Oppfi Inc Stock Today
| OPFI Stock | USD 9.27 0.29 3.23% |
PerformanceWeakest
| Odds Of DistressLow
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OppFi is trading at 9.27 as of the 18th of February 2026. This is a 3.23 percent increase since the beginning of the trading day. The stock's open price was 8.98. OppFi has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 20th of November 2025 and ending today, the 18th of February 2026. Click here to learn more.
Business Domain Financial Services | IPO Date 20th of November 2020 | Classification Financials |
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product SalaryTap, a payroll deduction secured installment loan product and OppFi Card, a credit card product. The company has 27.66 M outstanding shares of which 4.1 M shares are now shorted by private and institutional investors with about 7.86 trading days to cover. More on OppFi Inc
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OppFi Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| Business Concentration | Asset Management & Custody Banks, Financial Services, NYSE Composite, Financials, Capital Markets, Software—Application, Technology (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Debt LevelsDebt leverage enables OppFi to amplify potential investment gains using borrowed funds. Evaluating debt relative to total assets helps investors assess OppFi's financial structure and understand the extent to which OppFi's operations depend on creditor capital.
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OppFi Inc (OPFI) is traded on New York Stock Exchange in USA and employs 445 people. OppFi is listed under Asset Management & Custody Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 777.9 M. OppFi Inc conducts business under Capital Markets sector and is part of Financials industry. The entity has 27.66 M outstanding shares of which 4.1 M shares are now shorted by private and institutional investors with about 7.86 trading days to cover.
OppFi Inc currently holds about 61.34 M in cash with 323.81 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.72.
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Ownership AllocationOppFi owns a total of 27.66 Million outstanding shares. The majority of OppFi Inc outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OppFi Inc to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in OppFi. Please pay attention to any change in the institutional holdings of OppFi Inc as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
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OppFi Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| State Street Corp | 2025-06-30 | 453.6 K | |
| Goldman Sachs Group Inc | 2025-06-30 | 338.1 K | |
| Globeflex Capital, L.p. | 2025-06-30 | 334.4 K | |
| Jpmorgan Chase & Co | 2025-06-30 | 296.4 K | |
| Wells Fargo & Co | 2025-06-30 | 293.9 K | |
| Principal Financial Group Inc | 2025-06-30 | 238 K | |
| Gsa Capital Partners Llp | 2025-06-30 | 198.1 K | |
| Arrowstreet Capital Limited Partnership | 2025-06-30 | 186.3 K | |
| Northern Trust Corp | 2025-06-30 | 182 K | |
| Blackrock Inc | 2025-06-30 | 1.7 M | |
| Vanguard Group Inc | 2025-06-30 | 1.5 M |
OppFi Historical Income Statement
OppFi Stock Against Markets
OppFi Corporate Management
| Ray Chay | VP Operations | Profile | |
| Carrie Hagner | Chief Officer | Profile | |
| Elizabeth Simer | Chief GM | Profile | |
| Manuel Chagas | Chief Officer | Profile | |
| Theodore Schwartz | CoFounder Director | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OppFi Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is there potential for Asset Management & Custody Banks market expansion? Will OppFi introduce new products? Factors like these will boost the valuation of OppFi. Anticipated expansion of OppFi directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.664 | Earnings Share 0.07 | Revenue Per Share | Quarterly Revenue Growth 0.183 | Return On Assets |
Investors evaluate OppFi Inc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OppFi's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause OppFi's market price to deviate significantly from intrinsic value.
It's important to distinguish between OppFi's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OppFi should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OppFi's market price signifies the transaction level at which participants voluntarily complete trades.