Is ING Group Stock a Good Investment?

ING Group Investment Advice

  ING
To provide specific investment advice or recommendations on ING Group NV stock, we recommend investors consider the following general factors when evaluating ING Group NV. This will help you to make an informed decision on whether to include ING Group in one of your diversified portfolios:
  • Examine ING Group's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research ING Group's leadership team and their track record. Good management can help ING Group navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Diversified Banks space and any emerging trends that could impact ING Group's business and its evolving consumer preferences.
  • Compare ING Group's performance and market position to its competitors. Analyze how ING Group is positioned in terms of product offerings, innovation, and market share.
  • Check if ING Group pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about ING Group's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in ING Group NV stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if ING Group NV is a good investment.
 
Sell
 
Buy
Cautious Hold
Our advice tool can cross-verify current analyst consensus on ING Group and to analyze the company potential to grow for few more years. To make sure ING Group NV is not overpriced, please check out all ING Group fundamentals, including its cash and equivalents, earnings per share, and the relationship between the revenue and current ratio . Given that ING Group NV has a price to book of 0.99 X, we strongly advise you to confirm ING Group NV market performance and probability of bankruptcy to ensure the company can sustain itself for few more years given your regular risk tolerance and investing horizon.

Market Performance

WeakDetails

Volatility

Very steadyDetails

Hype Condition

StaleDetails

Current Valuation

Fairly ValuedDetails

Odds Of Distress

AverageDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

FrailDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine ING Group Stock

Researching ING Group's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. ING Group NV has Price/Earnings To Growth (PEG) ratio of 0.41. The entity last dividend was issued on the 8th of August 2024. The firm had 2:1 split on the 13th of July 2001.
To determine if ING Group is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding ING Group's research are outlined below:
ING Group NV has high likelihood to experience some financial distress in the next 2 years
ING Group NV has about 259.31 B in cash with (11.34 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 68.96, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
ING Group NV has a frail financial position based on the latest SEC disclosures
On 19th of August 2024 ING Group paid $ 0.3786 per share dividend to its current shareholders
Latest headline from raskmedia.com.au: 1 Million Fake News Portfolio Vol. III - FANG ETF, XRF Inghams Group
ING Group uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in ING Group NV. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ING Group's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
1st of February 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View
Earnings surprises can significantly impact ING Group's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises ING Group's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2022-05-06
2022-03-310.1460.1164-0.029620 
2023-02-02
2022-12-310.280.310.0310 
2020-11-05
2020-09-300.27020.2365-0.033712 
2018-05-07
2018-03-310.330.36380.033810 
2020-08-06
2020-06-300.150.18490.034923 
2018-08-02
2018-06-300.390.43080.040810 
2018-11-01
2018-09-300.40.44390.043910 
2021-05-06
2021-03-310.24760.31350.065926 

Know ING Group's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as ING Group is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading ING Group NV backward and forwards among themselves. ING Group's institutional investor refers to the entity that pools money to purchase ING Group's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Todd Asset Management2024-06-30
2.8 M
Groupama Asset Management2024-06-30
2.6 M
Envestnet Asset Management Inc2024-06-30
2.2 M
Natixis Advisors, Llc.2024-06-30
1.9 M
Wells Fargo & Co2024-06-30
1.8 M
Teachers Retirement System Of The State Of Kentucky2024-06-30
1.7 M
Cambiar Investors Llc2024-06-30
1.5 M
Causeway Capital Management Llc2024-06-30
1.4 M
Jpmorgan Chase & Co2024-06-30
1.2 M
Fisher Asset Management, Llc2024-06-30
68 M
Arrowstreet Capital Limited Partnership2024-06-30
8.2 M
Note, although ING Group's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

ING Group's market capitalization trends

The company currently falls under 'Large-Cap' category with a total capitalization of 56.23 B.

Market Cap

46.99 Billion

ING Group's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.14  0.13 
The company has Net Profit Margin of 0.28 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.6 %, which entails that for every 100 dollars of revenue, it generated $0.6 of operating income.
Determining ING Group's profitability involves analyzing its financial statements and using various financial metrics to determine if ING Group is a good buy. For example, gross profit margin measures ING Group's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of ING Group's profitability and make more informed investment decisions.
Please note, the presentation of ING Group's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, ING Group's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of ING Group's management manipulating its earnings.

Evaluate ING Group's management efficiency

The current Return On Tangible Assets is estimated to decrease to 0.01. The ING Group's current Return On Capital Employed is estimated to increase to -0.0006. At this time, ING Group's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The ING Group's current Other Assets is estimated to increase to about 827.7 B, while Net Tangible Assets are projected to decrease to roughly 57.1 B. ING Group's management efficiency ratios could be used to measure how well ING Group manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 14.65  28.59 
Tangible Book Value Per Share 14.31  27.88 
Enterprise Value Over EBITDA(518.51)(492.59)
Price Book Value Ratio 0.93  1.38 
Enterprise Value Multiple(518.51)(492.59)
Price Fair Value 0.93  1.38 
Enterprise Value121.9 B155.5 B
The analysis of ING Group's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze ING Group's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of ING Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield
0.0684
Forward Dividend Yield
0.0684
Forward Dividend Rate
1.2
Beta
1.58

Basic technical analysis of ING Stock

As of the 4th of October, ING Group retains the Market Risk Adjusted Performance of 0.0253, risk adjusted performance of 0.0199, and Semi Deviation of 1.52. ING Group technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out ING Group NV variance, as well as the relationship between the maximum drawdown and semi variance to decide if ING Group is priced fairly, providing market reflects its last-minute price of 17.66 per share. Given that ING Group NV has jensen alpha of (0.09), we strongly advise you to confirm ING Group NV's regular market performance to make sure the company can sustain itself in the future.

ING Group's Outstanding Corporate Bonds

ING Group issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ING Group NV uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ING bonds can be classified according to their maturity, which is the date when ING Group NV has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand ING Group's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing ING Group's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider ING Group's intraday indicators

ING Group intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ING Group stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

ING Group Corporate Filings

6K
1st of October 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
13A
15th of August 2024
An amended filing to the original Schedule 13G
ViewVerify
13th of August 2024
Other Reports
ViewVerify
26th of June 2024
Other Reports
ViewVerify
ING Group time-series forecasting models is one of many ING Group's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ING Group's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

ING Stock media impact

Far too much social signal, news, headlines, and media speculation about ING Group that are available to investors today. That information is available publicly through ING media outlets and privately through word of mouth or via ING internal channels. However, regardless of the origin, that massive amount of ING data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of ING Group news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of ING Group relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to ING Group's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive ING Group alpha.

ING Group Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards ING Group can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

ING Group NV Historical Investor Sentiment

Investor biases related to ING Group's public news can be used to forecast risks associated with an investment in ING. The trend in average sentiment can be used to explain how an investor holding ING can time the market purely based on public headlines and social activities around ING Group NV. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
ING Group's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for ING Group and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average ING Group news discussions. The higher the estimate score, the more favorable the investor's outlook on ING Group.

ING Group Corporate Management

Cindy EldertKlepCompany SecretaryProfile
Margarete HaaseIndependent Member of the Supervisory BoardProfile
Ljiljana CortanChief Risk Officer, Member of the Management Board Banking, Member of the Executive BoardProfile
Erwin OlijslagerPrincipal OfficerProfile
Lodewijk BerghIndependent Member of the Supervisory BoardProfile
J ColombasIndependent Member of the Supervisory BoardProfile
H NausIndependent Member of the Supervisory BoardProfile

Additional Information and Resources on Investing in ING Stock

When determining whether ING Group NV is a strong investment it is important to analyze ING Group's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact ING Group's future performance. For an informed investment choice regarding ING Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in ING Group NV. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ING Group. If investors know ING will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ING Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.962
Dividend Share
1.106
Earnings Share
2.26
Revenue Per Share
5.757
Quarterly Revenue Growth
0.438
The market value of ING Group NV is measured differently than its book value, which is the value of ING that is recorded on the company's balance sheet. Investors also form their own opinion of ING Group's value that differs from its market value or its book value, called intrinsic value, which is ING Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ING Group's market value can be influenced by many factors that don't directly affect ING Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between ING Group's value and its price, as these two are different measures arrived at by various means. Investors typically determine if ING Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ING Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.