Five Financial Statements From 2010 to 2024

FSBC Stock  USD 21.45  0.02  0.09%   
Five Star financial statements provide useful quarterly and yearly information to potential Five Star Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Five Star financial statements helps investors assess Five Star's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Five Star's valuation are summarized below:
Gross Profit
103.5 M
Profit Margin
0.4173
Market Capitalization
445.8 M
Revenue
114.4 M
Earnings Share
2.78
We have found one hundred twenty available fundamental signals for Five Star Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of Five Star's prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road.

Five Star Total Revenue

7.14 Million

Check Five Star financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Five main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 M, Interest Expense of 66.7 M or Selling General Administrative of 16.7 M, as well as many exotic indicators such as Price To Sales Ratio of 62.83, Dividend Yield of 0.0274 or PTB Ratio of 1.46. Five financial statements analysis is a perfect complement when working with Five Star Valuation or Volatility modules.
  
This module can also supplement various Five Star Technical models . Check out the analysis of Five Star Correlation against competitors.

Five Star Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.9 B3.6 B1.2 B
Slightly volatile
Short and Long Term Debt Total261.8 M249.4 M88.9 M
Slightly volatile
Total Stockholder Equity152.7 M285.8 M97 M
Slightly volatile
Property Plant And Equipment Net3.6 M6.9 M3.3 M
Pretty Stable
Retained Earnings80.9 M77 M26.7 M
Slightly volatile
Cash216.2 M327.4 M122.2 M
Slightly volatile
Non Current Assets Total3.4 B3.3 B633.6 M
Slightly volatile
Cash And Short Term Investments107.8 M113.5 M141.9 M
Slightly volatile
Net Receivables12.3 M22.6 M7.1 M
Slightly volatile
Common Stock Shares Outstanding12.3 M17.2 M7.5 M
Slightly volatile
Short Term Investments85.2 M108.1 M54.1 M
Slightly volatile
Liabilities And Stockholders Equity1.9 B3.6 B1.2 B
Slightly volatile
Non Current Liabilities Total272.7 M259.7 M77.8 M
Slightly volatile
Other Stockholder Equity3.4 B3.3 B798.9 M
Slightly volatile
Total Liabilities1.7 B3.3 B1.1 B
Slightly volatile
Total Current Assets293.3 M336.4 M172.1 M
Slightly volatile
Common Stock118.9 M220.5 M65.6 M
Slightly volatile
Total Current Liabilities3.2 BB426.7 M
Slightly volatile
Common Stock Total Equity132.9 M126.6 M45.7 M
Slightly volatile
Property Plant And Equipment Gross12.2 M11.6 M4.1 M
Slightly volatile
Short Term Debt179.8 M171.3 M41.8 M
Slightly volatile
Other Liabilities7.3 M8.4 MM
Slightly volatile
Net Tangible Assets200.9 M290.7 M146.8 M
Slightly volatile
Accounts Payable9.8 M16.7 M7.7 M
Slightly volatile
Other Assets1.9 B3.1 B1.5 B
Slightly volatile
Long Term Debt255.9 M243.7 M84.2 M
Slightly volatile
Other Current Assets347.4 M336.4 M248.9 M
Slightly volatile
Net Invested Capital339.6 M529.5 M222.8 M
Slightly volatile
Long Term Investments133.6 M118 M102.9 M
Slightly volatile
Capital Stock190.2 M220.5 M128 M
Slightly volatile
Intangible Assets2.2 M2.6 M1.8 M
Slightly volatile
Property Plant Equipment6.7 M6.4 M2.3 M
Slightly volatile
Earning Assets160.5 M191.5 M140.3 M
Slightly volatile
Capital Lease Obligations5.4 M5.6 M4.4 M
Slightly volatile

Five Star Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense66.7 M63.5 M12.6 M
Slightly volatile
Selling General Administrative16.7 M29.3 M11.4 M
Slightly volatile
Total Revenue7.1 M7.5 M26.3 M
Slightly volatile
Gross Profit753.4 K793 K25 M
Slightly volatile
Income Before Tax33.9 M66.6 M19 M
Slightly volatile
Net Income27.7 M47.7 M15.5 M
Slightly volatile
Income Tax Expense19.8 M18.9 M4.4 M
Slightly volatile
Tax Provision21 M20 MM
Slightly volatile
Net Interest Income90.7 M113.3 M65.4 M
Slightly volatile
Interest Income110.9 M165.6 M79.8 M
Slightly volatile
Selling And Marketing Expenses1.8 M2.4 M1.4 M
Slightly volatile
Net Income From Continuing Ops44.6 M50.2 M34.1 M
Slightly volatile
Reconciled Depreciation833.1 K1.6 M567.8 K
Slightly volatile
Net Income Applicable To Common Shares41.9 M51.5 M34 M
Slightly volatile
Cost Of Revenue7.2 M6.7 M6.5 M
Slightly volatile

Five Star Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow189 M260 M106.5 M
Slightly volatile
Capital Expenditures2.8 M2.7 M782.9 K
Slightly volatile
Net Income27.7 M47.7 M15.5 M
Slightly volatile
Total Cash From Financing Activities297.7 M301.9 M167.8 M
Slightly volatile
End Period Cash Flow206.1 M321.6 M116.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio62.8359.835112.8394
Slightly volatile
Dividend Yield0.02740.02880.0392
Slightly volatile
PTB Ratio1.461.57261.5526
Slightly volatile
Days Sales Outstanding1.2 K1.1 K187
Slightly volatile
Book Value Per Share15.2516.647115.0898
Slightly volatile
Invested Capital1.220.85731.3893
Slightly volatile
PB Ratio1.461.57261.5526
Slightly volatile
EV To Sales46.9749.4394244
Very volatile
Net Income Per Share2.922.78061.1611
Slightly volatile
Payables Turnover0.350.40.4352
Slightly volatile
Sales General And Administrative To Revenue3.623.814915.6623
Very volatile
Cash Per Share16.9725.3717.716
Slightly volatile
Payout Ratio0.260.27110.7592
Slightly volatile
Days Payables Outstanding657739805
Slightly volatile
ROE0.110.1670.088
Slightly volatile
PE Ratio8.949.415142.4995
Slightly volatile
Return On Tangible Assets0.00870.01330.0071
Slightly volatile
Earnings Yield0.110.10620.048
Slightly volatile
Intangibles To Total Assets0.0018.0E-40.001
Slightly volatile
Current Ratio0.10.110415.5059
Slightly volatile
Tangible Book Value Per Share15.1816.647115.0523
Slightly volatile
Receivables Turnover0.320.33268.0718
Slightly volatile
Graham Number33.8932.272516.7915
Slightly volatile
Shareholders Equity Per Share15.2516.647115.0898
Slightly volatile
Debt To Equity1.220.85731.3893
Slightly volatile
Revenue Per Share0.420.43753.3148
Pretty Stable
Interest Debt Per Share20.3917.971323.5758
Slightly volatile
Debt To Assets0.120.06820.1475
Slightly volatile
Price Earnings Ratio8.949.415142.4995
Slightly volatile
Price Book Value Ratio1.461.57261.5526
Slightly volatile
Days Of Payables Outstanding657739805
Slightly volatile
Dividend Payout Ratio0.260.27110.7592
Slightly volatile
Pretax Profit Margin9.318.86912.7841
Slightly volatile
Effective Tax Rate0.250.28340.2245
Very volatile
Company Equity Multiplier9.3512.573310.2963
Slightly volatile
Long Term Debt To Capitalization0.190.20510.4784
Slightly volatile
Total Debt To Capitalization0.50.46160.5301
Slightly volatile
Debt Equity Ratio1.220.85731.3893
Slightly volatile
Quick Ratio0.140.150315.6338
Slightly volatile
Net Income Per E B T0.620.71660.7669
Pretty Stable
Cash Ratio0.10.107410.5858
Slightly volatile
Days Of Sales Outstanding1.2 K1.1 K187
Slightly volatile
Price To Book Ratio1.461.57261.5526
Slightly volatile
Fixed Asset Turnover1.031.087411.7211
Slightly volatile
Debt Ratio0.120.06820.1475
Slightly volatile
Price Sales Ratio62.8359.835112.8394
Slightly volatile
Return On Assets0.00870.01330.0071
Slightly volatile
Asset Turnover0.0020.00210.0232
Pretty Stable
Net Profit Margin6.676.35521.5071
Slightly volatile
Gross Profit Margin0.10.10560.8292
Slightly volatile
Price Fair Value1.461.57261.5526
Slightly volatile
Return On Equity0.110.1670.088
Slightly volatile

Five Star Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap503.8 M449.4 M467.9 M
Pretty Stable
Enterprise Value410.3 M371.3 M376.7 M
Slightly volatile

Five Fundamental Market Drivers

Cash And Short Term Investments113.5 M

Five Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Five Star Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Five Star income statement, its balance sheet, and the statement of cash flows. Five Star investors use historical funamental indicators, such as Five Star's revenue or net income, to determine how well the company is positioned to perform in the future. Although Five Star investors may use each financial statement separately, they are all related. The changes in Five Star's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Five Star's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Five Star Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Five Star. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-77.9 M-81.8 M
Total Revenue7.5 M7.1 M
Cost Of Revenue6.7 M7.2 M
Stock Based Compensation To Revenue 0.13  0.09 
Sales General And Administrative To Revenue 3.81  3.62 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.35)(0.37)
Revenue Per Share 0.44  0.42 
Ebit Per Revenue(0.21)(0.20)
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Five Star in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Five Star's short interest history, or implied volatility extrapolated from Five Star options trading.

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When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out the analysis of Five Star Correlation against competitors.
Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.

Complementary Tools for Five Stock analysis

When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
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Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.8
Earnings Share
2.78
Revenue Per Share
6.664
Quarterly Revenue Growth
(0.06)
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.