Adalio Sanchez - ACI Worldwide Director

ACIW Stock  USD 35.46  1.11  3.23%   

Director

Mr. Adalio T. Sanchez is an Independent Director of the Company. He is President, S Group Advisory, LLC, a firm specializing in management consulting services around business strategy, operational excellence, and business transformation Served as Senior Vice President of the Lenovo Group Limited, an international technology company, from 2014 to 2015 Served in various capacities at International Business Machines Corporation, a global technology and innovation company, from 1982 to 2014, including sixteen years in senior executive officer and global general management roles Member of the Board of Directors and Treasurer of the Florida International University Foundation, Member of the Board of Trustees of the MITRE Corporationrationration. since 2015.
Age 58
Tenure 9 years
Address 6060 Coventry Drive, Elkhorn, NE, United States, 68022-6482
Phone402 390 7600
Webhttps://www.aciworldwide.com

ACI Worldwide Management Efficiency

The company has return on total asset (ROA) of 0.0547 % which means that it generated a profit of $0.0547 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1205 %, meaning that it created $0.1205 on every $100 dollars invested by stockholders. ACI Worldwide's management efficiency ratios could be used to measure how well ACI Worldwide manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is likely to climb to 0.1 in 2024, whereas Return On Tangible Assets are likely to drop 0.05 in 2024. At this time, ACI Worldwide's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 2.1 B in 2024, whereas Intangible Assets are likely to drop slightly above 209.9 M in 2024.
The company currently holds 1.09 B in liabilities with Debt to Equity (D/E) ratio of 0.96, which is about average as compared to similar companies. ACI Worldwide has a current ratio of 1.22, suggesting that it is in a questionable position to pay out its financial obligations when due. Debt can assist ACI Worldwide until it has trouble settling it off, either with new capital or with free cash flow. So, ACI Worldwide's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like ACI Worldwide sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ACI to invest in growth at high rates of return. When we think about ACI Worldwide's use of debt, we should always consider it together with cash and equity.

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ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company was founded in 1975 and is based in Coral Gables, Florida. Aci Worldwide operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 3610 people. ACI Worldwide (ACIW) is traded on NASDAQ Exchange in USA. It is located in 6060 Coventry Drive, Elkhorn, NE, United States, 68022-6482 and employs 3,212 people. ACI Worldwide is listed under Application Software category by Fama And French industry classification.

Management Performance

ACI Worldwide Leadership Team

Elected by the shareholders, the ACI Worldwide's board of directors comprises two types of representatives: ACI Worldwide inside directors who are chosen from within the company, and outside directors, selected externally and held independent of ACI. The board's role is to monitor ACI Worldwide's management team and ensure that shareholders' interests are well served. ACI Worldwide's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, ACI Worldwide's outside directors are responsible for providing unbiased perspectives on the board's policies.
David Poe, Independent Director
Abe Kuruvilla, Executive Officer
Janet Estep, Independent Director
Hannes Rensburg, Sr Devel
Philip Heasley, Chairman, CEO and President and Member of Strategy, Technology and Process Committee
James Hale, Independent Director
Anthony Dinkins, Chief Officer
John Shay, Independent Director
Mohammed Mortajine, Chief Officer
Scott Behrens, CFO, Chief Accounting Officer and Sr. Executive VP
Alessandro Silva, Executive Officer
Thomas III, Interim Director
Daniel Frate, Group President, Customer Management and Maintenance
Carolyn Homberger, Group president
Dennis Byrnes, Chief Admin. Officer, Executive VP, General Counsel and Secretary
Charles Peters, Director
Jan Suwinski, Independent Director
Karen Hobbs, Interim Officer
Debbie Guerra, Executive Officer
John Kraft, Head Finance
Adalio Sanchez, Director
Anthony Scotto, Chief of Technology and Sr. Executive VP
Dan Ring, VP PR
James McGroddy, Independent Director
Nick Karoglou, Head Affairs
Craig Saks, Group President - Strategic Products
Ram Puppala, Chief Officer
Pamela Patsley, Independent Director
Thomas Warsop, Director
Craig Maki, Executive Vice President Treasurer, Chief Corporate Development Officer

ACI Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is ACI Worldwide a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

ACI Worldwide Investors Sentiment

The influence of ACI Worldwide's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in ACI. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to ACI Worldwide's public news can be used to forecast risks associated with an investment in ACI. The trend in average sentiment can be used to explain how an investor holding ACI can time the market purely based on public headlines and social activities around ACI Worldwide. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
ACI Worldwide's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for ACI Worldwide's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average ACI Worldwide's news discussions. The higher the estimated score, the more favorable is the investor's outlook on ACI Worldwide.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards ACI Worldwide in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, ACI Worldwide's short interest history, or implied volatility extrapolated from ACI Worldwide options trading.

Pair Trading with ACI Worldwide

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if ACI Worldwide position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in ACI Worldwide will appreciate offsetting losses from the drop in the long position's value.

Moving together with ACI Stock

  0.68GB Global Blue GroupPairCorr

Moving against ACI Stock

  0.77VRSN VeriSignPairCorr
  0.7ZS Zscaler Financial Report 6th of June 2024 PairCorr
  0.63S SentinelOne Financial Report 6th of June 2024 PairCorr
  0.46EVCM EverCommerce Financial Report 14th of May 2024 PairCorr
The ability to find closely correlated positions to ACI Worldwide could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace ACI Worldwide when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back ACI Worldwide - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling ACI Worldwide to buy it.
The correlation of ACI Worldwide is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as ACI Worldwide moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if ACI Worldwide moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for ACI Worldwide can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether ACI Worldwide is a strong investment it is important to analyze ACI Worldwide's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact ACI Worldwide's future performance. For an informed investment choice regarding ACI Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACI Worldwide. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy ACI Stock please use our How to Invest in ACI Worldwide guide.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.

Complementary Tools for ACI Stock analysis

When running ACI Worldwide's price analysis, check to measure ACI Worldwide's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACI Worldwide is operating at the current time. Most of ACI Worldwide's value examination focuses on studying past and present price action to predict the probability of ACI Worldwide's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACI Worldwide's price. Additionally, you may evaluate how the addition of ACI Worldwide to your portfolios can decrease your overall portfolio volatility.
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Is ACI Worldwide's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACI Worldwide. If investors know ACI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ACI Worldwide listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.397
Earnings Share
1.35
Revenue Per Share
13.674
Quarterly Revenue Growth
0.091
Return On Assets
0.0547
The market value of ACI Worldwide is measured differently than its book value, which is the value of ACI that is recorded on the company's balance sheet. Investors also form their own opinion of ACI Worldwide's value that differs from its market value or its book value, called intrinsic value, which is ACI Worldwide's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ACI Worldwide's market value can be influenced by many factors that don't directly affect ACI Worldwide's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ACI Worldwide's value and its price as these two are different measures arrived at by different means. Investors typically determine if ACI Worldwide is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ACI Worldwide's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.