Michael Long - Usio Chairman of the Board, Co-Founder

USIO Stock  USD 1.49  0.01  0.68%   

Chairman

Mr. Michael R. Long is Chairman of the Board, CoFounder of the Company. He has also held the position of our Chief Executive Officer from July 1998 to August 2016 and our Chief Financial Officer from September 2003 to March 2015, in addition to his other positions with us. Mr. Long has more than thirty years of senior executive management and systems development experience in six publicly traded companies, as well as experience operating a systems consulting business. Before assuming the highest position with our Company, Mr. Long was Vice President of Information Technology at Billing Concepts, Inc., the largest thirdparty billing clearinghouse for the telecommunications industry. Mr. Longs career experience also includes financial services industry business development for Andersen Consulting and several executive positions in publicly traded telecommunications and financial services companies since 2016.
Age 72
Tenure 8 years
Address 3611 Paesanos Parkway, San Antonio, TX, United States, 78231
Phone210 249 4100
Webhttps://www.usio.com
Long is a valuable member of our Board due to his depth of operating, strategic, systems development, transactional, and senior management experience in our industry. Additionally, Mr. Long has held positions of increasing responsibility at our Company and holds intimate knowledge of our Company due to his longevity in the industry and with us.

Usio Management Efficiency

The company has return on total asset (ROA) of (0.0117) % which means that it has lost $0.0117 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.0328) %, meaning that it created substantial loss on money invested by shareholders. Usio's management efficiency ratios could be used to measure how well Usio manages its routine affairs as well as how well it operates its assets and liabilities. As of the 29th of April 2024, Return On Tangible Assets is likely to drop to -0.0047. In addition to that, Return On Capital Employed is likely to grow to -0.1. At this time, Usio's Asset Turnover is very stable compared to the past year.
The company currently holds 3.38 M in liabilities with Debt to Equity (D/E) ratio of 0.23, which may suggest the company is not taking enough advantage from borrowing. Usio Inc has a current ratio of 1.05, suggesting that it may not have the ability to pay its financial obligations when due. Debt can assist Usio until it has trouble settling it off, either with new capital or with free cash flow. So, Usio's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Usio Inc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Usio to invest in growth at high rates of return. When we think about Usio's use of debt, we should always consider it together with cash and equity.

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Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas. Usio operates under Information Technology Services classification in the United States and is traded on NASDAQ Exchange. It employs 108 people. Usio Inc (USIO) is traded on NASDAQ Exchange in USA. It is located in 3611 Paesanos Parkway, San Antonio, TX, United States, 78231 and employs 126 people. Usio is listed under Transaction & Payment Processing Services category by Fama And French industry classification.

Management Performance

Usio Inc Leadership Team

Elected by the shareholders, the Usio's board of directors comprises two types of representatives: Usio inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Usio. The board's role is to monitor Usio's management team and ensure that shareholders' interests are well served. Usio's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Usio's outside directors are responsible for providing unbiased perspectives on the board's policies.
CPA CPA, VP CFO
Bradley Rollins, Independent Director
John Marco, IR Contact Officer
CFI CFE, Senior Compliance
Louis Hoch, President CEO, Vice Chairman of the Board, COO
Kenneth Keller, Chief VP
Steve Peterson, Senior Markets
Tom Jewell, CFO, Senior Vice President
Larry CPP, Senior Development
Silas Green, Senior Solutions
Houston Frost, Senior Vice President - Corporate Development and Prepaid Products
Paul Manley, Senior Relations
Joe CPP, Vice Sales
Michael White, Chief VP
Gregory Carter, Executive Acceptance
Michael Long, Chairman of the Board, Co-Founder
Miguel Chapa, Independent Director
Blaise Bender, Independent Director
Matt Morris, VP Marketing
Kyle CPP, VP Devel

Usio Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Usio a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Usio Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Usio's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Usio Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Usio Inc Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Usio Inc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
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Is Usio's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Usio. If investors know Usio will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Usio listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(0.02)
Revenue Per Share
4.108
Quarterly Revenue Growth
0.035
Return On Assets
(0.01)
Return On Equity
(0.03)
The market value of Usio Inc is measured differently than its book value, which is the value of Usio that is recorded on the company's balance sheet. Investors also form their own opinion of Usio's value that differs from its market value or its book value, called intrinsic value, which is Usio's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Usio's market value can be influenced by many factors that don't directly affect Usio's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Usio's value and its price as these two are different measures arrived at by different means. Investors typically determine if Usio is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Usio's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.