BankFinancial Financial Statements From 2010 to 2024

BFIN Stock  USD 13.38  0.15  1.13%   
BankFinancial financial statements provide useful quarterly and yearly information to potential BankFinancial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on BankFinancial financial statements helps investors assess BankFinancial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting BankFinancial's valuation are summarized below:
Gross Profit
54.5 M
Profit Margin
0.1457
Market Capitalization
166.7 M
Enterprise Value Revenue
3.4811
Revenue
54.3 M
We have found one hundred twenty available fundamental signals for BankFinancial, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate BankFinancial's prevailing fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 30th of November 2024, Market Cap is likely to grow to about 236.3 M, though Enterprise Value is likely to grow to (4.1 M).

BankFinancial Total Revenue

56.55 Million

Check BankFinancial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BankFinancial's main balance sheet or income statement drivers, such as Interest Expense of 13.5 M, Total Revenue of 56.6 M or Gross Profit of 56.6 M, as well as many indicators such as Price To Sales Ratio of 2.2, Dividend Yield of 0.0198 or PTB Ratio of 1.55. BankFinancial financial statements analysis is a perfect complement when working with BankFinancial Valuation or Volatility modules.
  
Check out the analysis of BankFinancial Correlation against competitors.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.

BankFinancial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.7 B1.5 B1.6 B
Slightly volatile
Short and Long Term Debt Total68.1 M44.7 M48.2 M
Slightly volatile
Total Stockholder Equity156.7 M155.4 M175.8 M
Pretty Stable
Other Assets1.2 B1.1 B1.4 B
Slightly volatile
Common Stock Shares Outstanding15.6 M12.6 M17.7 M
Slightly volatile
Liabilities And Stockholders Equity1.7 B1.5 B1.6 B
Slightly volatile
Non Current Liabilities Total1.4 B1.3 B222.6 M
Slightly volatile
Other Stockholder Equity121.5 M83.5 M137.1 M
Slightly volatile
Total Liabilities1.5 B1.3 B1.4 B
Slightly volatile
Intangible AssetsK6.3 K1.8 M
Slightly volatile
Other Liabilities7.4 M7.8 M18.9 M
Slightly volatile
Accounts Payable17.3 M18.2 M85.9 M
Slightly volatile
Cash156.5 M178.5 M174.9 M
Slightly volatile
Short Term Investments116.9 M182.7 M99.2 M
Slightly volatile
Property Plant Equipment25.2 M22.5 M29.4 M
Slightly volatile
Total Current Liabilities940.4 M895.6 M136.2 M
Slightly volatile
Property Plant And Equipment Net25.2 M26.9 M30.1 M
Slightly volatile
Non Current Assets Total120.9 M193.1 M132.4 M
Slightly volatile
Cash And Short Term Investments206 M178.5 M230.6 M
Slightly volatile
Net Receivables4.8 M7.5 M4.8 M
Slightly volatile
Other Current Assets179.9 M189.3 M838.4 M
Slightly volatile
Property Plant And Equipment Gross39.9 M57.8 M37.4 M
Slightly volatile
Total Current Assets169.6 M178.5 MB
Slightly volatile
Common Stock Total Equity155.3 K114.3 K177.2 K
Slightly volatile
Common Stock152.4 K125 K177.7 K
Slightly volatile
Short Term Debt21.6 M31.1 M19.8 M
Very volatile
Net Tangible Assets147.3 M136.5 M179.3 M
Slightly volatile
Capital Surpluse120.9 M77.3 M147.1 M
Slightly volatile
Long Term Investments167 M182.7 M135.4 M
Slightly volatile
Non Current Liabilities Other27.8 M33.2 M25.7 M
Slightly volatile
Earning Assets223.1 M285.5 M206.9 M
Slightly volatile
Net Invested Capital121.4 M200.1 M199.5 M
Slightly volatile
Capital Stock113.3 K125 K152.2 K
Slightly volatile
Long Term Debt Total21.6 M22.6 M19.9 M
Slightly volatile

BankFinancial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense13.5 M14.3 M9.6 M
Pretty Stable
Total Revenue56.6 M55.9 M53.3 M
Slightly volatile
Gross Profit56.6 M55.9 M53.3 M
Slightly volatile
Selling General Administrative23.7 M23.1 M27.8 M
Slightly volatile
Depreciation And Amortization2.8 M1.5 M2.5 M
Slightly volatile
Selling And Marketing Expenses759.7 K762 K823.2 K
Slightly volatile
Tax Provision3.6 M3.4 M4.8 M
Slightly volatile
Net Interest Income53.7 M51.8 M48.3 M
Slightly volatile
Interest Income61.6 M66.2 M54 M
Slightly volatile
Reconciled Depreciation1.9 M1.5 M3.3 M
Slightly volatile

BankFinancial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow11.8 MM13.9 M
Slightly volatile
Begin Period Cash Flow63.4 M66.8 M171.6 M
Pretty Stable
Depreciation1.5 M1.5 M3.8 M
Slightly volatile
Capital Expenditures1.3 M1.2 M1.5 M
Very volatile
Total Cash From Operating Activities13.2 M9.2 M15.4 M
Slightly volatile
End Period Cash Flow162.9 M178.5 M175.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.22.31556.2752
Slightly volatile
Dividend Yield0.01980.0390.0237
Slightly volatile
PTB Ratio1.550.83351.2207
Slightly volatile
Days Sales Outstanding7.5 K7.1 K1.5 K
Slightly volatile
Book Value Per Share8.312.309610.1261
Slightly volatile
Free Cash Flow Yield0.05670.06210.0727
Slightly volatile
Operating Cash Flow Per Share0.70.73050.866
Very volatile
Stock Based Compensation To Revenue1.0E-41.0E-40.015
Slightly volatile
Capex To Depreciation0.810.76830.5422
Slightly volatile
PB Ratio1.550.83351.2207
Slightly volatile
Free Cash Flow Per Share0.630.63670.7811
Very volatile
Sales General And Administrative To Revenue0.560.41290.5005
Slightly volatile
Capex To Revenue0.03150.02120.0264
Very volatile
Cash Per Share10.1514.139714.2241
Slightly volatile
POCF Ratio16.0414.045213.9482
Very volatile
Capex To Operating Cash Flow0.0960.12840.107
Slightly volatile
PFCF Ratio18.4316.114315.8913
Pretty Stable
Current Ratio97.0370.4482.8731
Slightly volatile
Tangible Book Value Per Share7.6812.30969.5738
Pretty Stable
Receivables Turnover0.03930.04149.8057
Slightly volatile
Graham Number9.1114.356112.9731
Very volatile
Shareholders Equity Per Share8.312.309610.1261
Slightly volatile
Debt To Equity0.270.28750.3564
Slightly volatile
Capex Per Share0.0730.09380.0851
Slightly volatile
Revenue Per Share2.254.43113.0797
Slightly volatile
Interest Debt Per Share4.724.67442.9789
Pretty Stable
Debt To Assets0.05740.030.0322
Slightly volatile
Short Term Coverage Ratios1.91.42.7816
Slightly volatile
Price Book Value Ratio1.550.83351.2207
Slightly volatile
Price To Operating Cash Flows Ratio16.0414.045213.9482
Very volatile
Price To Free Cash Flows Ratio18.4316.114315.8913
Pretty Stable
Ebt Per Ebit0.490.68670.7268
Pretty Stable
Company Equity Multiplier9.839.57249.1663
Very volatile
Long Term Debt To Capitalization0.250.22330.1625
Pretty Stable
Total Debt To Capitalization0.260.22330.1689
Pretty Stable
Debt Equity Ratio0.270.28750.3564
Slightly volatile
Quick Ratio19.3920.4275.2956
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.41.47773.7086
Slightly volatile
Net Income Per E B T1.030.73661.5034
Slightly volatile
Cash Ratio2.822.979.7096
Very volatile
Operating Cash Flow Sales Ratio0.310.16490.2768
Pretty Stable
Days Of Sales Outstanding7.5 K7.1 K1.5 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.970.87160.8974
Pretty Stable
Cash Flow Coverage Ratios0.20.206424.6155
Pretty Stable
Price To Book Ratio1.550.83351.2207
Slightly volatile
Fixed Asset Turnover1.52.07981.87
Slightly volatile
Capital Expenditure Coverage Ratio7.47.78877.294
Pretty Stable
Price Cash Flow Ratio16.0414.045213.9482
Very volatile
Debt Ratio0.05740.030.0322
Slightly volatile
Cash Flow To Debt Ratio0.20.206424.6155
Pretty Stable
Price Sales Ratio2.22.31556.2752
Slightly volatile
Asset Turnover0.02660.03760.0338
Pretty Stable
Gross Profit Margin1.11.151.0207
Slightly volatile
Price Fair Value1.550.83351.2207
Slightly volatile
Operating Cycle31.3831.1329.1817
Pretty Stable
Cash Conversion Cycle30.8 K55.9 K34.5 K
Slightly volatile

BankFinancial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap236.3 M129.5 M204.6 M
Pretty Stable

BankFinancial Fundamental Market Drivers

Forward Price Earnings22.0264
Cash And Short Term Investments178.5 M

BankFinancial Upcoming Events

26th of January 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
26th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About BankFinancial Financial Statements

BankFinancial investors utilize fundamental indicators, such as revenue or net income, to predict how BankFinancial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue21.8 M22.9 M
Total Revenue55.9 M56.6 M
Cost Of Revenue-74.7 K-71 K
Sales General And Administrative To Revenue 0.41  0.56 
Capex To Revenue 0.02  0.03 
Revenue Per Share 4.43  2.25 
Ebit Per Revenue 0.33  0.32 

Pair Trading with BankFinancial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankFinancial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankFinancial will appreciate offsetting losses from the drop in the long position's value.

Moving together with BankFinancial Stock

  0.73AX Axos FinancialPairCorr
  0.71BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr
  0.65KB KB Financial GroupPairCorr

Moving against BankFinancial Stock

  0.6TFC-PO Truist FinancialPairCorr
  0.52CFG-PE Citizens FinancialPairCorr
  0.51TFC-PR Truist FinancialPairCorr
The ability to find closely correlated positions to BankFinancial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankFinancial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankFinancial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankFinancial to buy it.
The correlation of BankFinancial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankFinancial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankFinancial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BankFinancial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out the analysis of BankFinancial Correlation against competitors.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
0.4
Earnings Share
0.63
Revenue Per Share
4.355
Quarterly Revenue Growth
(0.10)
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.