Versabank Stock Analysis

VersaBank Stock Analysis Notes

About 39.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.51. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. VersaBank last dividend was issued on the 4th of October 2024. VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Versabank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 145 people. For more information please call BSc BSc at 519 645 1919 or visit https://www.versabank.com.

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VersaBank Largest EPS Surprises

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VersaBank Environmental, Social, and Governance (ESG) Scores

VersaBank Thematic Classifications

VersaBank Stock Institutional Investors

Note, although VersaBank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

VersaBank Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 424.82 M.

VersaBank Profitablity

The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.5 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.5.

Management Efficiency

VersaBank has return on total asset (ROA) of 0.011 % which means that it generated a profit of $0.011 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1207 %, meaning that it created $0.1207 on every $100 dollars invested by stockholders. VersaBank's management efficiency ratios could be used to measure how well VersaBank manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is expected to rise to 0.08 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. Non Current Liabilities Total is expected to rise to about 4.6 B this year, although the value of Total Current Liabilities will most likely fall to about 10.6 M.

Technical Drivers

As of the 12th of December 2024, VersaBank has the Coefficient Of Variation of 659.07, risk adjusted performance of 0.1168, and Semi Deviation of 2.27. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of VersaBank, as well as the relationship between them.

VersaBank Price Movement Analysis

VersaBank Outstanding Bonds

VersaBank Predictive Daily Indicators

VersaBank Corporate Filings

VersaBank Forecast Models

VersaBank's time-series forecasting models are one of many VersaBank's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary VersaBank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how VersaBank prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling VersaBank shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as VersaBank. By using and applying VersaBank Stock analysis, traders can create a robust methodology for identifying VersaBank entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. VersaBank analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. VersaBank analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

VersaBank stock analysis indicators help investors evaluate how VersaBank stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading VersaBank shares will generate the highest return on investment. By understating and applying VersaBank stock analysis, traders can identify VersaBank position entry and exit signals to maximize returns.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.