Five Star Bancorp Stock Retained Earnings
| FSBC Stock | USD 21.94 0.49 2.28% |
Five Star Bancorp fundamentals help investors to digest information that contributes to Five Star's financial success or failures. It also enables traders to predict the movement of Five Stock. The fundamental analysis module provides a way to measure Five Star's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Five Star stock.
| Last Reported | Projected for Next Year | ||
| Retained Earnings | 77 M | 80.9 M |
Five | Retained Earnings |
Five Star Bancorp Company Retained Earnings Analysis
Five Star's Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.
More About Retained Earnings | All Equity Analysis
Retained Earnings | = | Beginning RE + Income | - | Dividends |
Current Five Star Retained Earnings | 77.04 M |
Most of Five Star's fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Five Star Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Five Retained Earnings Driver Correlations
Understanding the fundamental principles of building solid financial models for Five Star is extremely important. It helps to project a fair market value of Five Stock properly, considering its historical fundamentals such as Retained Earnings. Since Five Star's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Five Star's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Five Star's interrelated accounts and indicators.
Click cells to compare fundamentals
Five Retained Earnings Historical Pattern
Today, most investors in Five Star Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Five Star's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's retained earnings growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Five Star retained earnings as a starting point in their analysis.
Five Star Retained Earnings |
| Timeline |
Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.
| Competition |
Based on the latest financial disclosure, Five Star Bancorp has a Retained Earnings of 77.04 M. This is 99.49% lower than that of the Banks sector and significantly higher than that of the Financials industry. The retained earnings for all United States stocks is 99.17% higher than that of the company.
Five Retained Earnings Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Five Star's direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Five Star could also be used in its relative valuation, which is a method of valuing Five Star by comparing valuation metrics of similar companies.Five Star is currently under evaluation in retained earnings category among related companies.
Five Fundamentals
| Return On Equity | 0.18 | ||||
| Return On Asset | 0.014 | ||||
| Profit Margin | 0.42 % | ||||
| Operating Margin | 0.56 % | ||||
| Current Valuation | 294.15 M | ||||
| Shares Outstanding | 20.8 M | ||||
| Shares Owned By Insiders | 27.39 % | ||||
| Shares Owned By Institutions | 39.71 % | ||||
| Number Of Shares Shorted | 93.37 K | ||||
| Price To Earning | 7.80 X | ||||
| Price To Book | 1.56 X | ||||
| Price To Sales | 3.90 X | ||||
| Revenue | 7.51 M | ||||
| Gross Profit | 103.53 M | ||||
| EBITDA | (1.61 M) | ||||
| Net Income | 47.73 M | ||||
| Cash And Equivalents | 327.88 M | ||||
| Cash Per Share | 19.01 X | ||||
| Total Debt | 249.35 M | ||||
| Debt To Equity | 10.76 % | ||||
| Book Value Per Share | 16.64 X | ||||
| Cash Flow From Operations | 48.43 M | ||||
| Short Ratio | 2.26 X | ||||
| Earnings Per Share | 2.78 X | ||||
| Target Price | 28.33 | ||||
| Number Of Employees | 180 | ||||
| Beta | 0.36 | ||||
| Market Capitalization | 446.23 M | ||||
| Total Asset | 3.59 B | ||||
| Retained Earnings | 77.04 M | ||||
| Annual Yield | 0.04 % | ||||
| Net Asset | 3.59 B |
About Five Star Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Five Star Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Five Star using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Five Star Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Five Star in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Five Star's short interest history, or implied volatility extrapolated from Five Star options trading.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Five Star Piotroski F Score and Five Star Altman Z Score analysis. Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Complementary Tools for Five Stock analysis
When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| Price Transformation Use Price Transformation models to analyze the depth of different equity instruments across global markets | |
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Investing Opportunities Build portfolios using our predefined set of ideas and optimize them against your investing preferences | |
| Money Flow Index Determine momentum by analyzing Money Flow Index and other technical indicators | |
| Idea Breakdown Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes | |
| Global Correlations Find global opportunities by holding instruments from different markets |
Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Earnings Share 2.78 | Revenue Per Share 6.664 | Quarterly Revenue Growth (0.06) | Return On Assets 0.014 |
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.