John Yurconic - Embassy Bancorp Independent Director
| EMYB Stock | USD 13.45 0.15 1.13% |
Director
Mr. John T. Yurconic is an Independent Director of Embassy Bancorp Inc. He is the President of the John Yurconic Agency, a local insurance, vehicle registration and drivers license services agency with 11 locations in Lehigh, Northampton, Schuylkill, Berks and Carbon counties. He began his insurance career in 1989 after graduating from Lafayette College. Mr. Yurconic currently serves on the board of Synergy Holdings Corporationration, a workmens compensation specialist insurance company and PA Messenger Services, Inc., a software solutions corporation since 2008.
| Age | 46 |
| Tenure | 16 years |
| Professional Marks | MBA |
| Phone | 610 882-8800 |
| Web | www.embassybank.com |
Embassy Bancorp Management Efficiency
The company has return on total asset (ROA) of 0.0106 % which means that it generated a profit of $0.0106 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1733 %, meaning that it created $0.1733 on every $100 dollars invested by stockholders. Embassy Bancorp's management efficiency ratios could be used to measure how well Embassy Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Found 14 records | DIRECTOR Age | ||
| Thomas Schreier | Nuveen Pennsylvania Quality | 54 | |
| Margaret Wolff | Nuveen Pennsylvania Quality | 66 | |
| Margo Cook | Nuveen Pennsylvania Quality | 55 | |
| Albin Moschner | Nuveen Pennsylvania Quality | 69 | |
| Bradford Gallagher | Pimco New York | 75 | |
| William Hunter | Nuveen Pennsylvania Quality | 73 | |
| Judith Stockdale | Nuveen Pennsylvania Quality | 74 | |
| Virginia Stringer | Nuveen Pennsylvania Quality | 72 | |
| Robert Bremner | Nuveen Pennsylvania Quality | 73 | |
| David Kundert | Nuveen Pennsylvania Quality | 76 | |
| John Nelson | Nuveen Pennsylvania Quality | 59 | |
| Carole Stone | Nuveen Pennsylvania Quality | 74 | |
| Robert Young | Nuveen Pennsylvania Quality | 58 | |
| Jack Evans | Nuveen Pennsylvania Quality | 73 | |
Management Performance
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0106 |
Embassy Bancorp Leadership Team
Elected by the shareholders, the Embassy Bancorp's board of directors comprises two types of representatives: Embassy Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Embassy. The board's role is to monitor Embassy Bancorp's management team and ensure that shareholders' interests are well served. Embassy Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Embassy Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Judith Hunsicker, CFO, COO, Sr. Executive VP, Secretary, CFO of Embassy Bank, COO of Embassy Bank and Sr. Executive VP of Embassy Bank | ||
| Tracy Barker, VP Officer | ||
| John Yurconic, Independent Director | ||
| Mark Casciano, VP Initiatives | ||
| Diane Cunningham, Branch Lending | ||
| David Lobach, Chairman, CEO and President Chairman of Embassy Bank, CEO of Embassy Bank and President of Embassy Bank | ||
| John Englesson, Independent Director | ||
| Lynne Neel, Controller, VP | ||
| John Pittman, Independent Director | ||
| David Arner, VP Security | ||
| Scott Karwacki, VP Analysis | ||
| Frank Banko, Director | ||
| James Bartholomew, Executive VP, Executive VP of Embassy Bank and Sr. Lending Officer of Embassy Bank | ||
| John Brew, Independent Director | ||
| Geoffrey Boyer, Independent Director | ||
| Bernard Lesavoy, Director | ||
| Patti Smith, Director | ||
| Desty Bonstein, VP Banking |
Embassy Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Embassy Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0106 | |||
| Profit Margin | 0.36 % | |||
| Operating Margin | 0.48 % | |||
| Current Valuation | 65.15 M | |||
| Shares Outstanding | 7.55 M | |||
| Shares Owned By Insiders | 28.19 % | |||
| Shares Owned By Institutions | 2.90 % | |||
| Price To Earning | 8.62 X | |||
| Price To Book | 1.90 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Embassy Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Embassy Bancorp's short interest history, or implied volatility extrapolated from Embassy Bancorp options trading.
Pair Trading with Embassy Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Embassy Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Embassy Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving against Embassy OTC Stock
| 0.91 | XOM | Exxon Mobil Corp Financial Report 26th of July 2024 | PairCorr |
| 0.89 | MMM | 3M Company Financial Report 23rd of July 2024 | PairCorr |
| 0.84 | BAC | Bank of America Sell-off Trend | PairCorr |
| 0.83 | AXP | American Express Financial Report 19th of July 2024 | PairCorr |
| 0.83 | CAT | Caterpillar Financial Report 6th of August 2024 | PairCorr |
The ability to find closely correlated positions to Embassy Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Embassy Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Embassy Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Embassy Bancorp to buy it.
The correlation of Embassy Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Embassy Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Embassy Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Embassy Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Embassy Bancorp. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Complementary Tools for Embassy OTC Stock analysis
When running Embassy Bancorp's price analysis, check to measure Embassy Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Embassy Bancorp is operating at the current time. Most of Embassy Bancorp's value examination focuses on studying past and present price action to predict the probability of Embassy Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Embassy Bancorp's price. Additionally, you may evaluate how the addition of Embassy Bancorp to your portfolios can decrease your overall portfolio volatility.
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments | |
| Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Global Correlations Find global opportunities by holding instruments from different markets |