Pamela Joseph - TransUnion Non-Executive Independent Chairman of the Board

TRU Stock  USD 77.07  2.38  3.19%   

Chairman

Ms. Pamela A. Joseph is Independent Director of TransUnion., effective September 28, 2015. Ms. Joseph has served as the President and Chief Operating Officer of TSYS from May 2016 until September 2017. Ms. Joseph was previously the Vice Chairman of U.S. Bancorp Payment Services and Chairman of Elavon, a whollyowned subsidiary of U.S. Bancorp, a position she held from 2004 until June 2015. Ms. Joseph served on the Board of Directors of TSYS from May 2016 to September 2017 and on the Board of Directors of Paychex, Inc. from 2005 until March 2017, also serving as a member of the Audit and Executive Committees. Ms. Joseph served as a director of Centene Corporation from September 2007 to April 2016 since 2020.
Age 61
Tenure 4 years
Address 555 West Adams, Chicago, IL, United States, 60661
Phone312 985 2000
Webhttps://www.transunion.com
Joseph holds a B.S. from the University of Illinois at UrbanaChampaign.

TransUnion Management Efficiency

The company has Return on Asset of 0.0359 % which means that on every $100 spent on assets, it made $0.0359 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of (0.0416) %, meaning that it generated no profit with money invested by stockholders. TransUnion's management efficiency ratios could be used to measure how well TransUnion manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to -0.08 in 2024. Return On Capital Employed is likely to drop to 0.05 in 2024. Total Current Liabilities is likely to drop to about 637.1 M in 2024. Liabilities And Stockholders Equity is likely to drop to about 7.8 B in 2024
The company has 5.45 B in debt with debt to equity (D/E) ratio of 1.45, which is OK given its current industry classification. TransUnion has a current ratio of 1.7, which is typical for the industry and considered as normal. Debt can assist TransUnion until it has trouble settling it off, either with new capital or with free cash flow. So, TransUnion's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like TransUnion sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for TransUnion to invest in growth at high rates of return. When we think about TransUnion's use of debt, we should always consider it together with cash and equity.

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Markets segment provides consumer reports, actionable insights, and analytics to businesses. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois. TransUnion operates under Consulting Services classification in the United States and is traded on New York Stock Exchange. It employs 10200 people. TransUnion (TRU) is traded on New York Stock Exchange in USA. It is located in 555 West Adams, Chicago, IL, United States, 60661 and employs 13,000 people. TransUnion is listed under Research & Consulting Services category by Fama And French industry classification.

Management Performance

TransUnion Leadership Team

Elected by the shareholders, the TransUnion's board of directors comprises two types of representatives: TransUnion inside directors who are chosen from within the company, and outside directors, selected externally and held independent of TransUnion. The board's role is to monitor TransUnion's management team and ensure that shareholders' interests are well served. TransUnion's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, TransUnion's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Danaher, Executive Vice President - Consumer Interactive
Thomas Monahan, Independent Director
Timothy Martin, Executive Vice President & Chief Global Solutions Officer
Todd CPA, Executive CFO
Brett Mooney, Regional President of Canada
Teedra Bernard, Senior Vice President Chief Talent and Diversity Officer
Susan Muigai, Chief Human Resource Officer, Executive Vice President
Emile Kinuma, Chief Executive Officer
David Finch, Chief Officer
George Awad, Independent Director
Todd Cello, Chief Financial Officer, Executive Vice President, Principal Accounting Officer
Charles Gottdiener, Director
Aaron Hoffman, Vice Relations
Michael Forde, Senior Counsel
Suzanne Clark, Independent Director
David Wojczynski, President Healthcare
Jason Laky, Executive Services
Akshay Kumar, Executive Vice President Global Technology Architecture & Strategy
Pamela Joseph, Non-Executive Independent Chairman of the Board
Kermit Crawford, Independent Director
David Neenan, Executive Vice President, Strategic Advisor, International
Jessica Hindlian, Vice President - Channel Partnership and Sales Implementation
Todd Skinner, President International
William Bosworth, Independent Director
Siddharth Mehta, Independent Director
Steven Chaouki, Executive Vice President US Markets
Richard Mauldin, Executive COO
R Mauldin, Chief Operations Officer, Executive Vice President
Heather Russell, Executive Vice President, Chief Legal Officer and Corporate Secretary
Jennifer Williams, Senior Officer
Russell Fradin, Independent Director
Christopher Cartwright, President, Chief Executive Officer, Director
Joe Mellman, Senior Leader
Timothy Elberfeld, Senior Vice President, Chief Accounting Officer
Karen Krause, Chief VP
Steve Sassaman, Executive Vice President and Chief Commercial Officer
Venkat Achanta, Executive Vice President Chief Data & Analytics Officer
Andrew Prozes, Independent Director
Heather JD, Executive Officer
Abhinav Dhar, Executive Vice President and Chief Information and Technology Officer
Bill Shields, Chief Information Security

TransUnion Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is TransUnion a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether TransUnion is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if TransUnion Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Transunion Stock. Highlighted below are key reports to facilitate an investment decision about Transunion Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TransUnion. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy TransUnion Stock please use our How to Invest in TransUnion guide.
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When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.
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Is TransUnion's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TransUnion. If investors know TransUnion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TransUnion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.225
Dividend Share
0.315
Earnings Share
(1.00)
Revenue Per Share
20.199
Quarterly Revenue Growth
0.086
The market value of TransUnion is measured differently than its book value, which is the value of TransUnion that is recorded on the company's balance sheet. Investors also form their own opinion of TransUnion's value that differs from its market value or its book value, called intrinsic value, which is TransUnion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TransUnion's market value can be influenced by many factors that don't directly affect TransUnion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TransUnion's value and its price as these two are different measures arrived at by different means. Investors typically determine if TransUnion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TransUnion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.