Five Star Bancorp Stock Z Score
FSBC Stock | USD 22.50 1.30 5.46% |
Five | Z Score |
Five Z Score Analysis
Five Star's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
More About Z Score | All Equity Analysis
2021 | 2022 | 2023 | 2024 (projected) | Gross Profit | 83.8M | 102.5M | 793K | 753.4K | Total Revenue | 83.8M | 108.9M | 7.5M | 7.1M |
Z Score | = | Sum Of | | 5 Factors |
Current Five Star Z Score | 0.97 |
Most of Five Star's fundamental indicators, such as Z Score, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Five Star Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
| |||||||
| |||||||
| |||||||
| |||||||
|
Five Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for Five Star is extremely important. It helps to project a fair market value of Five Stock properly, considering its historical fundamentals such as Z Score. Since Five Star's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Five Star's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Five Star's interrelated accounts and indicators.
Click cells to compare fundamentals
To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.
Competition |
According to the company's disclosures, Five Star Bancorp has a Z Score of 0.97. This is 59.75% lower than that of the Banks sector and significantly higher than that of the Financials industry. The z score for all United States stocks is 88.88% higher than that of the company.
Five Z Score Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Five Star's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Five Star could also be used in its relative valuation, which is a method of valuing Five Star by comparing valuation metrics of similar companies.Five Star is currently under evaluation in z score category among related companies.
Five Star Institutional Holders
Institutional Holdings refers to the ownership stake in Five Star that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Five Star's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Five Star's value.Shares | Brighton Jones Llc | 2023-12-31 | 145.2 K | Putnam Investments Llc | 2023-12-31 | 135.6 K | Siena Capital Management, Llc | 2023-12-31 | 134.8 K | Northern Trust Corp | 2023-12-31 | 116.5 K | Banc Funds Co Llc | 2023-12-31 | 113.6 K | Dimensional Fund Advisors, Inc. | 2023-12-31 | 113 K | Bank Of New York Mellon Corp | 2023-12-31 | 82.2 K | Wellington Management Company Llp | 2023-12-31 | 77.9 K | Cox Capital Co Llc | 2023-12-31 | 77.3 K | Davis Asset Management, L.p. | 2023-12-31 | 2 M | T. Rowe Price Investment Management,inc. | 2023-12-31 | 1.4 M |
Five Fundamentals
Return On Equity | 0.18 | |||
Return On Asset | 0.014 | |||
Profit Margin | 0.42 % | |||
Operating Margin | 0.56 % | |||
Current Valuation | 334.93 M | |||
Shares Outstanding | 17.35 M | |||
Shares Owned By Insiders | 34.07 % | |||
Shares Owned By Institutions | 47.36 % | |||
Number Of Shares Shorted | 112.07 K | |||
Price To Earning | 7.80 X | |||
Price To Book | 1.45 X | |||
Price To Sales | 3.41 X | |||
Revenue | 7.51 M | |||
Gross Profit | 103.53 M | |||
EBITDA | (1.61 M) | |||
Net Income | 47.73 M | |||
Cash And Equivalents | 327.88 M | |||
Cash Per Share | 19.01 X | |||
Total Debt | 249.35 M | |||
Debt To Equity | 10.76 % | |||
Book Value Per Share | 16.56 X | |||
Cash Flow From Operations | 48.43 M | |||
Short Ratio | 5.50 X | |||
Earnings Per Share | 2.78 X | |||
Target Price | 28.67 | |||
Number Of Employees | 180 | |||
Beta | 0.38 | |||
Market Capitalization | 390.45 M | |||
Total Asset | 3.59 B | |||
Retained Earnings | 77.04 M | |||
Z Score | 0.97 | |||
Annual Yield | 0.03 % | |||
Net Asset | 3.59 B | |||
Last Dividend Paid | 0.8 |
About Five Star Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Five Star Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Five Star using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Five Star Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. Five Star operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 163 people.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Five Star Piotroski F Score and Five Star Valuation analysis. Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Complementary Tools for Five Stock analysis
When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
Fundamentals Comparison Compare fundamentals across multiple equities to find investing opportunities | |
Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
Money Managers Screen money managers from public funds and ETFs managed around the world | |
Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
Instant Ratings Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
Top Crypto Exchanges Search and analyze digital assets across top global cryptocurrency exchanges | |
Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. |
Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Dividend Share 0.8 | Earnings Share 2.78 | Revenue Per Share 6.664 | Quarterly Revenue Growth (0.06) |
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.