Rebecca Kline - Village Bank Senior Vice President - Retail of the Bank

VBFC Stock  USD 42.35  0.17  0.40%   

President

Mrs. Rebecca L. Kline is Executive Vice PresidentRetail of the Bank, She has served as Executive Vice PresidentRetail Banking of the Bank since September 2009. Prior to that, Mrs. Kline served as Vice PresidentRetail Manager of the Bank since 2006. Prior to her service to the Bank, Mrs. Kline was First Vice President of First Market Bank and Senior Vice President of Central Fidelity Bank. Mrs. Kline has over 35 years of banking industry experience. since 2013.
Age 57
Tenure 11 years
Address 13319 Midlothian Turnpike, Midlothian, VA, United States, 23113
Phone804 897 3900
Webhttps://www.villagebank.com

Village Bank Management Efficiency

The current year's Return On Tangible Assets is expected to grow to 0.03. The current year's Return On Capital Employed is expected to grow to 0.19. At present, Village Bank's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.97, whereas Total Assets are forecasted to decline to about 515.2 M. Village Bank's management efficiency ratios could be used to measure how well Village Bank manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 59.46 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Village Bank until it has trouble settling it off, either with new capital or with free cash flow. So, Village Bank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Village Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Village to invest in growth at high rates of return. When we think about Village Bank's use of debt, we should always consider it together with cash and equity.

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Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals. The company was founded in 1999 and is headquartered in Midlothian, Virginia. Village Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 146 people. Village Bank and (VBFC) is traded on NASDAQ Exchange in USA. It is located in 13319 Midlothian Turnpike, Midlothian, VA, United States, 23113 and employs 141 people. Village Bank is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Village Bank Leadership Team

Elected by the shareholders, the Village Bank's board of directors comprises two types of representatives: Village Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Village. The board's role is to monitor Village Bank's management team and ensure that shareholders' interests are well served. Village Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Village Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Raymond Sanders, COO, COO of Village Bank, Executive VP and Executive VP of Village Bank
Rebecca Kline, Senior Vice President - Retail of the Bank
Woodland Hogg, Independent Director
Michael Toalson, Independent Director
Kaloski CPA, Ex CFO
Craig Bell, Independent Chairman of the Board
Harril Whitehurst, CFO, Executive VP, Corporate Secretary, CFO of Village Bank and Executive VP of Village Bank
Frank Jenkins, Director
James Hendricks, Chief Credit Officer, Executive VP, Director of Special Assets and Chief Credit Officer of Village Bank
John Wash, Independent Director
Calvert Esleeck, Independent Director
Michael Katzen, Independent Director
William Foster, CEO and President Director, Member of Executive Committee, Member of Strategic Planning Committee, CEO of Village Bank and President of Village Bank
Raymond Avery, Independent Director
Deborah Golding, VP Secretary
Max Morehead, Executive Vice President- Commercial Banking
Devon Henry, Director
George Whittemore, Independent Director
Charles Walton, Independent Director
Donald Kaloski, CFO, Executive Vice President
Dennis Falk, Chief Admin. Officer, Executive VP and Treasurer
William Chandler, Independent Director
Jerry Mabry, President and CEO of Village Bank Mortgage Corporation
Kenneth Lehman, Director

Village Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Village Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Village Bank in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Village Bank's short interest history, or implied volatility extrapolated from Village Bank options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Village Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Village Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Village Bank And Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Village Bank And Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Village Bank and. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the Village Bank information on this page should be used as a complementary analysis to other Village Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..

Complementary Tools for Village Stock analysis

When running Village Bank's price analysis, check to measure Village Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Village Bank is operating at the current time. Most of Village Bank's value examination focuses on studying past and present price action to predict the probability of Village Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Village Bank's price. Additionally, you may evaluate how the addition of Village Bank to your portfolios can decrease your overall portfolio volatility.
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Is Village Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Village Bank. If investors know Village will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Village Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.22)
Earnings Share
1.29
Revenue Per Share
16.96
Quarterly Revenue Growth
(0.06)
Return On Assets
0.0026
The market value of Village Bank is measured differently than its book value, which is the value of Village that is recorded on the company's balance sheet. Investors also form their own opinion of Village Bank's value that differs from its market value or its book value, called intrinsic value, which is Village Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Village Bank's market value can be influenced by many factors that don't directly affect Village Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Village Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Village Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Village Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.