Richard Adams - United Bankshares Pres and President of United Bank (WV)

UBSI Stock  USD 33.27  0.81  2.50%   

President

Mr. Richard M. Adams, Jr. is the President of United Bankshares, Inc since 2014.
Age 49
Tenure 10 years
Address 300 United Center, Charleston, WV, United States, 25301
Phone304 424 8716
Webhttps://www.ubsi-inc.com
Adams is the President since 2014 – United; Executive VicePresident since 2000 – United; Vice Chairman – United Bank a subsidiary of the company. He serves as President & Executive VicePresident – United; Vice Chairman – United Bank; President – United Bank, Inc.

United Bankshares Management Efficiency

The company has return on total asset (ROA) of 0.0118 % which means that it generated a profit of $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0754 %, meaning that it created $0.0754 on every $100 dollars invested by stockholders. United Bankshares' management efficiency ratios could be used to measure how well United Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. As of now, United Bankshares' Return On Tangible Assets are increasing as compared to previous years. The United Bankshares' current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is forecasted to increase to (0). As of now, United Bankshares' Other Assets are increasing as compared to previous years. The United Bankshares' current Return On Tangible Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to under 1.6 B.
The company currently holds 2.08 B in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. Debt can assist United Bankshares until it has trouble settling it off, either with new capital or with free cash flow. So, United Bankshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Bankshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Bankshares' use of debt, we should always consider it together with cash and equity.

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United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2988 people. United Bankshares (UBSI) is traded on NASDAQ Exchange in USA. It is located in 300 United Center, Charleston, WV, United States, 25301 and employs 2,716 people. United Bankshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

United Bankshares Leadership Team

Elected by the shareholders, the United Bankshares' board of directors comprises two types of representatives: United Bankshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Bankshares' management team and ensure that shareholders' interests are well served. United Bankshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Bankshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Robert Astorg, Independent Director
Charles Mildren, Executive Officer
Richard Adams, Pres and President of United Bank (WV)
Richard Sr, Executive Board
James Consagra, COO, Executive VP, CEO of United Bank (Va) and President of United Bank (Va)
Darren Williams, Executive Officer
Douglas Leech, Director
Ami Shaver, Head VP
Gary White, Independent Director
Craige Smith, Executive VP and COO of United Bank (VA)
Douglas Fisher, Independent Director
Theodore Georgelas, Independent Director
Bernard Clineburg, Director
Douglas Ernest, Executive Vice President
MD Adams, CEO Director
CPA CPA, Ex Director
Clinton Winter, Lead Independent Director
Julie Gurtis, Executive President
Peter Converse, Director
John McMahon, Independent Director
Gaston Caperton, Independent Director
Matthew Humphrey, Executive Management
Mary Weddle, Independent Director
Michael Fitzgerald, Director
Mark Tatterson, CFO, Executive VP and Sr. Vice-President of United Bank (Wv)
Lawrence Doll, Director
F Graff, Independent Director
CPA Consagra, President
Albert Small, Independent Director
Paul McNamara, Independent Director
Ross Draber, Chief Officer
Mark Nesselroad, Independent Director

United Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is United Bankshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards United Bankshares in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, United Bankshares' short interest history, or implied volatility extrapolated from United Bankshares options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.

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When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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Is United Bankshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
1.46
Earnings Share
2.62
Revenue Per Share
7.524
Quarterly Revenue Growth
(0.04)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.