HDFC Bank Valuation
| HDB Stock | USD 75.28 0.86 1.13% |
At this time, the firm appears to be fairly valued. HDFC Bank Limited retains a regular Real Value of $78.05 per share. The prevalent price of the firm is $75.28. Our model calculates the value of HDFC Bank Limited from inspecting the firm fundamentals such as Operating Margin of 0.37 %, return on equity of 0.15, and Return On Asset of 0.0174 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting HDFC Bank's valuation include:
Fairly Valued
Today
Please note that HDFC Bank's price fluctuation is very steady at this time. Calculation of the real value of HDFC Bank Limited is based on 3 months time horizon. Increasing HDFC Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since HDFC Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HDFC Stock. However, HDFC Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 75.28 | Real 78.05 | Target 81.72 | Hype 75.26 | Naive 75.0 |
The real value of HDFC Stock, also known as its intrinsic value, is the underlying worth of HDFC Bank Limited Company, which is reflected in its stock price. It is based on HDFC Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of HDFC Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of HDFC Bank Limited helps investors to forecast how HDFC stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HDFC Bank more accurately as focusing exclusively on HDFC Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use HDFC Bank's intrinsic value based on its ongoing forecasts of HDFC Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against HDFC Bank's closest peers. If more than one evaluation category is relevant for HDFC Bank we suggest using both methods to arrive at a better estimate.
HDFC Bank Cash |
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HDFC Valuation Trend
Comparing HDFC Bank's enterprise value against its market capitalization is a good way to estimate the value of HDFC Bank Limited uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
HDFC Bank Total Value Analysis
HDFC Bank Limited is currently forecasted to have company total value of 4.6 T with market capitalization of 194.61 B, debt of 6.35 T, and cash on hands of 1.05 T. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the HDFC Bank fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4.6 T | 194.61 B | 6.35 T | 1.05 T |
HDFC Bank Investor Information
About 14.0% of the company shares are owned by institutional investors. The book value of HDFC Bank was currently reported as 681.88. The company has Price/Earnings To Growth (PEG) ratio of 0.97. HDFC Bank Limited last dividend was issued on the 26th of June 2025. The entity had 2:1 split on the 26th of September 2019. HDFC Bank Limited may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.22 | 0.2345 |
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| Operating Income | 2.5 T | 2.4 T |
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HDFC Bank Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. HDFC Bank has an asset utilization ratio of 6.21 percent. This suggests that the Company is making $0.0621 for each dollar of assets. An increasing asset utilization means that HDFC Bank Limited is more efficient with each dollar of assets it utilizes for everyday operations.HDFC Bank Ownership Allocation
HDFC Bank Limited has a total of 2.56 Billion outstanding shares. Roughly 85.71 (percent) of HDFC Bank outstanding shares are held by general public with 14.29 pct. by outside corporations. Please note that on May 14, 2025, Representative Josh Gottheimer of US Congress acquired under $15k worth of HDFC Bank Limited's common stock.HDFC Bank Profitability Analysis
The company reported the last year's revenue of 2.73 T. Total Income to common stockholders was 707.92 B with profit before taxes, overhead, and interest of 2.73 T.HDFC Bank Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates HDFC Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in HDFC Bank and how it compares across the competition.
About HDFC Bank Valuation
The stock valuation mechanism determines HDFC Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of HDFC Bank. We calculate exposure to HDFC Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HDFC Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.7 T | 2.9 T | |
| Pretax Profit Margin | 0.20 | 0.19 | |
| Operating Profit Margin | 0.23 | 0.22 | |
| Net Profit Margin | 0.15 | 0.14 | |
| Gross Profit Margin | 0.61 | 0.68 |
HDFC Bank Quarterly Retained Earnings |
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A single share of HDFC Bank represents a small ownership stake in the entity. As a stockholder of HDFC, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
HDFC Bank Dividends Analysis For Valuation
Please note that HDFC Bank has scaled down on payment of dividends at this time. At present, HDFC Bank's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 32.24, whereas Earning Assets are forecasted to decline to about 3.3 T.
There are various types of dividends HDFC Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of HDFC shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from HDFC Bank Limited directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When HDFC pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of HDFC Bank by the value of the dividends paid out.
HDFC Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 2.6 B | |
| Quarterly Earnings Growth Y O Y | 0.06 | |
| Forward Price Earnings | 16.9779 |
HDFC Bank Current Valuation Indicators
Valuation refers to the process of determining the present value of HDFC Bank Limited and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value HDFC we look at many different elements of the entity such as HDFC's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as HDFC Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use HDFC Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes HDFC Bank's worth.Complementary Tools for HDFC Stock analysis
When running HDFC Bank's price analysis, check to measure HDFC Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HDFC Bank is operating at the current time. Most of HDFC Bank's value examination focuses on studying past and present price action to predict the probability of HDFC Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HDFC Bank's price. Additionally, you may evaluate how the addition of HDFC Bank to your portfolios can decrease your overall portfolio volatility.
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