the top stocks in return on asset category among related companies reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Financial Bankshares is roughly 9.12 . At this time, First Financial's Return On Equity is very stable compared to the past year.Comparative valuation analysis is a catch-all model that can be used if you cannot value First Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for First Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Financial's earnings, one of the primary drivers of an investment's value.First Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Financial's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Financial could also be used in its relative valuation, which is a method of valuing First Financial by comparing valuation metrics of similar companies.First Financial is currently under evaluation in profit margin category among related companies.
First Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Financial from analyzing First Financial's financial statements. These drivers represent accounts that assess First Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 4.8B | 5.1B | 7.2B | 4.9B | 4.3B | 4.5B | |
| Enterprise Value | 4.9B | 4.8B | 7.4B | 5.2B | 4.2B | 4.4B |
First Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0153 | |||
| Profit Margin | 0.41 % | |||
| Operating Margin | 0.54 % | |||
| Current Valuation | 4.07 B | |||
| Shares Outstanding | 142.82 M | |||
| Shares Owned By Insiders | 4.08 % | |||
| Shares Owned By Institutions | 76.45 % | |||
| Number Of Shares Shorted | 9.05 M | |||
| Price To Earning | 23.90 X | |||
| Price To Book | 2.83 X | |||
| Price To Sales | 8.81 X | |||
| Revenue | 634.55 M | |||
| Gross Profit | 515.65 M | |||
| EBITDA | 243.3 M | |||
| Net Income | 198.98 M | |||
| Cash And Equivalents | 365.78 M | |||
| Cash Per Share | 2.57 X | |||
| Total Debt | 404.08 M | |||
| Debt To Equity | 7.28 % | |||
| Book Value Per Share | 10.45 X | |||
| Cash Flow From Operations | 287.06 M | |||
| Short Ratio | 18.63 X | |||
| Earnings Per Share | 1.39 X | |||
| Price To Earnings To Growth | 2.69 X | |||
| Target Price | 31.4 | |||
| Number Of Employees | 1.4 K | |||
| Beta | 0.82 | |||
| Market Capitalization | 4.34 B | |||
| Total Asset | 13.11 B | |||
| Retained Earnings | 1.22 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 1.41 % | |||
| Net Asset | 13.11 B | |||
| Last Dividend Paid | 0.72 |
About First Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Financial Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Financial Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 634.5 M | 666.3 M | |
| Cost Of Revenue | 0.00 | 0.00 | |
| Stock Based Compensation To Revenue | 0.01 | 0 | |
| Sales General And Administrative To Revenue | 0.22 | 0.33 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.03) | (0.03) | |
| Revenue Per Share | 4.45 | 4.67 | |
| Ebit Per Revenue | 0.38 | 0.73 |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out First Financial Piotroski F Score and First Financial Altman Z Score analysis. To learn how to invest in First Stock, please use our How to Invest in First Financial guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Complementary Tools for First Stock analysis
When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments | |
| ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
| Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
| Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Performance Analysis Check effects of mean-variance optimization against your current asset allocation | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas |
Is First Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.004 | Dividend Share 0.72 | Earnings Share 1.39 | Revenue Per Share 3.423 | Quarterly Revenue Growth 0.06 |
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.