Byline Balance Sheet Analysis

BY Stock

USD 20.90 0.18 0.87%

Most accounts from Byline Bancorp's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Byline Bancorp current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Byline Bancorp Valuation and Byline Bancorp Correlation analysis.

For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.

At this time, Byline Bancorp's Preferred Stock Total Equity is fairly stable compared to the past year. Property Plant Equipment is likely to rise to about 71.2 M in 2024, whereas Total Assets are likely to drop slightly above 6 B in 2024.

Net Receivables Accounts Payable

For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.At this time, Byline Bancorp's Preferred Stock Total Equity is fairly stable compared to the past year. Property Plant Equipment is likely to rise to about 71.2 M in 2024, whereas Total Assets are likely to drop slightly above 6 B in 2024.

	2021	2022	2023	2024 (projected)
Short and Long Term Debt Total	630.1M	751.4M	553.8M	549.4M
Total Assets	6.7B	7.4B	9.0B	6.0B

Short Long Term Debt Total Total Assets

Byline Bancorp balance sheet Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Good Will	Common Stock Total Equity	Common Stock Shares Outstanding	Short Term Investments	Long Term Debt Total	Non Current Liabilities Total	Capital Surpluse	Inventory
Total Assets		0.89	0.55	0.55	0.97	-0.82	0.96	-0.88	0.81	0.93	0.6	0.94	0.61	0.6	-0.13	0.79	0.16	0.94	0.97	-0.79	0.96	0.86	0.81	0.7	0.92	-0.77
Short Long Term Debt Total	0.89		0.29	0.29	0.94	-0.74	0.96	-0.9	0.99	0.82	0.37	0.74	0.36	0.4	-0.08	0.67	0.37	0.81	0.92	-0.8	0.91	0.77	0.62	0.57	0.92	-0.54
Other Current Liab	0.55	0.29		1.0	0.47	-0.45	0.41	-0.42	0.2	0.74	0.99	0.57	1.0	0.97	-0.15	0.33	-0.66	0.52	0.45	-0.35	0.48	0.38	0.75	0.89	0.38	-0.94
Total Current Liabilities	0.55	0.29	1.0		0.47	-0.45	0.41	-0.42	0.2	0.74	0.99	0.57	1.0	0.97	-0.15	0.33	-0.66	0.52	0.45	-0.35	0.48	0.38	0.75	0.89	0.38	-0.94
Total Stockholder Equity	0.97	0.94	0.47	0.47		-0.79	1.0	-0.86	0.88	0.89	0.54	0.86	0.54	0.57	-0.1	0.68	0.22	0.85	0.99	-0.84	0.98	0.84	0.7	0.72	0.97	-0.68
Other Liab	-0.82	-0.74	-0.45	-0.45	-0.79		-0.78	0.76	-0.7	-0.81	-0.48	-0.67	-0.53	-0.46	0.63	-0.68	-0.33	-0.78	-0.81	0.66	-0.86	-0.95	-0.72	-0.59	-0.73	0.67
Net Tangible Assets	0.96	0.96	0.41	0.41	1.0	-0.78		-0.88	0.91	0.86	0.47	0.84	0.48	0.51	-0.1	0.69	0.29	0.85	0.98	-0.85	0.97	0.83	0.68	0.67	0.97	-0.63
Property Plant And Equipment Net	-0.88	-0.9	-0.42	-0.42	-0.86	0.76	-0.88		-0.84	-0.9	-0.47	-0.84	-0.48	-0.5	0.13	-0.88	-0.25	-0.89	-0.84	0.75	-0.85	-0.75	-0.85	-0.56	-0.83	0.68
Net Debt	0.81	0.99	0.2	0.2	0.88	-0.7	0.91	-0.84		0.73	0.27	0.61	0.27	0.31	-0.11	0.56	0.43	0.72	0.86	-0.76	0.85	0.71	0.51	0.51	0.87	-0.43
Retained Earnings	0.93	0.82	0.74	0.74	0.89	-0.81	0.86	-0.9	0.73		0.79	0.88	0.79	0.79	-0.19	0.77	-0.07	0.89	0.87	-0.73	0.89	0.77	0.93	0.82	0.82	-0.92
Accounts Payable	0.6	0.37	0.99	0.99	0.54	-0.48	0.47	-0.47	0.27	0.79		0.62	0.99	0.97	-0.09	0.37	-0.63	0.57	0.52	-0.41	0.54	0.4	0.77	0.88	0.44	-0.95
Cash	0.94	0.74	0.57	0.57	0.86	-0.67	0.84	-0.84	0.61	0.88	0.62		0.62	0.61	0.06	0.86	0.03	0.93	0.86	-0.71	0.84	0.73	0.86	0.62	0.82	-0.78
Non Current Assets Total	0.61	0.36	1.0	1.0	0.54	-0.53	0.48	-0.48	0.27	0.79	0.99	0.62		0.97	-0.19	0.39	-0.59	0.58	0.52	-0.42	0.55	0.47	0.79	0.92	0.44	-0.96
Non Currrent Assets Other	0.6	0.4	0.97	0.97	0.57	-0.46	0.51	-0.5	0.31	0.79	0.97	0.61	0.97		-0.1	0.36	-0.62	0.57	0.52	-0.5	0.55	0.4	0.76	0.92	0.5	-0.93
Other Assets	-0.13	-0.08	-0.15	-0.15	-0.1	0.63	-0.1	0.13	-0.11	-0.19	-0.09	0.06	-0.19	-0.1		-0.13	-0.22	-0.14	-0.1	0.04	-0.2	-0.5	-0.18	-0.2	-0.03	0.2
Long Term Debt	0.79	0.67	0.33	0.33	0.68	-0.68	0.69	-0.88	0.56	0.77	0.37	0.86	0.39	0.36	-0.13		0.26	0.89	0.68	-0.53	0.68	0.68	0.86	0.34	0.63	-0.61
Cash And Short Term Investments	0.16	0.37	-0.66	-0.66	0.22	-0.33	0.29	-0.25	0.43	-0.07	-0.63	0.03	-0.59	-0.62	-0.22	0.26		0.12	0.27	-0.25	0.28	0.43	-0.16	-0.39	0.28	0.42
Net Receivables	0.94	0.81	0.52	0.52	0.85	-0.78	0.85	-0.89	0.72	0.89	0.57	0.93	0.58	0.57	-0.14	0.89	0.12		0.84	-0.68	0.84	0.78	0.86	0.58	0.8	-0.77
Good Will	0.97	0.92	0.45	0.45	0.99	-0.81	0.98	-0.84	0.86	0.87	0.52	0.86	0.52	0.52	-0.1	0.68	0.27	0.84		-0.84	0.99	0.86	0.69	0.68	0.96	-0.67
Common Stock Total Equity	-0.79	-0.8	-0.35	-0.35	-0.84	0.66	-0.85	0.75	-0.76	-0.73	-0.41	-0.71	-0.42	-0.5	0.04	-0.53	-0.25	-0.68	-0.84		-0.87	-0.7	-0.56	-0.57	-0.94	0.54
Common Stock Shares Outstanding	0.96	0.91	0.48	0.48	0.98	-0.86	0.97	-0.85	0.85	0.89	0.54	0.84	0.55	0.55	-0.2	0.68	0.28	0.84	0.99	-0.87		0.9	0.71	0.7	0.96	-0.69
Short Term Investments	0.86	0.77	0.38	0.38	0.84	-0.95	0.83	-0.75	0.71	0.77	0.4	0.73	0.47	0.4	-0.5	0.68	0.43	0.78	0.86	-0.7	0.9		0.67	0.59	0.78	-0.6
Long Term Debt Total	0.81	0.62	0.75	0.75	0.7	-0.72	0.68	-0.85	0.51	0.93	0.77	0.86	0.79	0.76	-0.18	0.86	-0.16	0.86	0.69	-0.56	0.71	0.67		0.7	0.62	-0.91
Non Current Liabilities Total	0.7	0.57	0.89	0.89	0.72	-0.59	0.67	-0.56	0.51	0.82	0.88	0.62	0.92	0.92	-0.2	0.34	-0.39	0.58	0.68	-0.57	0.7	0.59	0.7		0.63	-0.87
Capital Surpluse	0.92	0.92	0.38	0.38	0.97	-0.73	0.97	-0.83	0.87	0.82	0.44	0.82	0.44	0.5	-0.03	0.63	0.28	0.8	0.96	-0.94	0.96	0.78	0.62	0.63		-0.59
Inventory	-0.77	-0.54	-0.94	-0.94	-0.68	0.67	-0.63	0.68	-0.43	-0.92	-0.95	-0.78	-0.96	-0.93	0.2	-0.61	0.42	-0.77	-0.67	0.54	-0.69	-0.6	-0.91	-0.87	-0.59

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Byline Bancorp Account Relationship Matchups

Byline Bancorp balance sheet Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	5.5B	6.4B	6.7B	7.4B	9.0B	6.0B
Other Current Liab	(3.7M)	(1.5M)	(262K)	(4.5M)	6.0B	6.3B
Other Liab	43.9M	46.1M	1.4M	4.2M	3.8M	3.6M
Net Tangible Assets	559.4M	622.4M	660.4M	606.9M	698.0M	510.8M
Net Debt	446.6M	674.3M	472.2M	572.1M	327.6M	427.3M
Retained Earnings	159.0M	191.1M	271.7M	335.8M	429.0M	450.5M
Accounts Payable	3.7M	1.5M	262K	4.5M	22.2M	23.3M
Cash	80.7M	83.4M	157.9M	179.4M	226.1M	122.1M
Other Assets	2.5B	2.7B	2.9B	4.0B	3.6B	3.0B
Long Term Debt	37.3M	109.8M	630.1M	751.4M	487.7M	263.2M
Net Receivables	236.9M	443.4M	474.8M	717.2M	736.8M	407.3M
Long Term Debt Total	37.3M	109.8M	630.1M	751.4M	864.1M	907.3M
Capital Surpluse	581.0M	587.2M	593.8M	598.3M	688.0M	453.9M
Inventory	(119.3M)	(123.5M)	(188.1M)	(382.1M)	(963.0M)	(914.8M)
Other Current Assets	119.3M	123.5M	188.1M	222.6M	275.7M	262.0M
Total Liab	4.8B	5.6B	5.9B	6.6B	8.0B	5.3B
Total Current Assets	1.5B	2.0B	2.1B	1.9B	275.7M	262.0M
Short Term Debt	539.6M	276.0M	524.0M	643.8M	369.4M	343.5M
Intangible Assets	31.9M	24.3M	17.2M	10.5M	21.8M	17.6M
Common Stock	379K	384K	387K	389K	451K	428.5K

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Byline Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Byline Bancorp's short interest history, or implied volatility extrapolated from Byline Bancorp options trading.

Pair Trading with Byline Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Byline Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Byline Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Byline Stock

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Pair Corr

Moving against Byline Stock

0.67	KB	KB Financial Group Earnings Call This Week	Pair Corr
0.6	NU	Nu Holdings Financial Report 20th of May 2024	Pair Corr
0.6	WF	Woori Financial Group Financial Report 21st of May 2024	Pair Corr
0.6	TECTP	Tectonic Financial	Pair Corr
0.5	VBFC	Village Bank	Pair Corr

The ability to find closely correlated positions to Byline Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Byline Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Byline Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Byline Bancorp to buy it.

The correlation of Byline Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Byline Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Byline Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Byline Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Byline Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Byline Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Byline Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Byline Bancorp Stock:

How To Invest In Byline

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Is Byline Stock a good investment?

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What is Byline Bancorp's Net Worth?

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Check out Byline Bancorp Valuation and Byline Bancorp Correlation analysis.

For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.

You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.

Complementary Tools for Byline Stock analysis

When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.

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Is Byline Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. If investors know Byline will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Byline Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.13

Dividend Share

0.36

Earnings Share

2.67

Revenue Per Share

8.822

Quarterly Revenue Growth

0.164

The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Byline Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Byline Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Byline Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Byline Balance Sheet Analysis

Byline Bancorp balance sheet Correlations

Byline Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Byline Bancorp balance sheet Accounts

Pair Trading with Byline Bancorp

Moving together with Byline Stock

Moving against Byline Stock

Complementary Tools for Byline Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Current Liabilities	+ 1.0	Other Current Liab
Non Current Assets Total	+ 1.0	Other Current Liab
Non Current Assets Total	+ 1.0	Total Current Liabilities
Net Tangible Assets	+ 1.0	Total Stockholder Equity
Net Debt	+ 0.99	Short Long Term Debt Total
Accounts Payable	+ 0.99	Other Current Liab

Inventory	- 0.96	Non Current Assets Total
Inventory	- 0.95	Accounts Payable
Short Term Investments	- 0.95	Other Liab
Capital Surpluse	- 0.94	Common Stock Total Equity
Inventory	- 0.94	Total Current Liabilities
Inventory	- 0.94	Other Current Liab