Daniel Potts - ACNB Independent Director

ACNB Stock  USD 33.05  1.11  3.25%   

Director

Mr. Daniel W. Potts is an Independent Director of ACNB Corporationrationration. He is member of both the Corporation and ACNB Bank Boards of Directors since 2004 and serves as an audit committee financial expert. He has also been a member of the Board of Directors of Russell Insurance Group, Inc. since 2005. He has more than 30 years of global business experience, including 10 years with major accounting firms and senior executive positions in the financial services industry. Mr. Potts is currently a Partner in the IBM Banking Insurance Consulting Practice. Mr. Potts financial and business skills and extensive experience with financial accounting matters provide invaluable insight and guidance to the Board oversight function. since 2004.
Age 65
Tenure 20 years
Address 16 Lincoln Square, Gettysburg, PA, United States, 17325
Phone(717) 334-3161
Webhttps://www.acnb.com

ACNB Management Efficiency

The company has return on total asset (ROA) of 0.0122 % which means that it generated a profit of $0.0122 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1099 %, meaning that it created $0.1099 on every $100 dollars invested by stockholders. ACNB's management efficiency ratios could be used to measure how well ACNB manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ACNB's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.3 B, whereas Total Assets are forecasted to decline to about 1.3 B.
The company currently holds 254.79 M in liabilities with Debt to Equity (D/E) ratio of 9.48, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist ACNB until it has trouble settling it off, either with new capital or with free cash flow. So, ACNB's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like ACNB sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ACNB to invest in growth at high rates of return. When we think about ACNB's use of debt, we should always consider it together with cash and equity.

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ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania. Acnb Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 7 people. ACNB Corporation (ACNB) is traded on NASDAQ Exchange in USA. It is located in 16 Lincoln Square, Gettysburg, PA, United States, 17325 and employs 413 people. ACNB is listed under Regional Banks category by Fama And French industry classification.

Management Performance

ACNB Leadership Team

Elected by the shareholders, the ACNB's board of directors comprises two types of representatives: ACNB inside directors who are chosen from within the company, and outside directors, selected externally and held independent of ACNB. The board's role is to monitor ACNB's management team and ensure that shareholders' interests are well served. ACNB's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, ACNB's outside directors are responsible for providing unbiased perspectives on the board's policies.
Frank Russell, CEO of Russell Insurance Group Inc and President of Russell Insurance Group Inc
David Cathell, CFO, Executive VP and Treasurer
Robert Miller, Independent Director
CFA CPA, CFO VP
Frank Elsner, Independent Chairman of the Board
Brett Fulk, Executive Officer
Mark Blacksten, Executive President
Douglas Seibel, Executive Bank
James Lott, Independent Director
Scott Kelley, Independent Director
Harry Wheeler, Independent Director
Thomas Ritter, CEO and President Director, Member of Strategic Planning Committee, CEO of Adams County National Bank and President of Adams County National Bank and Director of Adams County National Bank
James Helt, Executive VP of Banking Services of ACNB Bank
James Williams, Independent Director
Richard Alloway, Independent Director
Donna Newell, Independent Director
David Sites, Independent Director
Marian Schultz, Independent Director
Alan Stock, Independent Vice Chairman of the Board
Kevin Esq, General VP
Lynda Glass, Chief Governance Officer, Executive VP and Secretary
Daniel Potts, Independent Director
Todd Herring, Director
Emmett Patterson, Independent Director
Arthur Seibel, Director

ACNB Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is ACNB a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards ACNB in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, ACNB's short interest history, or implied volatility extrapolated from ACNB options trading.
When determining whether ACNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ACNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Acnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Acnb Corporation Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACNB Corporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

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When running ACNB's price analysis, check to measure ACNB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACNB is operating at the current time. Most of ACNB's value examination focuses on studying past and present price action to predict the probability of ACNB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACNB's price. Additionally, you may evaluate how the addition of ACNB to your portfolios can decrease your overall portfolio volatility.
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Is ACNB's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACNB. If investors know ACNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ACNB listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
1.16
Earnings Share
3.71
Revenue Per Share
12.28
Quarterly Revenue Growth
(0.06)
The market value of ACNB is measured differently than its book value, which is the value of ACNB that is recorded on the company's balance sheet. Investors also form their own opinion of ACNB's value that differs from its market value or its book value, called intrinsic value, which is ACNB's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ACNB's market value can be influenced by many factors that don't directly affect ACNB's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ACNB's value and its price as these two are different measures arrived at by different means. Investors typically determine if ACNB is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ACNB's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.