Employers Financial Statements From 2010 to 2025

EIG Stock  USD 38.13  2.60  6.38%   
Employers Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Employers Holdings' valuation are provided below:
Gross Profit
77.6 M
Profit Margin
0.0691
Market Capitalization
856.7 M
Enterprise Value Revenue
1.0405
Revenue
904.8 M
There are over one hundred nineteen available fundamental signals for Employers Holdings, which can be analyzed over time and compared to other ratios. Active traders should verify all of Employers Holdings prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 793.7 M. Enterprise Value is estimated to decrease to about 734.4 M

Employers Holdings Total Revenue

675.25 Million

Check Employers Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Employers Holdings' main balance sheet or income statement drivers, such as Interest Expense of 95 K, Total Revenue of 675.2 M or Gross Profit of 445.7 M, as well as many indicators such as Price To Sales Ratio of 2.01, Dividend Yield of 0.0158 or PTB Ratio of 1.14. Employers financial statements analysis is a perfect complement when working with Employers Holdings Valuation or Volatility modules.
  
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Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.

Employers Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.9 B3.5 B3.7 B
Slightly volatile
Cash101.5 M68.3 M124.3 M
Slightly volatile
Cash And Short Term Investments804.5 MBB
Slightly volatile
Common Stock Shares Outstanding30.9 M25.2 M32.5 M
Slightly volatile
Liabilities And Stockholders Equity3.9 B3.5 B3.7 B
Slightly volatile
Total Liabilities2.3 B2.5 B2.8 B
Slightly volatile
Total Current Assets65.1 M68.5 MB
Pretty Stable
Other Liabilities494.5 M520.5 M1.1 B
Pretty Stable
Retained Earnings754.5 M1.5 B868.5 M
Slightly volatile
Accounts Payable25.1 M21.2 M24.2 M
Slightly volatile
Short Term Investments756.2 M949.1 M923.2 M
Slightly volatile
Property Plant Equipment16.5 M11.5 M15.8 M
Very volatile
Total Current Liabilities82.7 M87 M3.4 B
Pretty Stable
Property Plant And Equipment Net20.4 M11.5 M20.2 M
Slightly volatile
Non Current Assets Total62.2 M65.5 M9.8 B
Pretty Stable
Net Receivables666.3 M779.1 M772.7 M
Pretty Stable
Property Plant And Equipment Gross44.1 M42 M26.4 M
Slightly volatile
Non Current Liabilities Total2.3 B2.4 B185.7 B
Pretty Stable
Short and Long Term Debt Total4.1 M4.3 M53.2 M
Slightly volatile
Common Stock Total Equity627.1 K690 K589.4 K
Slightly volatile
Common Stock655.5 K690 K150.3 M
Slightly volatile
Good Will39.8 M41.6 M36.8 M
Slightly volatile
Short Term Debt1.5 M1.6 M38 M
Slightly volatile
Intangible Assets9.5 M12.2 M11.3 M
Very volatile
Net Tangible Assets869.4 MB816.7 M
Slightly volatile
Retained Earnings Total Equity896.4 M1.5 B892.3 M
Slightly volatile
Capital Surpluse411.6 M424.2 M376.5 M
Slightly volatile
Deferred Long Term Liabilities162.7 M95.5 M188 M
Slightly volatile
Long Term Investments2.7 B2.4 B2.5 B
Slightly volatile
Non Current Liabilities Other2.9 BB2.7 B
Slightly volatile
Short and Long Term Debt35.2 M18 M44.8 M
Slightly volatile
Cash And Equivalents124.2 M68.3 M96.5 M
Slightly volatile
Net Invested Capital1.2 B1.1 B1.1 B
Slightly volatile
Capital Stock655.5 K690 K26.5 M
Pretty Stable
Capital Lease ObligationsM4.2 M15.1 M
Slightly volatile

Employers Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue675.2 M880.7 M703.2 M
Slightly volatile
Other Operating Expenses549.4 M734 M596.5 M
Slightly volatile
Operating Income154.4 M146.8 M144.8 M
Slightly volatile
EBIT229.5 M143.2 M248.6 M
Pretty Stable
EBITDA238.5 M146.8 M258 M
Pretty Stable
Income Before Tax132.9 M146.7 M116.4 M
Slightly volatile
Net Income112.2 M118.6 M99.3 M
Slightly volatile
Cost Of Revenue498.4 M524.6 M8.7 B
Pretty Stable
Net Income Applicable To Common Shares116.1 M118.6 M103.5 M
Slightly volatile
Depreciation And Amortization3.4 M3.6 M9.1 M
Slightly volatile
Selling And Marketing Expenses50.4 M75.4 M62.6 M
Slightly volatile
Selling General Administrative233.7 M176.5 M288.5 M
Slightly volatile
Net Income From Continuing Ops110.7 M118.6 M101.2 M
Slightly volatile
Non Recurring1.7 M3.1 M2.3 M
Slightly volatile
Tax Provision21.2 M28.1 M19.4 M
Slightly volatile
Interest Income95 K100 KM
Slightly volatile
Reconciled Depreciation5.3 M3.6 M7.2 M
Slightly volatile

Employers Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures6.5 M4.9 MM
Very volatile
Total Cash From Operating Activities89.2 M76.4 M110.3 M
Slightly volatile
Net Income116.1 M118.6 M103.5 M
Slightly volatile
End Period Cash Flow94.1 M68.5 M110 M
Very volatile
Stock Based Compensation6.6 M6.3 M6.7 M
Slightly volatile
Free Cash Flow80.6 M71.5 M107 M
Slightly volatile
Begin Period Cash Flow132.1 M226.6 M115.7 M
Pretty Stable
Depreciation3.4 M3.6 M7.3 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.011.45721.7034
Pretty Stable
Dividend Yield0.01580.02360.0204
Slightly volatile
Days Sales Outstanding236323357
Pretty Stable
Free Cash Flow Yield0.110.05570.1072
Slightly volatile
Operating Cash Flow Per Share2.413.04983.4021
Slightly volatile
Stock Based Compensation To Revenue0.00710.00720.0087
Pretty Stable
Capex To Depreciation0.08750.09210.817
Slightly volatile
EV To Sales1.841.38451.5364
Pretty Stable
Free Cash Flow Per Share2.282.85423.2166
Slightly volatile
ROIC2.312.20.6688
Slightly volatile
Net Income Per Share4.974.73433.3274
Slightly volatile
Payables Turnover18.419.37362
Pretty Stable
Sales General And Administrative To Revenue0.250.20040.2264
Pretty Stable
Capex To Revenue0.01010.00560.0093
Slightly volatile
Cash Per Share42.6440.613134.6158
Pretty Stable
POCF Ratio13.0716.797917.6102
Slightly volatile
Interest Coverage14.4915.25109
Pretty Stable
Payout Ratio0.20.25550.2723
Slightly volatile
Capex To Operating Cash Flow0.06470.06410.0846
Pretty Stable
PFCF Ratio15.9817.949122.0665
Slightly volatile
Days Payables Outstanding18.5319.5141.5301
Slightly volatile
Income Quality1.180.64421.1739
Slightly volatile
EV To Operating Cash Flow12.1615.960216.3306
Slightly volatile
PE Ratio12.5410.820912.7257
Pretty Stable
Return On Tangible Assets0.03220.0340.0272
Slightly volatile
EV To Free Cash Flow14.8917.05420.5033
Slightly volatile
Earnings Yield0.110.09240.0957
Pretty Stable
Intangibles To Total Assets0.01430.01410.0129
Pretty Stable
Current Ratio0.750.787424.4164
Slightly volatile
Receivables Turnover1.071.13041.4265
Slightly volatile
Graham Number70.7867.411945.9208
Slightly volatile
Debt To Equity0.00380.0040.078
Slightly volatile
Capex Per Share0.140.19560.1974
Pretty Stable
Revenue Per Share36.9135.156323.996
Slightly volatile
Interest Debt Per Share0.170.17561.6859
Slightly volatile
Debt To Assets0.00120.00120.0141
Slightly volatile
Enterprise Value Over EBITDA16.269.5516.8966
Pretty Stable
Short Term Coverage Ratios38.242.9846.855
Slightly volatile
Price Earnings Ratio12.5410.820912.7257
Pretty Stable
Days Of Payables Outstanding18.5319.5141.5301
Slightly volatile
Dividend Payout Ratio0.20.25550.2723
Slightly volatile
Price To Operating Cash Flows Ratio13.0716.797917.6102
Slightly volatile
Price To Free Cash Flows Ratio15.9817.949122.0665
Slightly volatile
Pretax Profit Margin0.230.16660.165
Slightly volatile
Ebt Per Ebit0.780.90.9597
Slightly volatile
Operating Profit Margin0.230.190.1681
Slightly volatile
Long Term Debt To Capitalization0.140.190.1189
Pretty Stable
Total Debt To Capitalization0.00380.0040.067
Slightly volatile
Debt Equity Ratio0.00380.0040.078
Slightly volatile
Ebit Per Revenue0.230.190.1681
Slightly volatile
Quick Ratio0.750.787437.9254
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.062.17055.3475
Slightly volatile
Net Income Per E B T0.970.80850.8993
Slightly volatile
Cash Ratio0.750.785114.6248
Slightly volatile
Operating Cash Flow Sales Ratio0.08240.08670.1611
Slightly volatile
Days Of Sales Outstanding236323357
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.010.93590.92
Very volatile
Cash Flow Coverage Ratios18.6617.76745.4035
Slightly volatile
Fixed Asset Turnover80.4176.582643.9483
Slightly volatile
Capital Expenditure Coverage Ratio15.6615.591820.3938
Very volatile
Price Cash Flow Ratio13.0716.797917.6102
Slightly volatile
Enterprise Value Multiple16.269.5516.8966
Pretty Stable
Debt Ratio0.00120.00120.0141
Slightly volatile
Cash Flow To Debt Ratio18.6617.76745.4035
Slightly volatile
Price Sales Ratio2.011.45721.7034
Pretty Stable
Return On Assets0.0320.03350.0268
Slightly volatile
Asset Turnover0.140.24870.1872
Slightly volatile
Net Profit Margin0.20.13470.1435
Pretty Stable

Employers Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap793.7 M935 MB
Pretty Stable
Enterprise Value734.4 M736.6 M959.5 M
Pretty Stable

Employers Fundamental Market Drivers

Forward Price Earnings13.6054
Cash And Short Term InvestmentsB

Employers Upcoming Events

15th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
15th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Employers Holdings Financial Statements

Employers Holdings stakeholders use historical fundamental indicators, such as Employers Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although Employers Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in Employers Holdings' assets and liabilities are reflected in the revenues and expenses on Employers Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Employers Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue72.1 M75.7 M
Total Revenue880.7 M675.2 M
Cost Of Revenue524.6 M498.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.20  0.25 
Capex To Revenue 0.01  0.01 
Revenue Per Share 35.16  36.91 
Ebit Per Revenue 0.19  0.23 

Currently Active Assets on Macroaxis

When determining whether Employers Holdings is a strong investment it is important to analyze Employers Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Employers Holdings' future performance. For an informed investment choice regarding Employers Stock, refer to the following important reports:
Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Employers Holdings. If investors know Employers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Employers Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.24
Earnings Share
2.56
Revenue Per Share
37.558
Quarterly Revenue Growth
0.068
The market value of Employers Holdings is measured differently than its book value, which is the value of Employers that is recorded on the company's balance sheet. Investors also form their own opinion of Employers Holdings' value that differs from its market value or its book value, called intrinsic value, which is Employers Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Employers Holdings' market value can be influenced by many factors that don't directly affect Employers Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Employers Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Employers Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Employers Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.