Robert Joyce - Kemper Independent Chairman of the Board

KMPR Stock  USD 58.65  1.22  2.12%   

Chairman

Mr. Robert J. Joyce, CPA., Independent Chairman of the Board of the Company. Mr. Joyce has served as Chairman of the Board of Directors of the Company since November 2015. Mr. Joyce served as Chairman and Chief Executive Officer of Westfield Group from July 2003 to January 2011, and as Executive Chair of Westfields Board from January 2011 until his retirement in March 2012. Westfield Group is privatelyheld and provides a broad portfolio of insurance and financial services. Mr. Joyce also served as Chairman of Westfield Bank from December 2001 to April 2010. Prior to joining Westfield in 1996, Mr. Joyce held various senior leadership positions with Reliance Insurance Group, and previously worked as a certified public accountant. Mr. Joyce served as a U.S. Navy Captain and is a veteran of Desert Storm and Desert Shield. Mr. Joyce brings substantial leadership experience and insurance industry expertise to the Board. Mr. Joyce also gained valuable acumen and skills for his role as Chairman of the Companys Board through his years of service as Chairman of the Board at Westfield. In addition, Mr. Joyce previously served on the Board of Governors of the Property Casualty Insurers Association of America and is a past chair of that organization. He also served as a Trustee of the Griffith Insurance Education Foundation and on the Board of the National Association of Independent Insurers. since 2021.
Age 72
Tenure 3 years
Address 200 East Randolph Street, Chicago, IL, United States, 60601
Phone312 661 4600
Webhttps://www.kemper.com

Kemper Management Efficiency

As of 04/30/2024, Return On Tangible Assets is likely to grow to -0.02. In addition to that, Return On Capital Employed is likely to grow to -0.06. At this time, Kemper's Intangible Assets are relatively stable compared to the past year. As of 04/30/2024, Other Assets is likely to grow to about 11.4 B, while Non Current Assets Total are likely to drop slightly above 48.1 M. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Kemper until it has trouble settling it off, either with new capital or with free cash flow. So, Kemper's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Kemper sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Kemper to invest in growth at high rates of return. When we think about Kemper's use of debt, we should always consider it together with cash and equity.

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Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois. Kemper Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 10300 people. Kemper (KMPR) is traded on New York Stock Exchange in USA. It is located in 200 East Randolph Street, Chicago, IL, United States, 60601 and employs 8,100 people. Kemper is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

Kemper Leadership Team

Elected by the shareholders, the Kemper's board of directors comprises two types of representatives: Kemper inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Kemper. The board's role is to monitor Kemper's management team and ensure that shareholders' interests are well served. Kemper's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Kemper's outside directors are responsible for providing unbiased perspectives on the board's policies.
James McKinney, Chief Financial Officer, Executive Vice President
Stuart Parker, Independent Director
Charles Brooks, Executive Vice President - Operations and Systems
Cheryl Neal, President - Kemper Life
Anastasios Omiridis, Senior Vice President, Deputy Chief Financial Officer and Principal Accounting Officer
Lisa King, Vice President - Human Resources
Matthew Hunton, President of Kemper Auto
Bradley CFA, Executive CFO
Mark Green, Executive Vice President - Business Development and Reinsurance
Kathleen Cronin, Independent Director
Kan Lau, Senior Vice President , Chief Data Analytics Officer
James Alexander, Senior Officer
Michael Marinaccio, IR Contact Officer
Thomas Goldstein, Director
Teresa Canida, Independent Director
Douglas Geoga, Independent Director
Frank Sodaro, CFO and Sr. VP
Denise Lynch, Property and Casualty Group Executive
Tim Stonehocker, President - Life and Health Division
Lacy Johnson, Independent Director
Carl Evans, General VP
Christine Mullins, Chief Human Resource Officer, Senior Vice President
Christopher Sarofim, Director
Gerald Laderman, Independent Director
Barbara Ciesemier, Assistant Communications
Diana HickertHill, IR Contact Officer
Richard Roeske, Chief Accounting Officer and VP
Duane Sanders, Executive Vice President and President - Property & Casualty Division
John Boschelli, Executive Vice President, Chief Investment Officer
David Storch, Lead Independent Director
Robert Otis, Senior Vice President - Preferred Home and Auto
Robert Joyce, Independent Chairman of the Board
Thomas Evans, General Counsel
Kimberly Holmes, Executive Vice President, Chief Actuary and Strategic Analytics Officer
Ismat Aziz, Chief Human Resource Officer, Executive Vice President, Chief Administrative Officer
C Evans, Executive Vice President General Counsel, Secretary
Erich Sternberg, Executive Vice President and Presidentident - Life and Health Division
George Cochran, Independent Director
George Dufala, Senior Vice President and President - Property and Casualty Division
Susan Whiting, Independent Director
Jason Gorevic, Independent Director
Nanette Hoff, Deputy General Counsel
Joseph Lacher, CEO and President Member of The Board of Directors and Member of Investment Committee
Karen Guerra, Vice Relations

Kemper Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Kemper a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Kemper is a strong investment it is important to analyze Kemper's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Kemper's future performance. For an informed investment choice regarding Kemper Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Kemper. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in american community survey.
To learn how to invest in Kemper Stock, please use our How to Invest in Kemper guide.
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When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.
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Is Kemper's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kemper. If investors know Kemper will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kemper listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.947
Dividend Share
1.24
Earnings Share
(4.25)
Revenue Per Share
77.23
Quarterly Revenue Growth
(0.14)
The market value of Kemper is measured differently than its book value, which is the value of Kemper that is recorded on the company's balance sheet. Investors also form their own opinion of Kemper's value that differs from its market value or its book value, called intrinsic value, which is Kemper's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kemper's market value can be influenced by many factors that don't directly affect Kemper's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kemper's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kemper is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kemper's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.