Five Income Statement Research

FSBC Stock  USD 22.50  1.30  5.46%   
Most accounts from Five Star's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Five Star Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Five Star Valuation and Five Star Correlation analysis.
  
At present, Five Star's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Operating Expenses is expected to grow to about 2.5 M, whereas Selling General Administrative is forecasted to decline to about 16.7 M.
Most accounts from Five Star's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Five Star Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Five Star Valuation and Five Star Correlation analysis.
At present, Five Star's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Operating Expenses is expected to grow to about 2.5 M, whereas Selling General Administrative is forecasted to decline to about 16.7 M.
 2021 2022 2023 2024 (projected)
Gross Profit83.8M102.5M793K753.4K
Total Revenue83.8M108.9M7.5M7.1M

Five Star income statement Correlations

0.940.840.220.160.250.190.160.16-0.210.80.780.890.840.890.860.860.770.890.810.8
0.940.68-0.06-0.12-0.01-0.08-0.12-0.110.040.630.580.870.80.880.790.850.810.790.850.89
0.840.680.610.560.470.580.550.55-0.440.990.970.820.650.790.930.870.740.940.780.38
0.22-0.060.611.00.70.990.980.98-0.710.690.740.290.070.230.410.210.060.44-0.01-0.19
0.16-0.120.561.00.720.980.980.98-0.730.640.70.210.040.160.350.14-0.010.38-0.07-0.25
0.25-0.010.470.70.720.590.570.58-1.00.510.63-0.020.47-0.060.140.01-0.220.270.0-0.1
0.19-0.080.580.990.980.591.01.0-0.590.670.690.31-0.040.260.420.210.10.43-0.03-0.22
0.16-0.120.550.980.980.571.01.0-0.580.640.670.29-0.070.230.40.190.080.41-0.05-0.25
0.16-0.110.550.980.980.581.01.0-0.580.640.670.29-0.070.230.40.190.080.41-0.05-0.25
-0.210.04-0.44-0.71-0.73-1.0-0.59-0.58-0.58-0.48-0.610.05-0.450.09-0.10.020.24-0.240.040.12
0.80.630.990.690.640.510.670.640.64-0.480.990.80.590.770.90.830.70.920.710.34
0.780.580.970.740.70.630.690.670.67-0.610.990.730.640.690.840.750.590.870.630.32
0.890.870.820.290.21-0.020.310.290.290.050.80.730.561.00.950.920.890.920.780.72
0.840.80.650.070.040.47-0.04-0.07-0.07-0.450.590.640.560.560.570.60.450.670.680.72
0.890.880.790.230.16-0.060.260.230.230.090.770.691.00.560.940.920.90.910.790.74
0.860.790.930.410.350.140.420.40.4-0.10.90.840.950.570.940.960.890.980.850.54
0.860.850.870.210.140.010.210.190.190.020.830.750.920.60.920.960.960.920.950.56
0.770.810.740.06-0.01-0.220.10.080.080.240.70.590.890.450.90.890.960.810.920.53
0.890.790.940.440.380.270.430.410.41-0.240.920.870.920.670.910.980.920.810.820.58
0.810.850.78-0.01-0.070.0-0.03-0.05-0.050.040.710.630.780.680.790.850.950.920.820.54
0.80.890.38-0.19-0.25-0.1-0.22-0.25-0.250.120.340.320.720.720.740.540.560.530.580.54
Click cells to compare fundamentals

Five Star Account Relationship Matchups

Five Star income statement Accounts

201920202021202220232024 (projected)
Interest Expense11.6M9.2M4.0M14.8M63.5M66.7M
Total Revenue58.0M73.8M83.8M108.9M7.5M7.1M
Gross Profit58.0M73.8M83.8M102.5M793K753.4K
Operating Income30.4M37.3M47.1M77.7M(1.6M)(1.5M)
Ebit30.4M37.3M47.1M77.7M(1.6M)(1.5M)
Ebitda30.8M37.7M47.8M78.4M(1.6M)(1.5M)
Income Before Tax30.4M37.3M47.1M62.9M66.6M33.9M
Net Income29.3M35.9M42.4M44.8M47.7M27.7M
Income Tax Expense1.1M1.3M4.7M18.1M18.9M19.8M

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Five Star in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Five Star's short interest history, or implied volatility extrapolated from Five Star options trading.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Five Star Valuation and Five Star Correlation analysis.
Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

Complementary Tools for Five Stock analysis

When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Fundamental Analysis
View fundamental data based on most recent published financial statements
Risk-Return Analysis
View associations between returns expected from investment and the risk you assume
Competition Analyzer
Analyze and compare many basic indicators for a group of related or unrelated entities
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Volatility Analysis
Get historical volatility and risk analysis based on latest market data
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
CEOs Directory
Screen CEOs from public companies around the world
Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Earnings Share
2.78
Revenue Per Share
6.664
Quarterly Revenue Growth
(0.06)
Return On Assets
0.014
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.