Royal Bank Financials

RY Stock  USD 125.08  0.01  0.01%   
Based on the analysis of Royal Bank's profitability, liquidity, and operating efficiency, Royal Bank of is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December. At this time, Royal Bank's Long Term Investments are fairly stable compared to the past year. Property Plant Equipment is likely to rise to about 10 B in 2024, whereas Total Assets are likely to drop slightly above 10.1 B in 2024. Key indicators impacting Royal Bank's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.170.25
Way Down
Pretty Stable
Return On Assets0.00610.0067
Moderately Down
Very volatile
Return On Equity0.120.11
Significantly Up
Very volatile
Debt Equity Ratio3.493.32
Sufficiently Up
Slightly volatile
Operating Income650.8 M685.1 M
Notably Down
Slightly volatile
Current Ratio0.250.26
Sufficiently Down
Slightly volatile
The essential information of the day-to-day investment outlook for Royal Bank includes many different criteria found on its balance sheet. An individual investor should monitor Royal Bank's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Royal Bank.

Net Income

357.89 Million

  
Understanding current and past Royal Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Royal Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in Royal Bank's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Royal Bank's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Royal Bank of. Check Royal Bank's Beneish M Score to see the likelihood of Royal Bank's management manipulating its earnings.

Royal Bank Stock Summary

Royal Bank competes with Canadian Imperial, Bank of Montreal, Bank of Nova Scotia, Bank of America, and Toronto Dominion. Royal Bank of Canada operates as a diversified financial service company worldwide. The company was founded in 1864 and is headquartered in Toronto, Canada. Royal Bank is traded on New York Stock Exchange in the United States.
Foreign Associate
  Canada
Specialization
Financial Services, Banks - Diversified
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINCA7800871021
CUSIP780087102
LocationOntario; Canada
Business AddressRoyal Bank Plaza,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.rbc.com
Phone888 212 5533
CurrencyUSD - US Dollar

Royal Bank Key Financial Ratios

Royal Bank Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.4T1.6T1.7T1.9T2.0T10.1B
Other Current Liab(2.6B)(2.9B)(116.9B)(166.0B)(139.5B)208.1M
Net Debt(148.0B)111.6B244.8B306.3B352.2B369.8B
Retained Earnings56.0B59.8B71.8B78.0B84.3B1.3B
Accounts Payable8.3B9.5B10.5B17.3B20.6B493.3M
Cash64.7B157.9B193.5B180.4B133.1B5.7M
Other Assets974.0B1.0T1.1T1.3T(592.1B)1.5B
Net Receivables19.7B18.6B22.5B26.2B29.9B430.4M
Other Current Assets667.7B768.6B786.4B867.4B875.6B234.8M
Total Liab1.3T1.5T1.6T1.8T1.9T6.6B
Total Current Assets186.9B316.3B253.6B266.8B241.9B716.9M
Short Term Debt99.4B80.6B99.5B143.0B112.1B336.7M
Other Liab25.2B28.3B29.3B26.3B1.4B1.4B
Net Tangible Assets61.9B64.7B76.7B82.4B4.1B3.9B
Long Term Debt9.8B23.2B33.3B12.3B323.1B2.6B
Good Will11.3B10.9B12.3B12.6B14.5B8.5B
Inventory(667.7B)(768.6B)(786.4B)(867.4B)(875.6B)50.9M
Short Long Term Debt11.1B80.0B98.9B142.3B111.4B336.7M
Treasury Stock(18M)(58M)(129M)(73M)(84.0M)(88.1M)
Intangible Assets4.8B4.5B6.1B5.9B6.8B4.3B
Common Stock17.6B17.5B17.7B17.3B19.4B57.3M

Royal Bank Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
201920202021202220232024 (projected)
Total Revenue45.9B47.1B49.5B48.8B56.3B2.7B
Gross Profit45.9B47.1B49.5B48.8B56.3B1.4B
Operating Income15.9B14.4B20.6B38.2B20.0B650.8M
Ebit15.9B13.1B20.6B38.2B18.6B671.0M
Ebitda15.7B23.2B40.8B21.3B24.5B19.5B
Income Before Tax15.9B14.4B20.6B20.1B18.5B535.2M
Net Income12.9B11.4B16.0B15.8B14.9B357.9M
Income Tax Expense3.0B3.0B4.6B4.3B3.6B177.3M
Minority Interest103M(12M)(13M)(7M)(8.1M)(7.6M)
Tax Provision3.0B4.6B4.3B3.6B4.1B3.7B
Net Interest Income20.8B20.0B22.7B25.1B28.9B21.4B
Interest Income34.9B28.1B40.8B87.0B100.0B105.0B

Royal Bank Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Royal Bank. It measures of how well Royal is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Royal Bank brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Royal had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Royal Bank has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Change In Cash(3.9B)92.6B(5.0B)(41.4B)(10.4B)(523.5K)
Free Cash Flow136.2B58.9B19.4B23.3B26.9B28.2B
Depreciation1.9B2.6B2.6B2.7B2.9B315.9M
Other Non Cash Items4.1B(1.1B)233M2.4B2.8B2.9B
Dividends Paid6.0B6.3B6.4B7.0B5.5B247.3M
Capital Expenditures2.3B2.6B2.2B2.5B2.7B1.2B
Net Income12.9B11.4B16.1B15.8B14.9B357.9M
End Period Cash Flow26.3B118.9B113.8B72.4B62.0B21.4B
Investments(36.9B)(55.2B)(52.2B)(28.3B)(25.4B)(24.2B)
Net Borrowings137M(825M)(385M)9.8B304.1M155.0M
Change To Netincome1.0B3.5B(435M)833M93.2M88.5M

Royal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Royal Bank's current stock value. Our valuation model uses many indicators to compare Royal Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Royal Bank competition to find correlations between indicators driving Royal Bank's intrinsic value. More Info.
Royal Bank of is rated second in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Royal Bank of is roughly  17.11 . At this time, Royal Bank's Return On Equity is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Royal Bank's earnings, one of the primary drivers of an investment's value.

Royal Bank Systematic Risk

Royal Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Royal Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on Royal Bank correlated with the market. If Beta is less than 0 Royal Bank generally moves in the opposite direction as compared to the market. If Royal Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Royal Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Royal Bank is generally in the same direction as the market. If Beta > 1 Royal Bank moves generally in the same direction as, but more than the movement of the benchmark.

Royal Bank Thematic Clasifications

Royal Bank of is part of several thematic ideas from Momentum to Baby Boomer Prospects. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Royal Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Royal Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Royal Bank growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(1.72)

At this time, Royal Bank's Price Earnings To Growth Ratio is fairly stable compared to the past year.

Royal Bank November 23, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Royal Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Royal Bank of. We use our internally-developed statistical techniques to arrive at the intrinsic value of Royal Bank of based on widely used predictive technical indicators. In general, we focus on analyzing Royal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Royal Bank's daily price indicators and compare them against related drivers.

Additional Tools for Royal Stock Analysis

When running Royal Bank's price analysis, check to measure Royal Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Royal Bank is operating at the current time. Most of Royal Bank's value examination focuses on studying past and present price action to predict the probability of Royal Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Royal Bank's price. Additionally, you may evaluate how the addition of Royal Bank to your portfolios can decrease your overall portfolio volatility.