Alan Bernikow - FCB Financial Independent Director
Director
Mr. Alan S. Bernikow is an Independent Director of FCB Financial Holdings Inc, . He has served as a director of the Company since October 1, 2010, and as a director of the Bank since January 22, 2010. From 1998 until his retirement in May 2003, Mr. Bernikow served as the Deputy Chief Executive Officer of Deloitte Touche LLP, or DT, a global professional services firm. Prior to that, Mr. Bernikow held various senior executive positions at DT and certain of its predecessor companies, which he joined in 1977 since 2010.
| Age | 76 |
| Tenure | 14 years |
| Phone | 954 984-3313 |
| Web | www.floridacommunitybank.com |
FCB Financial Management Efficiency
The company has Return on Asset of 0.95 % which means that on every $100 spent on assets, it made $0.95 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 8.33 %, implying that it generated $8.33 on every 100 dollars invested. FCB Financial's management efficiency ratios could be used to measure how well FCB Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company has 855.51 M in debt with debt to equity (D/E) ratio of 7.37, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist FCB Financial until it has trouble settling it off, either with new capital or with free cash flow. So, FCB Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FCB Financial Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FCB to invest in growth at high rates of return. When we think about FCB Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 8.33 | |||
| Return On Asset | 0.95 |
FCB Financial Holdings Leadership Team
Elected by the shareholders, the FCB Financial's board of directors comprises two types of representatives: FCB Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FCB. The board's role is to monitor FCB Financial's management team and ensure that shareholders' interests are well served. FCB Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FCB Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Vincent Tese, Executive Chairman, Chairman of Executive Committee and Executive Chairman of Florida Community Bank | ||
| Thomas Constance, Independent Director | ||
| Frederic Salerno, Independent Director | ||
| Les Lieberman, Executive Vice Chairman of the Board of the Company and the Bank | ||
| Stuart Oran, Executive Vice President Chief Administrative Officer, Director of the Company and the Bank | ||
| Matthew Paluch, Director of Investor Relations | ||
| Paul Burner, CFO, Executive VP, CFO of Florida Community Bank and Executive VP of Florida Community Bank | ||
| Leslie Lieberman, Executive Vice Chairman of the Board of the Company and the Bank | ||
| James Baiter, Chief Credit Officer of Florida Community Bank and Executive VP of Florida Community Bank | ||
| Paul Novelly, Independent Director | ||
| Jennifer Simons, CFO | ||
| Alan Bernikow, Independent Director | ||
| Kent Ellert, CEO and President Director, Member of Executive Committee, CEO of Florida Community Bank and President of Florida Community Bank and Director of Florida Community Bank | ||
| Jack Partagas, CFO | ||
| Howard Curd, Independent Director | ||
| Gerald Luterman, Independent Director | ||
| William Mack, Independent Director |
FCB Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FCB Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 8.33 | |||
| Return On Asset | 0.95 | |||
| Profit Margin | 29.72 % | |||
| Operating Margin | 63.07 % | |||
| Current Valuation | 2.2 B | |||
| Shares Outstanding | 46.83 M | |||
| Shares Owned By Insiders | 4.52 % | |||
| Shares Owned By Institutions | 91.77 % | |||
| Number Of Shares Shorted | 1.86 M | |||
| Price To Earning | 11.09 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards FCB Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, FCB Financial's short interest history, or implied volatility extrapolated from FCB Financial options trading.
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Try AI Portfolio ArchitectCheck out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the FCB Financial Holdings information on this page should be used as a complementary analysis to other FCB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Other Consideration for investing in FCB Stock
If you are still planning to invest in FCB Financial Holdings check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the FCB Financial's history and understand the potential risks before investing.
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