First Financial Statements From 2010 to 2024

FFBC Stock  USD 22.55  0.05  0.22%   
First Financial financial statements provide useful quarterly and yearly information to potential First Financial Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Financial financial statements helps investors assess First Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Financial's valuation are summarized below:
Gross Profit
673.2 M
Profit Margin
0.3212
Market Capitalization
2.2 B
Revenue
796.7 M
Earnings Share
2.69
We have found one hundred twenty available fundamental signals for First Financial Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First Financial's prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 2.1 B. The current year's Enterprise Value is expected to grow to about 3.1 B

First Financial Total Revenue

1.17 Billion

Check First Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First main balance sheet or income statement drivers, such as Interest Expense of 62.5 M, Other Operating Expenses of 836.5 M or EBITDA of 9.9 M, as well as many exotic indicators such as Price To Sales Ratio of 3.97, Dividend Yield of 0.0294 or PTB Ratio of 1.91. First financial statements analysis is a perfect complement when working with First Financial Valuation or Volatility modules.
  
This module can also supplement First Financial's financial leverage analysis and stock options assessment as well as various First Financial Technical models . Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding56.2 M95.1 M71.4 M
Slightly volatile
Total Assets18.4 B17.5 B11.2 B
Slightly volatile
Short and Long Term Debt Total1.4 B1.4 B897.9 M
Slightly volatile
Total Current Liabilities10.2 B9.8 B2.4 B
Slightly volatile
Total Stockholder Equity2.4 B2.3 B1.4 B
Slightly volatile
Property Plant And Equipment Net365.4 M348 M192.5 M
Slightly volatile
Retained Earnings1.2 B1.1 B593 M
Slightly volatile
Cash1.1 BB364.4 M
Slightly volatile
Non Current Assets Total17.3 B16.5 B4.9 B
Slightly volatile
Other AssetsB7.5 B8.3 B
Very volatile
Liabilities And Stockholders Equity18.4 B17.5 B11.2 B
Slightly volatile
Non Current Liabilities Total5.8 B5.5 B1.1 B
Slightly volatile
Total Liabilities16 B15.3 B9.8 B
Slightly volatile
Property Plant And Equipment Gross501.1 M477.3 M210.2 M
Slightly volatile
Total Current AssetsB1.1 B4.6 B
Very volatile
Short Term DebtB952.5 M678.9 M
Slightly volatile
Accounts Payable710.2 M721 M656.6 M
Pretty Stable
Net Receivables341.3 M462.5 M540 M
Slightly volatile
Other Current AssetsB1.1 B2.6 B
Slightly volatile
Common Stock Total EquityB1.9 B1.1 B
Slightly volatile
Common Stock828.5 M1.6 BB
Slightly volatile
Other Liabilities541.4 M515.6 M234 M
Slightly volatile
Long Term Debt275.5 M342.5 M262.5 M
Slightly volatile
Good Will1.1 BB525.6 M
Slightly volatile
Short Term Investments3.2 BBB
Slightly volatile
Intangible Assets66.3 M83.9 M81.8 M
Pretty Stable
Property Plant Equipment124.5 M105.5 M136.5 M
Very volatile
Net Tangible AssetsB1.1 B902.9 M
Slightly volatile
Long Term Investments3.1 B3.2 BB
Very volatile
Non Current Liabilities Other757 M721 M300 M
Slightly volatile
Long Term Debt Total242.3 M197.7 M177 M
Slightly volatile
Earning Assets2.4 B2.9 B2.3 B
Slightly volatile
Net Invested Capital3.5 B3.5 B2.6 B
Slightly volatile
Capital Stock1.8 B1.6 B1.6 B
Slightly volatile
Capital Lease Obligations1.8 M1.6 M1.4 M
Slightly volatile
Current Deferred Revenue258.2 M290.5 M316.3 M
Slightly volatile

First Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses836.5 M796.6 M326.6 M
Slightly volatile
EBITDA9.9 M10.4 M162.7 M
Pretty Stable
Net Income268.7 M255.9 M132.7 M
Slightly volatile
Depreciation And Amortization39.7 M37.8 M16 M
Slightly volatile
Selling General Administrative354 M337.2 M194.9 M
Slightly volatile
Total Revenue1.2 B1.1 B524.8 M
Slightly volatile
Gross Profit1.2 B1.1 B524.9 M
Slightly volatile
Income Before Tax334.5 M318.6 M168.5 M
Slightly volatile
Net Income Applicable To Common Shares262.8 M250.3 M135.2 M
Slightly volatile
Selling And Marketing Expenses5.5 M9.6 M5.7 M
Slightly volatile
Extraordinary Items8.4 M9.4 M8.2 M
Slightly volatile
Net Income From Continuing Ops196.5 M268.2 M165 M
Slightly volatile
Tax Provision40.4 M58.4 M36.7 M
Pretty Stable
Net Interest Income463.9 M631.9 M366.2 M
Slightly volatile
Interest Income550.5 M854.5 M426.9 M
Slightly volatile
Reconciled Depreciation24.7 M37.6 M18 M
Slightly volatile

First Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow477 M454.3 M191.9 M
Slightly volatile
Begin Period Cash Flow167.9 M207.5 M155.9 M
Slightly volatile
Depreciation39.7 M37.8 M22.1 M
Slightly volatile
Other Non Cash Items17.5 M28.8 M28.5 M
Pretty Stable
Dividends Paid91.5 M87.2 M62.5 M
Slightly volatile
Capital Expenditures13.3 M24.1 M16.6 M
Slightly volatile
Total Cash From Operating Activities502.3 M478.4 M209.3 M
Slightly volatile
Net Income268.7 M255.9 M133.2 M
Slightly volatile
End Period Cash Flow172.2 M213.1 M162.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.972.00053.3976
Pretty Stable
Dividend Yield0.02940.03910.0401
Slightly volatile
PTB Ratio1.910.98371.325
Pretty Stable
Days Sales Outstanding228151385
Slightly volatile
Book Value Per Share25.3524.143117.4464
Slightly volatile
Free Cash Flow Yield0.210.20360.1193
Very volatile
Invested Capital0.510.5680.653
Very volatile
Operating Cash Flow Per Share5.355.09262.6764
Slightly volatile
PB Ratio1.910.98371.325
Pretty Stable
EV To Sales3.352.32084.4103
Pretty Stable
Free Cash Flow Per Share5.084.83572.4435
Slightly volatile
Inventory Turnover7.0E-47.0E-48.0E-4
Slightly volatile
Net Income Per Share2.862.72371.6369
Slightly volatile
Days Of Inventory On Hand353.5 K397.7 K433 K
Slightly volatile
Sales General And Administrative To Revenue0.290.30230.3804
Very volatile
Cash Per Share45.0142.869927.8865
Slightly volatile
POCF Ratio4.434.66369.6177
Very volatile
Payout Ratio0.450.34060.5523
Slightly volatile
PFCF Ratio4.674.911411.0284
Very volatile
Income Quality1.221.86971.6631
Slightly volatile
ROE0.130.11280.096
Pretty Stable
EV To Operating Cash Flow5.145.410212.948
Very volatile
PE Ratio16.728.719713.8652
Pretty Stable
Return On Tangible Assets0.01390.01560.0116
Slightly volatile
EV To Free Cash Flow5.415.697614.7237
Very volatile
Earnings Yield0.06190.11470.0769
Slightly volatile
Intangibles To Total Assets0.06530.06220.041
Slightly volatile
Current Ratio0.110.11068.3837
Slightly volatile
Tangible Book Value Per Share7.4612.541811.3365
Pretty Stable
Receivables Turnover1.932.41151.2687
Pretty Stable
Graham Number40.3938.465325.3397
Slightly volatile
Shareholders Equity Per Share25.3524.143117.4464
Slightly volatile
Debt To Equity0.510.5680.653
Very volatile
Revenue Per Share12.4711.87186.6607
Slightly volatile
Interest Debt Per Share7.2914.493511.6958
Slightly volatile
Debt To Assets0.0540.07350.0762
Pretty Stable
Enterprise Value Over EBITDA26124943.0923
Slightly volatile
Short Term Coverage Ratios0.480.50221.0862
Slightly volatile
Price Earnings Ratio16.728.719713.8652
Pretty Stable
Operating Cycle353.6 K397.8 K433.2 K
Slightly volatile
Price Book Value Ratio1.910.98371.325
Pretty Stable
Dividend Payout Ratio0.450.34060.5523
Slightly volatile
Price To Operating Cash Flows Ratio4.434.66369.6177
Very volatile
Price To Free Cash Flows Ratio4.674.911411.0284
Very volatile
Pretax Profit Margin0.290.28570.3203
Slightly volatile
Effective Tax Rate0.310.19690.2411
Slightly volatile
Company Equity Multiplier10.557.73068.8367
Slightly volatile
Long Term Debt To Capitalization0.230.12890.1324
Slightly volatile
Total Debt To Capitalization0.280.36230.3633
Pretty Stable
Debt Equity Ratio0.510.5680.653
Very volatile
Quick Ratio0.440.46025.716
Slightly volatile
Dividend Paid And Capex Coverage Ratio9.687.59076.6591
Slightly volatile
Net Income Per E B T0.580.80310.7516
Slightly volatile
Cash Ratio0.0980.10313.1929
Slightly volatile
Cash Conversion Cycle353.6 K397.8 K433.2 K
Slightly volatile
Operating Cash Flow Sales Ratio0.270.4290.383
Pretty Stable
Days Of Inventory Outstanding353.5 K397.7 K433 K
Slightly volatile
Days Of Sales Outstanding228151385
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.94960.8713
Very volatile
Cash Flow Coverage Ratios0.350.37130.8804
Slightly volatile
Price To Book Ratio1.910.98371.325
Pretty Stable
Fixed Asset Turnover3.083.20512.6236
Slightly volatile
Price Cash Flow Ratio4.434.66369.6177
Very volatile
Enterprise Value Multiple26124943.0923
Slightly volatile
Debt Ratio0.0540.07350.0762
Pretty Stable
Cash Flow To Debt Ratio0.350.37130.8804
Slightly volatile
Price Sales Ratio3.972.00053.3976
Pretty Stable
Return On Assets0.01360.01460.0111
Slightly volatile
Asset Turnover0.05510.06360.0458
Very volatile
Net Profit Margin0.210.22940.245
Slightly volatile
Gross Profit Margin0.80.90.9802
Slightly volatile
Price Fair Value1.910.98371.325
Pretty Stable
Return On Equity0.130.11280.096
Pretty Stable

First Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.1 BB1.6 B
Slightly volatile
Enterprise Value3.1 BB2.3 B
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings9.1075
Cash And Short Term Investments-213.1 M

First Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About First Financial Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include First Financial income statement, its balance sheet, and the statement of cash flows. First Financial investors use historical funamental indicators, such as First Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Financial investors may use each financial statement separately, they are all related. The changes in First Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on First Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on First Financial Financial Statements. Understanding these patterns can help to make the right decision on long term investment in First Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue290.5 M258.2 M
Total Revenue1.1 B1.2 B
Cost Of Revenue-185.4 K-176.1 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.30  0.29 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.02)(0.02)
Revenue Per Share 11.87  12.47 
Ebit Per Revenue(0.02)(0.02)

First Financial Investors Sentiment

The influence of First Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in First. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to First Financial's public news can be used to forecast risks associated with an investment in First. The trend in average sentiment can be used to explain how an investor holding First can time the market purely based on public headlines and social activities around First Financial Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
First Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for First Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average First Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on First Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Financial's short interest history, or implied volatility extrapolated from First Financial options trading.

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When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
Note that the First Financial Bancorp information on this page should be used as a complementary analysis to other First Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.

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When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
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Is First Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.92
Earnings Share
2.69
Revenue Per Share
8.481
Quarterly Revenue Growth
(0.04)
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.