Suzana Kubric - Nu Holdings Chief Officer

NU Stock  USD 10.88  0.02  0.18%   

Executive

Suzana Kubric is Chief Officer of Nu Holdings
Age 44
Address Rua Capote Valente, 39, São Paulo, SP, Brazil, 5409-0000
Phone800-592-2000
Webhttps://www.nubank.com.br

Nu Holdings Management Efficiency

The company has Return on Asset (ROA) of 0.0281 % which means that for every $100 of assets, it generated a profit of $0.0281. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1824 %, which means that it produced $0.1824 on every 100 dollars invested by current stockholders. Nu Holdings' management efficiency ratios could be used to measure how well Nu Holdings manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.03 in 2024. Return On Capital Employed is likely to gain to 0.04 in 2024. At this time, Nu Holdings' Liabilities And Stockholders Equity is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 38.7 B in 2024, whereas Total Current Liabilities is likely to drop slightly above 107.9 M in 2024.
The company reports 1.38 B of total liabilities with total debt to equity ratio (D/E) of 0.13, which may suggest the company is not taking enough advantage from financial leverage. Nu Holdings has a current ratio of 0.74, implying that it has not enough working capital to pay out debt commitments in time. Debt can assist Nu Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Nu Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Nu Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Nu Holdings to invest in growth at high rates of return. When we think about Nu Holdings' use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

EXECUTIVE Age

Laura PadovaniBarclays PLC ADR
N/A
Andrew MortonCitigroup
62
Ulrich KornerUBS Group AG
62
Douglas GuzmanRoyal Bank of
N/A
David DarnellBank of America
63
Zabeen HirjiRoyal Bank of
N/A
Markus DiethelmUBS Group AG
62
Munir NanjiCitigroup
N/A
Quentin AndreCitigroup
N/A
Salma SalmanToronto Dominion Bank
N/A
Robert BlancBarclays PLC ADR
47
Norie CampbellToronto Dominion Bank
N/A
Saul RosenCitigroup
N/A
Colleen JohnstonToronto Dominion Bank
N/A
Guy LewisHSBC Holdings PLC
N/A
Christoph KnoessRoyal Bank of
N/A
Jane LangfordToronto Dominion Bank
N/A
W HuCitigroup
56
Thomas KingBarclays PLC ADR
N/A
Caroline StewartUBS Group AG
N/A
Andrea SmithBank of America
53
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil. Nu Holdings is traded on New York Stock Exchange in the United States. Nu Holdings (NU) is traded on New York Stock Exchange in USA. It is located in Rua Capote Valente, 39, São Paulo, SP, Brazil, 5409-0000 and employs 14 people. Nu Holdings is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

Nu Holdings Leadership Team

Elected by the shareholders, the Nu Holdings' board of directors comprises two types of representatives: Nu Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Nu Holdings. The board's role is to monitor Nu Holdings' management team and ensure that shareholders' interests are well served. Nu Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Nu Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Suzana Kubric, Chief Officer
Guilherme Lago, Chief Officer
Youssef Lahrech, COO President
Livia Chanes, Chief Brazil
Jorg Friedemann, Investor Officer
Guilherme Vieira, MangInvestor Relations
Cristina Junqueira, CoFounder Officer
Marco Araujo, Chief Officer
Jagpreet Duggal, Chief Officer
Matthew Swann, Chief Officer
Henrique Fragelli, Chief Officer
David VelezOsomo, Chairman Founder
Elita Ariaz, Chief Officer
Vitor Olivier, Chief Officer

Nu Holdings Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Nu Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Nu Holdings Investors Sentiment

The influence of Nu Holdings' investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Nu Holdings. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Nu Holdings' public news can be used to forecast risks associated with an investment in Nu Holdings. The trend in average sentiment can be used to explain how an investor holding Nu Holdings can time the market purely based on public headlines and social activities around Nu Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Nu Holdings' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Nu Holdings' and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Nu Holdings' news discussions. The higher the estimated score, the more favorable is the investor's outlook on Nu Holdings.

Nu Holdings Implied Volatility

    
  54.1  
Nu Holdings' implied volatility exposes the market's sentiment of Nu Holdings stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Nu Holdings' implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Nu Holdings stock will not fluctuate a lot when Nu Holdings' options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Nu Holdings in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Nu Holdings' short interest history, or implied volatility extrapolated from Nu Holdings options trading.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether Nu Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Nu Holdings Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nu Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Nu Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nu Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.
For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.
You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.

Complementary Tools for Nu Holdings Stock analysis

When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Portfolio Analyzer
Portfolio analysis module that provides access to portfolio diagnostics and optimization engine
Price Transformation
Use Price Transformation models to analyze the depth of different equity instruments across global markets
Price Exposure Probability
Analyze equity upside and downside potential for a given time horizon across multiple markets
Portfolio Rebalancing
Analyze risk-adjusted returns against different time horizons to find asset-allocation targets
Portfolio Dashboard
Portfolio dashboard that provides centralized access to all your investments
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
Stock Screener
Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
Is Nu Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nu Holdings. If investors know Nu Holdings will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nu Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
38
Earnings Share
0.21
Revenue Per Share
0.782
Quarterly Revenue Growth
0.922
Return On Assets
0.0281
The market value of Nu Holdings is measured differently than its book value, which is the value of Nu Holdings that is recorded on the company's balance sheet. Investors also form their own opinion of Nu Holdings' value that differs from its market value or its book value, called intrinsic value, which is Nu Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nu Holdings' market value can be influenced by many factors that don't directly affect Nu Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nu Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Nu Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nu Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.