Ponce Financial Group Stock Buy Hold or Sell Recommendation
| PDLB Stock | USD 12.93 0.22 1.73% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Ponce Financial Group is 'Hold'. Macroaxis provides Ponce Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PDLB positions.
Check out Ponce Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Ponce and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Ponce Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
Ponce |
Execute Ponce Financial Buy or Sell Advice
The Ponce recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Ponce Financial Group. Macroaxis does not own or have any residual interests in Ponce Financial Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Ponce Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Ponce Financial Trading Alerts and Improvement Suggestions
| About 19.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from investing.com: Ponce Financial Group inks change in control agreement with CFO |
Ponce Financial Returns Distribution Density
The distribution of Ponce Financial's historical returns is an attempt to chart the uncertainty of Ponce Financial's future price movements. The chart of the probability distribution of Ponce Financial daily returns describes the distribution of returns around its average expected value. We use Ponce Financial Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Ponce Financial returns is essential to provide solid investment advice for Ponce Financial.
| Mean Return | 0.25 | Value At Risk | -2.54 | Potential Upside | 3.02 | Standard Deviation | 1.82 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Ponce Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Ponce Stock Institutional Investors
| Shares | Northern Trust Corp | 2024-09-30 | 162 K | Renaissance Technologies Corp | 2024-09-30 | 157.7 K | 683 Capital Management Llc | 2024-09-30 | 106.1 K | Wittenberg Investment Management Inc | 2024-06-30 | 105.3 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 63.8 K | Bank Of New York Mellon Corp | 2024-06-30 | 61.9 K | Bridgeway Capital Management, Llc | 2024-09-30 | 59.7 K | Charles Schwab Investment Management Inc | 2024-09-30 | 57.6 K | Los Angeles Capital Management Llc | 2024-09-30 | 56.2 K | T. Rowe Price Investment Management,inc. | 2024-09-30 | 2.4 M | M3f, Inc. | 2024-09-30 | 2.3 M |
Ponce Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Ponce Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Ponce Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Ponce stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.05 | |
β | Beta against Dow Jones | 1.55 | |
σ | Overall volatility | 1.83 | |
Ir | Information ratio | 0.06 |
Ponce Financial Volatility Alert
Ponce Financial Group has relatively low volatility with skewness of 0.84 and kurtosis of 2.92. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Ponce Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Ponce Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Ponce Financial Fundamentals Vs Peers
Comparing Ponce Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Ponce Financial's direct or indirect competition across all of the common fundamentals between Ponce Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Ponce Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Ponce Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Ponce Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Ponce Financial to competition |
| Fundamentals | Ponce Financial | Peer Average |
| Return On Equity | 0.0173 | -0.31 |
| Return On Asset | 0.003 | -0.14 |
| Profit Margin | 0.11 % | (1.27) % |
| Operating Margin | 0.16 % | (5.51) % |
| Current Valuation | 970.95 M | 16.62 B |
| Shares Outstanding | 22.49 M | 571.82 M |
| Shares Owned By Insiders | 19.37 % | 10.09 % |
| Shares Owned By Institutions | 45.86 % | 39.21 % |
| Number Of Shares Shorted | 95.16 K | 4.71 M |
| Price To Earning | 21.93 X | 28.72 X |
| Price To Book | 1.02 X | 9.51 X |
| Price To Sales | 3.60 X | 11.42 X |
| Revenue | 73.87 M | 9.43 B |
| Gross Profit | 48.98 M | 27.38 B |
| EBITDA | 10.38 M | 3.9 B |
| Net Income | 3.35 M | 570.98 M |
| Cash And Equivalents | 277.43 M | 2.7 B |
| Cash Per Share | 12.01 X | 5.01 X |
| Total Debt | 717.11 M | 5.32 B |
| Debt To Equity | 6.12 % | 48.70 % |
| Book Value Per Share | 12.44 X | 1.93 K |
| Cash Flow From Operations | 6.49 M | 971.22 M |
| Short Ratio | 2.19 X | 4.00 X |
| Earnings Per Share | 0.37 X | 3.12 X |
| Target Price | 13.0 | |
| Number Of Employees | 228 | 18.84 K |
| Beta | 0.51 | -0.15 |
| Market Capitalization | 285.89 M | 19.03 B |
| Total Asset | 2.75 B | 29.47 B |
| Retained Earnings | 97.42 M | 9.33 B |
| Net Asset | 2.75 B |
Note: Acquisition by Steven Tsavaris of 24000 shares of Ponce Financial at 11.08 subject to Rule 16b-3 [view details]
Ponce Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Ponce . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Ponce Financial Buy or Sell Advice
When is the right time to buy or sell Ponce Financial Group? Buying financial instruments such as Ponce Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Ponce Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out Ponce Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ponce Financial. If investors know Ponce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ponce Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Earnings Share 0.37 | Revenue Per Share 3.555 | Quarterly Revenue Growth (0.10) | Return On Assets 0.003 |
The market value of Ponce Financial Group is measured differently than its book value, which is the value of Ponce that is recorded on the company's balance sheet. Investors also form their own opinion of Ponce Financial's value that differs from its market value or its book value, called intrinsic value, which is Ponce Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ponce Financial's market value can be influenced by many factors that don't directly affect Ponce Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ponce Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ponce Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ponce Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.