Cullman Bancorp Stock Today

Cullman Bancorp is selling for 12.85 as of the 7th of February 2026. This is a 0.39% down since the beginning of the trading day. The stock's lowest day price was 12.85. The performance scores are derived for the period starting the 9th of November 2025 and ending today, the 7th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
19th of April 2013
Category
Financial Services
Classification
Financials
Valuation Profit Patterns
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Cullman Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President ChairmanJohn III
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00580.0071
Significantly Down
Pretty Stable
Asset Turnover0.05890.0617
Sufficiently Down
Pretty Stable
Gross Profit Margin0.550.71
Significantly Down
Pretty Stable
Net Debt31.5 M40.5 M
Significantly Down
Slightly volatile
Total Current Liabilities154.9 M125.5 M
Fairly Up
Slightly volatile
Non Current Liabilities Total373.9 M356.1 M
Sufficiently Up
Slightly volatile
Total Assets333.5 M498 M
Way Down
Slightly volatile
Total Current Assets18.5 M23.7 M
Significantly Down
Slightly volatile
Debt Levels
By employing borrowed capital, Cullman Bancorp can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on Cullman Bancorp's use of financial leverage and reveals what portion of Cullman Bancorp's asset base relies on creditor financing.
Liquidity
Cullman Bancorp currently holds 45 M in liabilities. Note, when we think about Cullman Bancorp's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

13.3 Million
Cullman Bancorp (CULL) is traded on NASDAQ Exchange in USA and employs 6 people. Cullman Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 78.83 M. Cullman Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 5.98 M outstanding shares of which 3.83 K shares are currently shorted by private and institutional investors with about 1.33 trading days to cover. Cullman Bancorp currently holds about 24.78 M in cash with 6.3 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.35.
Check Cullman Bancorp Probability Of Bankruptcy

Cullman Stock Institutional Holders

InstituionRecorded OnShares
Stilwell Value Llc2024-12-31
0.0
View Cullman Bancorp Diagnostics

Cullman Bancorp Historical Income Statement

At this time, Cullman Bancorp's Total Other Income Expense Net is quite stable compared to the past year. Income Tax Expense is expected to rise to about 1.1 M this year, although the value of Total Revenue will most likely fall to about 15.7 M. View More Fundamentals

Cullman Stock Against Markets

Cullman Bancorp Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with Cullman Bancorp stock to make a market-neutral strategy. Peer analysis of Cullman Bancorp could also be used in its relative valuation, which is a method of valuing Cullman Bancorp by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

Cullman Bancorp Corporate Executives

Elected by the shareholders, the Cullman Bancorp's board of directors comprises two types of representatives: Cullman Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Cullman. The board's role is to monitor Cullman Bancorp's management team and ensure that shareholders' interests are well served. Cullman Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Cullman Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether Cullman Bancorp is a strong investment it is important to analyze Cullman Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cullman Bancorp's future performance. For an informed investment choice regarding Cullman Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. Projected growth potential of Cullman fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Cullman Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.23
Earnings Share
0.5
Revenue Per Share
2.56
Quarterly Revenue Growth
0.018
Return On Assets
0.0086
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Cullman Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Cullman Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Cullman Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.