Lloyds Financial Statements From 2010 to 2024

LYG Stock  USD 2.52  0.01  0.40%   
Lloyds Banking financial statements provide useful quarterly and yearly information to potential Lloyds Banking Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Lloyds Banking financial statements helps investors assess Lloyds Banking's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Lloyds Banking's valuation are summarized below:
Gross Profit
17.1 B
Profit Margin
0.2965
Market Capitalization
39.8 B
Revenue
18.4 B
Earnings Share
0.37
There are over one hundred nineteen available fundamental ratios for Lloyds Banking, which can be analyzed over time and compared to other ratios. Active traders should verify all of Lloyds Banking last-minute fundamental drivers against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. The Lloyds Banking's current Market Cap is estimated to increase to about 115.3 B, while Enterprise Value is projected to decrease to roughly 79.1 B.

Lloyds Banking Total Revenue

14.52 Billion

Check Lloyds Banking financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Lloyds main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.6 B, Interest Expense of 15.5 B or Other Operating Expenses of 12.3 B, as well as many exotic indicators such as Price To Sales Ratio of 6.03, Dividend Yield of 0.0128 or PTB Ratio of 2.93. Lloyds financial statements analysis is a perfect complement when working with Lloyds Banking Valuation or Volatility modules.
  
This module can also supplement Lloyds Banking's financial leverage analysis and stock options assessment as well as various Lloyds Banking Technical models . Check out the analysis of Lloyds Banking Correlation against competitors.

Lloyds Banking Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets586.7 B881.5 B790 B
Pretty Stable
Short and Long Term Debt Total91.5 B93.7 B104.5 B
Pretty Stable
Total Stockholder Equity30.6 B47.2 B44.3 B
Slightly volatile
Property Plant And Equipment Net7.3 B9.7 B9.5 B
Slightly volatile
Cash83 B79 B61.8 B
Slightly volatile
Non Current Assets Total168.9 B287 B226.3 B
Pretty Stable
Other Assets387.6 B515.4 B502.8 B
Pretty Stable
Cash And Short Term Investments83 B79 B62.3 B
Slightly volatile
Common Stock Shares Outstanding69 B65.8 B29.9 B
Slightly volatile
Liabilities And Stockholders Equity638 B881.5 B797.9 B
Pretty Stable
Non Current Liabilities Total89 B93.7 B449.8 B
Slightly volatile
Total Liabilities89 B93.7 B522.2 B
Slightly volatile
Total Current Assets48.3 B79 B60.6 B
Slightly volatile
Other Current Assets385.9 B204.5 B383.9 B
Slightly volatile
Retained Earnings10.2 B6.8 B7.4 B
Pretty Stable
Intangible Assets3.1 B5.5 B3.1 B
Slightly volatile
Common Stock4.9 B6.4 B6.4 B
Pretty Stable
Other Liabilities227.9 B147.8 B258 B
Slightly volatile
Accounts Payable1.4 B1.4 B429.5 B
Slightly volatile
Long Term Debt138.6 B97.2 B134.1 B
Slightly volatile
Good Will3.3 B2.8 B2.7 B
Pretty Stable
Property Plant Equipment16.2 B12.3 B14.3 B
Slightly volatile
Total Current Liabilities37.2 B39.1 B451.1 B
Very volatile
Net Receivables1.1 B768.6 MB
Slightly volatile
Net Tangible Assets44 B35.9 B52.3 B
Very volatile
Deferred Long Term Liabilities46.2 M48.6 M1.4 B
Slightly volatile
Long Term Investments178.5 B269 B220 B
Pretty Stable
Short and Long Term Debt643.7 B613.1 B284.5 B
Slightly volatile
Long Term Debt Total78.8 B77.3 B98 B
Slightly volatile
Capital Surpluse19.7 B21.3 B18.1 B
Slightly volatile
Earning Assets273.1 B366.3 B254.3 B
Slightly volatile
Net Invested Capital116.8 B139.2 B140.6 B
Very volatile
Capital Stock5.5 B6.4 B6.9 B
Slightly volatile

Lloyds Banking Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.6 B2.9 B2.2 B
Slightly volatile
Other Operating Expenses12.3 B10.8 B12.1 B
Pretty Stable
Operating Income8.8 B7.4 B8.9 B
Slightly volatile
EBIT9.3 B7.4 B8.9 B
Slightly volatile
EBITDA11.4 B10.3 B11 B
Pretty Stable
Selling General Administrative226.6 M238.5 M586.8 M
Slightly volatile
Total Revenue14.5 B19.2 B17.1 B
Slightly volatile
Gross Profit12.7 B19.2 B15.9 B
Pretty Stable
Selling And Marketing Expenses257.2 M153 M265.9 M
Slightly volatile
Net Interest Income12.5 B13.3 B11.4 B
Slightly volatile
Interest Income19.2 B28.1 B17.6 B
Pretty Stable
Reconciled Depreciation2.9 B2.9 B2.5 B
Slightly volatile

Lloyds Banking Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow48.1 B95.8 B70.1 B
Pretty Stable
Depreciation1.7 B2.9 B2.3 B
Slightly volatile
Capital Expenditures5.7 B5.5 B3.7 B
Slightly volatile
End Period Cash Flow50.5 B88.8 B72 B
Very volatile
Issuance Of Capital Stock56.5 M86 M86.4 M
Slightly volatile
Stock Based Compensation298.4 M335.7 M365.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio6.036.3525369
Slightly volatile
Dividend Yield0.01280.01350.0196
Very volatile
PTB Ratio2.932.58812.1359
Very volatile
Days Sales Outstanding11.8313.2514.9674
Pretty Stable
Book Value Per Share0.690.72611.898
Slightly volatile
Invested Capital2.462.81492.6716
Very volatile
Stock Based Compensation To Revenue0.01630.01830.02
Slightly volatile
PB Ratio2.932.58812.1359
Very volatile
EV To Sales6.767.1147350
Slightly volatile
Sales General And Administrative To Revenue10.8910.372.259
Slightly volatile
Cash Per Share1.161.21662.4227
Slightly volatile
Interest Coverage0.480.50461.3432
Very volatile
Payout Ratio0.290.30240.4491
Very volatile
Intangibles To Total Assets0.00840.00940.0062
Slightly volatile
Current Ratio2.092.01932.4946
Slightly volatile
Tangible Book Value Per Share12.612.00075.3473
Slightly volatile
Receivables Turnover35.8828.5129.3312
Slightly volatile
Graham Number1.111.17192.323
Slightly volatile
Shareholders Equity Per Share0.690.72611.898
Slightly volatile
Debt To Equity2.462.81492.6716
Very volatile
Revenue Per Share0.280.29580.8379
Slightly volatile
Interest Debt Per Share2.162.27115.1122
Slightly volatile
Debt To Assets0.10.15060.1412
Pretty Stable
Enterprise Value Over EBITDA8.4913.208612.8432
Pretty Stable
Short Term Coverage Ratios0.320.17420.2497
Pretty Stable
Price Book Value Ratio2.932.58812.1359
Very volatile
Dividend Payout Ratio0.290.30240.4491
Very volatile
Operating Profit Margin0.370.387531.078
Slightly volatile
Company Equity Multiplier26.3318.689119.9319
Slightly volatile
Long Term Debt To Capitalization0.540.66510.6699
Slightly volatile
Total Debt To Capitalization0.540.73790.6997
Very volatile
Return On Capital Employed0.00840.00880.0117
Pretty Stable
Debt Equity Ratio2.462.81492.6716
Very volatile
Ebit Per Revenue0.370.387531.078
Slightly volatile
Quick Ratio2.082.01932.489
Slightly volatile
Cash Ratio2.082.01932.4687
Slightly volatile
Days Of Sales Outstanding11.8313.2514.9674
Pretty Stable
Price To Book Ratio2.932.58812.1359
Very volatile
Fixed Asset Turnover3.031.98751.8835
Slightly volatile
Enterprise Value Multiple8.4913.208612.8432
Pretty Stable
Debt Ratio0.10.15060.1412
Pretty Stable
Price Sales Ratio6.036.3525369
Slightly volatile
Asset Turnover0.03360.02180.0203
Very volatile
Price Fair Value2.932.58812.1359
Very volatile

Lloyds Banking Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap115.3 B109.9 B86.3 B
Slightly volatile
Enterprise Value79.1 B123 B118.2 B
Slightly volatile

Lloyds Fundamental Market Drivers

Forward Price Earnings7.3529
Cash And Short Term Investments79 B

Lloyds Upcoming Events

28th of February 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
28th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Lloyds Banking Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Lloyds Banking income statement, its balance sheet, and the statement of cash flows. Lloyds Banking investors use historical funamental indicators, such as Lloyds Banking's revenue or net income, to determine how well the company is positioned to perform in the future. Although Lloyds Banking investors may use each financial statement separately, they are all related. The changes in Lloyds Banking's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Lloyds Banking's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Lloyds Banking Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Lloyds Banking. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-1.4 B-1.4 B
Total Revenue19.2 B14.5 B
Cost Of Revenue3.8 B3.6 B
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 10.37  10.89 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.28)(0.30)
Revenue Per Share 0.30  0.28 
Ebit Per Revenue 0.39  0.37 

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When determining whether Lloyds Banking Group is a strong investment it is important to analyze Lloyds Banking's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Lloyds Banking's future performance. For an informed investment choice regarding Lloyds Stock, refer to the following important reports:
Check out the analysis of Lloyds Banking Correlation against competitors.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

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Is Lloyds Banking's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lloyds Banking. If investors know Lloyds will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lloyds Banking listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.06
Dividend Share
0.028
Earnings Share
0.37
Revenue Per Share
1.132
Quarterly Revenue Growth
0.285
The market value of Lloyds Banking Group is measured differently than its book value, which is the value of Lloyds that is recorded on the company's balance sheet. Investors also form their own opinion of Lloyds Banking's value that differs from its market value or its book value, called intrinsic value, which is Lloyds Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lloyds Banking's market value can be influenced by many factors that don't directly affect Lloyds Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lloyds Banking's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lloyds Banking is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lloyds Banking's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.