Teresa Gilio - Community West Executive Bank

CWBC Stock  USD 17.45  0.13  0.75%   

Executive

Teresa Gilio is Executive Bank of Community West Bancshares
Age 61
Address 7100 North Financial Drive, Fresno, CA, United States, 93720
Phone559 298 1775
Webhttps://www.cvcb.com

Community West Management Efficiency

At present, Community West's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Capital Employed is projected to grow to (0.0004). At present, Community West's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.3 B, whereas Other Current Assets are forecasted to decline to about 61.4 M. Community West's management efficiency ratios could be used to measure how well Community West manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 158.86 M in liabilities with Debt to Equity (D/E) ratio of 9.03, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Community West until it has trouble settling it off, either with new capital or with free cash flow. So, Community West's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Community West Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Community to invest in growth at high rates of return. When we think about Community West's use of debt, we should always consider it together with cash and equity.

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Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California. Community West operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 122 people. Community West Bancshares (CWBC) is traded on NASDAQ Exchange in USA. It is located in 7100 North Financial Drive, Fresno, CA, United States, 93720 and employs 259 people. Community West Bancshares was previously known as Central Valley Community and was traded on NASDAQ Exchange under the symbol CVCY. Community West is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Community West Bancshares Leadership Team

Elected by the shareholders, the Community West's board of directors comprises two types of representatives: Community West inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Community. The board's role is to monitor Community West's management team and ensure that shareholders' interests are well served. Community West's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Community West's outside directors are responsible for providing unbiased perspectives on the board's policies.
Martin Plourd, CEO and President Director, CEO of Community West Bank and President of Community West Bank and Director of Community West Bank
John Illgen, Secretary, Director, Member of Personnel/Compensation Committee, Member of Nominating and Corporate Governance Committee, Member of Audit Committee and Director of Community West Bank
Jennifer Ofner, Senior Resources
Denise Jereb, Senior Manager
Paul Ulrich, Executive Vice President Chief Credit Officer of Community West Bank N.A
Anthony Ramos, Executive Bank
Dana Boutain, Director
Jason Beitz, Senior President
Debbie NalchajianCohen, Marketing Director
Teresa Gilio, Executive Bank
Linda Hischier, Senior Manager
Shereef Moharram, Independent Director
Kevin Moon, Senior Development
Brian Schwabecher, Senior Officer
Maureen Clark, COO, Executive Vice President CIO
Steven McDonald, Secretary Director
James Sims, Independent Director
Charles Baltuskonis, CFO, Principal Accounting Officer, Executive VP, CFO Of Community West Bank and Executive VP Of Community West Bank
Kirk Stovesand, Director, Chairman of Audit Committee, Secretary of Community West Bank and Director of Community West Bank
Patrick Luis, Executive Officer
Shannon CPA, Executive CFO
CPA CPA, VP Mang
Michael Will, Senior Resolution
William Peeples, Independent Chairman of the Board
Charles Kohl, Executive Vice President COO of Community West Bank
Timothy Stronks, COO VP
William Filippin, Executive Vice President and Market President of the Community West Bank
Richard Pimentel, Executive CFO
James Kim, CEO Director
Eric Onnen, Independent Director
Susan Thompson, CFO, Executive Vice President of Community West Bank
James Lokey, Director
Kristine Price, Executive Vice President and Chief Credit Officer of Community West Bank
Tom Dobyns, Director
Robert Bartlein, Director, Member of Nominating and Corporate Governance Committee, Member of Personnel/Compensation Committee and Chairman of Community West Bank
Blaine Lauhon, Executive Bank
Joseph Stronks, COO, Executive Vice President
Jean Blois, Independent Director

Community Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Community West a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Community West

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Community West position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Community West will appreciate offsetting losses from the drop in the long position's value.

Moving against Community Stock

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The ability to find closely correlated positions to Community West could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Community West when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Community West - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Community West Bancshares to buy it.
The correlation of Community West is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Community West moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Community West Bancshares moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Community West can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Community West Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community West's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community West Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community West Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Community West Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Community West Bancshares information on this page should be used as a complementary analysis to other Community West's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.

Complementary Tools for Community Stock analysis

When running Community West's price analysis, check to measure Community West's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community West is operating at the current time. Most of Community West's value examination focuses on studying past and present price action to predict the probability of Community West's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community West's price. Additionally, you may evaluate how the addition of Community West to your portfolios can decrease your overall portfolio volatility.
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Is Community West's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community West. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community West listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.47)
Dividend Share
0.48
Earnings Share
1.88
Revenue Per Share
7.389
Quarterly Revenue Growth
(0.11)
The market value of Community West Bancshares is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community West's value that differs from its market value or its book value, called intrinsic value, which is Community West's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community West's market value can be influenced by many factors that don't directly affect Community West's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community West's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community West is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community West's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.