Gary Stephens - Oak Valley Executive Group

OVLY Stock  USD 23.42  0.17  0.73%   

Executive

Gary Stephens is Executive Group of Oak Valley Bancorp
Age 60
Address 125 North Third Avenue, Oakdale, CA, United States, 95361
Phone209 848 2265
Webhttps://www.ovcb.com

Gary Stephens Latest Insider Activity

Tracking and analyzing the buying and selling activities of Gary Stephens against Oak Valley stock is an integral part of due diligence when investing in Oak Valley. Gary Stephens insider activity provides valuable insight into whether Oak Valley is net buyers or sellers over its current business cycle. Note, Oak Valley insiders must abide by specific rules, including filing SEC forms every time they buy or sell Oak Valley'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Oak Valley Management Efficiency

The company has return on total asset (ROA) of 0.0162 % which means that it generated a profit of $0.0162 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2108 %, meaning that it created $0.2108 on every $100 dollars invested by stockholders. Oak Valley's management efficiency ratios could be used to measure how well Oak Valley manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to rise to 0.02 in 2024. Return On Capital Employed is likely to rise to 0.26 in 2024. At this time, Oak Valley's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to rise to about 1.7 B in 2024, whereas Net Tangible Assets are likely to drop slightly above 99.6 M in 2024.
The company currently holds 7.46 M in liabilities with Debt to Equity (D/E) ratio of 10.46, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Oak Valley until it has trouble settling it off, either with new capital or with free cash flow. So, Oak Valley's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Oak Valley Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Oak to invest in growth at high rates of return. When we think about Oak Valley's use of debt, we should always consider it together with cash and equity.

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Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company was incorporated in 1990 and is headquartered in Oakdale, California. Oak Valley operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 209 people. Oak Valley Bancorp (OVLY) is traded on NASDAQ Exchange in USA. It is located in 125 North Third Avenue, Oakdale, CA, United States, 95361 and employs 219 people. Oak Valley is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Oak Valley Bancorp Leadership Team

Elected by the shareholders, the Oak Valley's board of directors comprises two types of representatives: Oak Valley inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Oak. The board's role is to monitor Oak Valley's management team and ensure that shareholders' interests are well served. Oak Valley's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Oak Valley's outside directors are responsible for providing unbiased perspectives on the board's policies.
Bill Nunes, Senior Marketing
Melissa Fuller, VP HR
Michael Rodrigues, Chief Credit Officer, Executive VP, Chief Credit Officer of Oak Valley Community Bank and Executive VP of Oak Valley Community Bank
Russell Stahl, Executive Officer
Gary Stephens, Executive Group
Janis Powers, Ex Management
Kim Booke, Executive Officer
Theresa Roland, Executive Officer
Christopher Courtney, CEO and President Director, Member of CRA Committee, Member of Investment Committee, Member of Loan Committee, CEO of Oak Valley Community Bank and President of Oak Valley Community Bank and Director of Oak Valley Community Bank
Jeffrey Gall, VP CFO
Julie DeHart, Executive Group
Richard McCarty, Chief Admin. Officer, Sr. Executive VP, Secretary, Chief Admin. Officer of Oak Valley Community Bank, Sr. Executive VP of Oak Valley Community Bank and Secretary of Oak Valley Community Bank
Catherine Ghan, Executive Group

Oak Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Oak Valley a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Oak Valley Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Oak Valley's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oak Valley Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oak Valley Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Oak Valley Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

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When running Oak Valley's price analysis, check to measure Oak Valley's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oak Valley is operating at the current time. Most of Oak Valley's value examination focuses on studying past and present price action to predict the probability of Oak Valley's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oak Valley's price. Additionally, you may evaluate how the addition of Oak Valley to your portfolios can decrease your overall portfolio volatility.
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Is Oak Valley's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Oak Valley. If investors know Oak will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Oak Valley listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.38)
Dividend Share
0.385
Earnings Share
3.32
Revenue Per Share
9.58
Quarterly Revenue Growth
(0.13)
The market value of Oak Valley Bancorp is measured differently than its book value, which is the value of Oak that is recorded on the company's balance sheet. Investors also form their own opinion of Oak Valley's value that differs from its market value or its book value, called intrinsic value, which is Oak Valley's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Oak Valley's market value can be influenced by many factors that don't directly affect Oak Valley's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Oak Valley's value and its price as these two are different measures arrived at by different means. Investors typically determine if Oak Valley is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Oak Valley's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.