Andrew Bowman - Customers Bancorp Chief EVP
| CUBI Stock | USD 48.25 0.85 1.79% |
Insider
Andrew Bowman is Chief EVP of Customers Bancorp
| Age | 56 |
| Address | 701 Reading Avenue, West Reading, PA, United States, 19611 |
| Phone | 610 933 2000 |
| Web | https://www.customersbank.com |
Customers Bancorp Management Efficiency
The company has return on total asset (ROA) of 0.0114 % which means that it generated a profit of $0.0114 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1582 %, meaning that it created $0.1582 on every $100 dollars invested by stockholders. Customers Bancorp's management efficiency ratios could be used to measure how well Customers Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The Customers Bancorp's current Return On Capital Employed is estimated to increase to 0.04, while Return On Tangible Assets are projected to decrease to 0.01. As of now, Customers Bancorp's Other Current Assets are increasing as compared to previous years. The Customers Bancorp's current Total Current Assets is estimated to increase to about 6.8 B, while Total Assets are projected to decrease to under 11.5 B.Similar Executives
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Management Performance
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0114 |
Customers Bancorp Leadership Team
Elected by the shareholders, the Customers Bancorp's board of directors comprises two types of representatives: Customers Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Customers. The board's role is to monitor Customers Bancorp's management team and ensure that shareholders' interests are well served. Customers Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Customers Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Richard Ehst, President, Chief Operating Officer and President, Chief Executive Officer of Customers Bank | ||
| Bhanu Choudhrie, Independent Director | ||
| Andrea Allon, Independent Director | ||
| Samvir Sidhu, President Chairman | ||
| Robert Wahlman, CFO, Executive VP and CFO of Customers Bank | ||
| Glenn Hedde, Executive VP and President of Mortgage Warehouse Lending - Customers Bank | ||
| Jeffrey Skumin, Chief Accounting Officer, Controller | ||
| Andrew Sachs, Executive Vice President General Counsel, Corporate Secretary | ||
| Robert Fischer, Relationship President | ||
| Carla Leibold, Chief Financial Officer, Executive Vice President, Treasurer | ||
| Steven Issa, Market Chief Lending Officer, Executive VP and President of New England Group and Chief Lending Officer of Customers Bank | ||
| John Miller, Independent Director | ||
| Jay Sidhu, Chairman, CEO, Chairman of Executive Committee, Member of Risk Committee, Chairman of Customers Bank and CEO of Customers Bank | ||
| Bernard Banks, Director | ||
| James Collins, Senior Executive Vice President Chief Administrative Officer | ||
| Thomas Jastrem, Executive Vice President Chief Risk Officer | ||
| Robert Ramsey, Senior Vice President Director of Investor Relations and Strategic Planning | ||
| Robert Buford, Independent Director | ||
| Rick Burkey, Independent Director | ||
| Steven Zuckerman, Independent Director | ||
| Nicholas Harris, Executive Officer | ||
| Timothy Romig, Regional Officer | ||
| Andrew Bowman, Chief EVP | ||
| Robert Mackay, Director | ||
| T Way, Independent Director | ||
| Andrew Esq, General VP | ||
| David Patti, Director Communications | ||
| Lisa Walsh, Executive Officer | ||
| Jennifer Frost, Executive Vice President Chief Administrative Officer | ||
| Lyle Cunningham, Executive Officer | ||
| Daniel Rothermel, Lead Independent Director | ||
| Jessie Velasquez, Principal Accounting Officer | ||
| Sam Sidhu, Head of Corporate Development of Customers Bancorp, Inc., Vice Chairman, Chief Operating Officer of Customers | ||
| Lawrence Way, Independent Director |
Customers Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Customers Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0114 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | (541.1 M) | ||||
| Shares Outstanding | 31.65 M | ||||
| Shares Owned By Insiders | 7.53 % | ||||
| Shares Owned By Institutions | 87.66 % | ||||
| Number Of Shares Shorted | 1.86 M | ||||
| Price To Earning | 6.75 X |
Customers Bancorp Investors Sentiment
The influence of Customers Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Customers. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Customers Bancorp's public news can be used to forecast risks associated with an investment in Customers. The trend in average sentiment can be used to explain how an investor holding Customers can time the market purely based on public headlines and social activities around Customers Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Customers Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Customers Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Customers Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Customers Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Customers Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Customers Bancorp's short interest history, or implied volatility extrapolated from Customers Bancorp options trading.
Pair Trading with Customers Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Customers Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Customers Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving against Customers Stock
| 0.68 | TECTP | Tectonic Financial | PairCorr |
| 0.59 | DB | Deutsche Bank AG | PairCorr |
The ability to find closely correlated positions to Customers Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Customers Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Customers Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Customers Bancorp to buy it.
The correlation of Customers Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Customers Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Customers Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Customers Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.Note that the Customers Bancorp information on this page should be used as a complementary analysis to other Customers Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Complementary Tools for Customers Stock analysis
When running Customers Bancorp's price analysis, check to measure Customers Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Customers Bancorp is operating at the current time. Most of Customers Bancorp's value examination focuses on studying past and present price action to predict the probability of Customers Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Customers Bancorp's price. Additionally, you may evaluate how the addition of Customers Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Customers Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.1) | Earnings Share 7.17 | Revenue Per Share 22.314 | Quarterly Revenue Growth 0.109 | Return On Assets 0.0114 |
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.