Paul Geddes - Direct Line CEO

DIISY Stock  USD 9.50  0.16  1.66%   

CEO

Mr. Paul Robert Geddes is no longer Chief Executive Officer, Executive Director of Direct Line Insurance Group Plc., effective 9 May 2019. He was CEO since 2009 and led the Group through its financial turnaround, separation from RBS Group, initial public offering and its entry into the FTSE 100. Under his leadership, the Group has delivered value for its customers and returns for shareholders by maintaining strong financial performance and underwriting discipline. This was achieved with a clear strategy, by investing in the engagement of Direct Line people, embedding a valuesdriven culture and a focus on making insurance much easier and better value for customers. After joining RBS Group in 2004 as Managing Director responsible for products and marketing, he became the CEO of RBS Groups mainland UK retail banking business. Before joining RBS Group, Paul held various senior multichannel retailing roles in the GUS and Kingfisher groups. Paul started his career in marketing, with UK and European roles at Procter Gamble.
Age 45
Phone44 1132 920 667
Webhttps://www.directlinegroup.co.uk

Direct Line Management Efficiency

The company has return on total asset (ROA) of 0.0251 % which means that it generated a profit of $0.0251 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1027 %, meaning that it generated $0.1027 on every $100 dollars invested by stockholders. Direct Line's management efficiency ratios could be used to measure how well Direct Line manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 513.6 M in total debt with debt to equity ratio (D/E) of 0.17, which may suggest the company is not taking enough advantage from borrowing. Direct Line Insurance has a current ratio of 0.52, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Direct Line until it has trouble settling it off, either with new capital or with free cash flow. So, Direct Line's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Direct Line Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Direct to invest in growth at high rates of return. When we think about Direct Line's use of debt, we should always consider it together with cash and equity.

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Direct Line Insurance Group plc provides general insurance products and services in the United Kingdom. Direct Line Insurance Group plc was founded in 1985 and is based in Bromley, the United Kingdom. Direct Line operates under InsuranceDiversified classification in the United States and is traded on OTC Exchange. It employs 9786 people. Direct Line Insurance [DIISY] is a Pink Sheet which is traded through a dealer network over-the-counter (OTC).

Management Performance

Direct Line Insurance Leadership Team

Elected by the shareholders, the Direct Line's board of directors comprises two types of representatives: Direct Line inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Direct. The board's role is to monitor Direct Line's management team and ensure that shareholders' interests are well served. Direct Line's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Direct Line's outside directors are responsible for providing unbiased perspectives on the board's policies.
Sebastian James, Non-Executive Director
Roger Clifton, Company Secretary
Anthony Reizenstein, CFO and Executive Director
Victoria Wallis, Chief Officer
Gregor Stewart, Non-Executive Director
Jennifer Thomas, Head Communications
Jose Vazquez, Chief Risk Officer
Danuta Gray, Non-Executive Director
Michael Biggs, Non-Executive Chairman of the Board
Mike HollidayWilliams, Managing Director - Personal Lines
Jane Hanson, Non-Executive Independent Director
Richard Ward, Non-Executive Independent Director
Andrew Palmer, Non-Executive Independent Director
Ash Jokhoo, Chief Officer
Simon Linares, HR Director
Paul Geddes, CEO, Executive Director and Member of Corporate Social Responsibility Committee
Mark Gregory, Non-Executive Director
Steve Maddock, Managing Director - Claims and Business Services
Jade Trimbee, Co Mang
Penelope ACA, CEO Director
Louise Calver, Investor Relations Manager
Paul Smith, Investor Director
Clare Thompson, Non-Executive Independent Director
Neil Manser, CFO Director
Penelope James, CFO - Designate, Executive Director
Fiona McBain, Non-Executive Director
Priscilla Vacassin, Non-Executive Independent Director
Andy Broadfield, Director of Investor Relations
Jessie Burrows, Service Sales
Angela Morrison, CIO and Member of Corporate Social Responsibility Committee
Humphrey Tomlinson, General Counsel, Company Secretary
Jonathan Greenwood, Managing Director of Commercial

Direct Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Direct Line a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Direct Line in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Direct Line's short interest history, or implied volatility extrapolated from Direct Line options trading.

Pair Trading with Direct Line

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Direct Line position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Direct Line will appreciate offsetting losses from the drop in the long position's value.

Moving together with Direct Pink Sheet

  0.64ALIZF Allianz SEPairCorr
The ability to find closely correlated positions to Direct Line could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Direct Line when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Direct Line - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Direct Line Insurance to buy it.
The correlation of Direct Line is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Direct Line moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Direct Line Insurance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Direct Line can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Direct Line Insurance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.

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When running Direct Line's price analysis, check to measure Direct Line's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Direct Line is operating at the current time. Most of Direct Line's value examination focuses on studying past and present price action to predict the probability of Direct Line's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Direct Line's price. Additionally, you may evaluate how the addition of Direct Line to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Direct Line's value and its price as these two are different measures arrived at by different means. Investors typically determine if Direct Line is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Direct Line's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.