Five Shareholders Equity vs Total Debt Analysis

FSBC Stock  USD 23.80  0.99  4.34%   
Trend analysis of Five Star Bancorp balance sheet accounts such as Total Stockholder Equity of 152.7 M or Property Plant And Equipment Net of 3.6 M provides information on Five Star's total assets, liabilities, and equity, which is the actual value of Five Star Bancorp to its prevalent stockholders. By breaking down trends over time using Five Star balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About Five Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Five Star Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Five Star Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Five Star and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Five currently owns. An asset can also be divided into two categories, current and non-current.

Five Star Balance Sheet Chart

Five Star Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how Five Star Bancorp uses and utilizes its capital. It also shows what exactly a company owns and owes.
At present, Five Star's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 3.4 B, whereas Total Assets are forecasted to decline to about 1.9 B.

Total Assets

Total assets refers to the total amount of Five Star assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Five Star Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Property Plant And Equipment Net

The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.
Most indicators from Five Star's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Five Star Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
The current year's Tax Provision is expected to grow to about 21 M, whereas Selling General Administrative is forecasted to decline to about 16.7 M.
 2021 2022 2023 2024 (projected)
Gross Profit83.8M102.5M793K753.4K
Total Revenue83.8M108.9M7.5M7.1M

Five Star fundamental ratios Correlations

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0.940.720.960.64-0.540.770.810.60.540.540.940.760.810.50.940.930.760.930.620.80.670.810.620.910.91
0.880.820.860.83-0.280.830.630.630.60.320.860.690.640.540.840.880.550.810.650.70.740.850.650.840.91
Click cells to compare fundamentals

Five Star Account Relationship Matchups

Five Star fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.5B2.0B2.6B3.2B3.6B1.9B
Short Long Term Debt Total53.3M28.3M28.4M177.8M249.4M261.8M
Total Stockholder Equity108.9M133.8M235.0M252.8M285.8M152.7M
Property Plant And Equipment Net1.3M1.7M1.8M5.6M6.9M3.6M
Net Debt(144.1M)(285.9M)(411.4M)(92.0M)(78.1M)(82.0M)
Retained Earnings12.8M22.3M17.2M46.7M77.0M80.9M
Cash197.3M314.2M439.8M269.8M327.4M216.2M
Non Current Assets Total90.4M128.3M155.5M131.0M3.3B3.4B
Non Currrent Assets Other(90.4M)(128.3M)(155.5M)5.7M2.9B3.1B
Cash And Short Term Investments274.5M429.1M588.6M385.8M113.5M107.8M
Net Receivables3.5M5.4M21.6M34.1M22.6M12.3M
Short Term Investments77.2M114.9M148.8M116.0M108.1M85.2M
Liabilities And Stockholders Equity1.5B2.0B2.6B3.2B3.6B1.9B
Non Current Liabilities Total53.3M28.3M28.4M14.5M259.7M272.7M
Other Stockholder Equity2.9M4.8M2.3B2.8B3.3B3.4B
Total Liab1.4B1.8B2.3B3.0B3.3B1.7B
Total Current Assets278.0M434.6M610.2M393.3M336.4M293.3M
Accumulated Other Comprehensive Income(26K)1.3M(566K)(13.5M)(11.8M)(11.2M)
Common Stock96.1M110.1M218.4M219.5M220.5M118.9M
Total Current Liabilities6.0M7.7M7.4M14.5M3.0B3.2B
Property Plant And Equipment Gross1.3M1.7M1.8M5.6M11.6M12.2M
Short Term Debt13.8M1M28.4M101.0M171.3M179.8M

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When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

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When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
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Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Earnings Share
2.78
Revenue Per Share
6.664
Quarterly Revenue Growth
(0.06)
Return On Assets
0.014
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.