William Giokas - Capital Bancorp Chairman

CBNK Stock  USD 19.99  0.09  0.45%   

Chairman

Mr. William J. Giokas is the Lead Independent Director of Chicopee Bancorp Inc. since 1987. He is the President and coowner of Lamb Knitting Machine Corporationration Mr. Giokas serves as the Clerk of the Corporation for Chicopee Savings Bank and the Lead Independent Director for Chicopee Bancorp Inc. Mr. Giokas serves on the Executive Committee the AssetLiability Committee and the Nominating and Corporationrationrate Governance Committee. Mr. Giokas practiced law for five years prior to joining Lamb Knitting 26 years ago. Mr. Giokas has in the past served as ChairmanPresident of the board of directors of several local area nonprofit organizations since 1987.
Age 67
Tenure 37 years
Address 2275 Research Boulevard, Rockville, MD, United States, 20850
Phone(301) 468-8848
Webhttps://capitalbankmd.com
Giokas holds a BS degree in mechanical engineering and a Juris Doctorate.

Capital Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0143 % which means that it generated a profit of $0.0143 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1324 %, meaning that it created $0.1324 on every $100 dollars invested by stockholders. Capital Bancorp's management efficiency ratios could be used to measure how well Capital Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Capital Bancorp's Return On Tangible Assets are quite stable compared to the past year. Return On Capital Employed is expected to rise to 0.41 this year, although the value of Return On Assets will most likely fall to 0.01. At this time, Capital Bancorp's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 140.8 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 1.6 B.
The company currently holds 52.85 M in liabilities with Debt to Equity (D/E) ratio of 6.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Capital Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Capital Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Capital Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Capital to invest in growth at high rates of return. When we think about Capital Bancorp's use of debt, we should always consider it together with cash and equity.

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Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. The company was founded in 1974 and is headquartered in Rockville, Maryland. Capital Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 257 people. Capital Bancorp (CBNK) is traded on NASDAQ Exchange in USA. It is located in 2275 Research Boulevard, Rockville, MD, United States, 20850 and employs 277 people. Capital Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Capital Bancorp Leadership Team

Elected by the shareholders, the Capital Bancorp's board of directors comprises two types of representatives: Capital Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Capital. The board's role is to monitor Capital Bancorp's management team and ensure that shareholders' interests are well served. Capital Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Capital Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Paul Picknelly, Independent Director
CPA CPA, Ex CFO
Constance CPA, Chief Officer
William Wagner, Executive Chairman, CEO and President Member of Executive Committee, Chairman of Chicopee Savings Bank, CEO of Chicopee Savings Bank and President of Chicopee Savings Bank
Anguel Lindarev, Executive Officer
Gregg Orlen, Independent Director
Jennings Walker, Chief Officer
William Giokas, Lead Independent Director, Chairman of Nominating and Governance Committee, Member of Executive Committee, Member of Proxy Committee, Corporate Secretary of Chicopee Savings Bank and Director of Chicopee Savings Bank
James Lynch, Independent Director
Guida Sajdak, CFO, Sr. VP, Treasurer, Sr. VP of Chicopee Savings Bank and Treasurer of Chicopee Savings Bank
Gary Fitzgerald, Independent Director
Judith Tremble, Independent Director
Jacob Dalaya, Executive Officer
Russell Omer, Chief Lending Officer, Executive VP and Executive VP of Lending - Chicopee Savings Bank
Edward Barry, CEO President
William Masse, Independent Director
James Bugbee, Independent Director

Capital Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Capital Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Capital Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Capital Bancorp's short interest history, or implied volatility extrapolated from Capital Bancorp options trading.

Pair Trading with Capital Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Capital Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Capital Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving against Capital Stock

  0.58TECTP Tectonic FinancialPairCorr
  0.55DB Deutsche Bank AGPairCorr
  0.47CFG-PD Citizens FinancialPairCorr
The ability to find closely correlated positions to Capital Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Capital Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Capital Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Capital Bancorp to buy it.
The correlation of Capital Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Capital Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Capital Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Capital Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Capital Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Capital Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Capital Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Capital Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Capital Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Capital Stock please use our How to buy in Capital Stock guide.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.

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Is Capital Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Capital Bancorp. If investors know Capital will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Capital Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.31)
Dividend Share
0.32
Earnings Share
2.34
Revenue Per Share
11.205
Quarterly Revenue Growth
(0.02)
The market value of Capital Bancorp is measured differently than its book value, which is the value of Capital that is recorded on the company's balance sheet. Investors also form their own opinion of Capital Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Capital Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Capital Bancorp's market value can be influenced by many factors that don't directly affect Capital Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Capital Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Capital Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Capital Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.