UMB Financial Stock Target Price and Analyst Consensus

UMBF Stock  USD 82.08  0.48  0.58%   
The current analyst and expert consensus on UMB Financial is Buy, with 2 strong buy opinions. The current projected UMB Financial target price consensus is 74.80 with 6 analyst opinions. The most common way UMB Financial analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview UMB Financial executives and customers to further validate their buy or sell advice. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on UMB Financial. We strongly encourage you to use your own analysis of UMB Financial to validate this buy or sell advice. UMB Financial buy-or-sell recommendation module provides average expert sentiment on the projected UMB Financial target price to derive its highest and lowest estimates based on its projected price volatility. Check out Macroaxis Advice on UMB Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
Lowest Forecast
68.07
Highest Forecast
83.03
Target Price
74.8
At this time, UMB Financial's Net Profit Margin is most likely to increase slightly in the upcoming years. At this time, UMB Financial's Short and Long Term Debt Total is most likely to increase significantly in the upcoming years. The UMB Financial's current Total Stockholder Equity is estimated to increase to about 3.3 B, while Net Debt is projected to decrease to (1.4 B).
  
It's important to approach UMB Financial's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

UMB Financial Target Price Consensus

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. UMB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. UMB Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   6  Buy
Most UMB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand UMB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of UMB Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

UMB Financial Target Price Projection

UMB Financial's current and average target prices are 82.08 and 74.80, respectively. The current price of UMB Financial is the price at which UMB Financial is currently trading. On the other hand, UMB Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

UMB Financial Market Quote on 6th of May 2024

Low Price81.63Odds
High Price83.57Odds

82.08

Target Price

Analyst Consensus On UMB Financial Target Price

Low Estimate68.07Odds
High Estimate83.03Odds

74.8

Historical Lowest Forecast  68.07 Target Price  74.8 Highest Forecast  83.03
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on UMB Financial and the information provided on this page.

UMB Financial Analyst Ratings

UMB Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about UMB Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of UMB Financial's financials, market performance, and future outlook by experienced professionals. UMB Financial's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize UMB Financial price targets

UMB Financial's stock target price is an estimate of its future price, usually made by analysts. Using UMB Financial's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at UMB Financial's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if UMB Financial's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional UMB Financial Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of UMB Financial is a key component of UMB Financial valuation and have some predictive power on the future returns of a UMB Financial.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of UMB Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
80.7782.6884.59
Details
Intrinsic
Valuation
LowRealHigh
76.7478.6590.82
Details
Naive
Forecast
LowNextHigh
81.0282.9384.83
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.851.972.13
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as UMB Financial. Your research has to be compared to or analyzed against UMB Financial's peers to derive any actionable benefits. When done correctly, UMB Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in UMB Financial.

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When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:
Check out Macroaxis Advice on UMB Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
Note that the UMB Financial information on this page should be used as a complementary analysis to other UMB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

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When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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The data published in UMB Financial's official financial statements usually reflect UMB Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of UMB Financial. For example, before you start analyzing numbers published by UMB accountants, it's critical to develop an understanding of what UMB Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of UMB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, UMB Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in UMB Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of UMB Financial. Please utilize our Beneish M Score to check the likelihood of UMB Financial's management manipulating its earnings.