Leonardo Salinas - International Bancshares Independent Director

IBOC Stock  USD 57.17  1.52  2.73%   

Director

Mr. Leonardo Salinas is Independent Director of International Bancshares Corporationrationration. He has served as vice president of the Company and senior executive vice president of IBC until his retirement in 2000 since 2000.
Age 82
Tenure 24 years
Address 1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359
Phone956 722 7611
Webhttps://www.ibc.com
Salinas is one of our independent directors and is involved in real estate investments in Laredo. In addition to his experience in the banking and financial services industry, his longstanding service as a director and former officer of the Company, as well as his knowledge of the communities we serve, that led the Board to conclude that Mr. Salinas should continue serving on our Board.

International Bancshares Management Efficiency

The company has return on total asset (ROA) of 0.0269 % which means that it generated a profit of $0.0269 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1833 %, meaning that it created $0.1833 on every $100 dollars invested by stockholders. International Bancshares' management efficiency ratios could be used to measure how well International Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. At present, International Bancshares' Return On Assets are projected to increase slightly based on the last few years of reporting. At present, International Bancshares' Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 267 M, whereas Total Assets are forecasted to decline to about 11.1 B.
The company currently holds 650.03 M in liabilities with Debt to Equity (D/E) ratio of 6.07, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist International Bancshares until it has trouble settling it off, either with new capital or with free cash flow. So, International Bancshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like International Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for International to invest in growth at high rates of return. When we think about International Bancshares' use of debt, we should always consider it together with cash and equity.

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International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas. Intl Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2101 people. International Bancshares (IBOC) is traded on NASDAQ Exchange in USA. It is located in 1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359 and employs 2,062 people. International Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

International Bancshares Leadership Team

Elected by the shareholders, the International Bancshares' board of directors comprises two types of representatives: International Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of International. The board's role is to monitor International Bancshares' management team and ensure that shareholders' interests are well served. International Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, International Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Antonio Sanchez, Independent Director
Jay Rogers, Texas Houston
Javier Anda, Director
Jeff Samples, President Houston
Dennis Nixon, Chairman, Principal Executive Officer and President Member of Profit Sharing Plan Committee, Member of Asset/Liability, Investment, Balance Sheet-Management, Funds Management/Liquidity Interest Rate Risk Committee, CEO of International Bank of Commerce and President of International Bank of Commerce and Director of International Bank of Commerce
Ignacio Urrabazo, CEO Laredo
Hector Cerna, CEO Pass
Alonzo Villarreal, CEO Brownsville
Roberto Resendez, Director
Imelda Navarro, Principal Financial Officer, Principal Accounting Officer, Treasurer, Director, Sr. Executive VP of International Bank of Commerce and Director of International Bank of Commerce
Douglas Howland, Independent Director
Julie Tarvin, Vice President- President of IBC Service Center .
Eliza Gonzalez, Investment Relations Officer
Irving Greenblum, Independent Director
Mike Sohn, CEO Antonio
Leonardo Salinas, Independent Director
Larry Norton, Independent Director
Judith Wawroski, Executive Vice President Chief Accounting Officer, Treasurer
Marisa Santos, Corporate Secretary
Derek Schmidt, Bay Lavaca
Ricardo Ramirez, President Zapata
Rosa Gonzalez, Exec Divisions
Peggy Newman, Independent Director
Robert Barnes, CEO Austin
David Guerra, VP, Director, Member of Asset/Liability, Investment, Balance Sheet-Management, Funds Management/Liquidity Interest Rate Risk Committee and President of IBC McAllen Branch and Director of International Bank of Commerce

International Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is International Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

International Bancshares Investors Sentiment

The influence of International Bancshares' investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in International. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to International Bancshares' public news can be used to forecast risks associated with an investment in International. The trend in average sentiment can be used to explain how an investor holding International can time the market purely based on public headlines and social activities around International Bancshares. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
International Bancshares' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for International Bancshares' and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average International Bancshares' news discussions. The higher the estimated score, the more favorable is the investor's outlook on International Bancshares.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards International Bancshares in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, International Bancshares' short interest history, or implied volatility extrapolated from International Bancshares options trading.

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When determining whether International Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of International Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of International Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on International Bancshares Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in International Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
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When running International Bancshares' price analysis, check to measure International Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International Bancshares is operating at the current time. Most of International Bancshares' value examination focuses on studying past and present price action to predict the probability of International Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International Bancshares' price. Additionally, you may evaluate how the addition of International Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is International Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International Bancshares. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.009
Dividend Share
1.26
Earnings Share
6.62
Revenue Per Share
12.868
Quarterly Revenue Growth
0.035
The market value of International Bancshares is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International Bancshares' value that differs from its market value or its book value, called intrinsic value, which is International Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International Bancshares' market value can be influenced by many factors that don't directly affect International Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between International Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if International Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.