Esquire Financial Holdings Stock Fundamentals
| ESQ Stock | USD 45.01 0.41 0.92% |
Esquire Financial Holdings fundamentals help investors to digest information that contributes to Esquire Financial's financial success or failures. It also enables traders to predict the movement of Esquire Stock. The fundamental analysis module provides a way to measure Esquire Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Esquire Financial stock.
At this time, Esquire Financial's EBIT is relatively stable compared to the past year. As of 04/19/2024, Total Operating Expenses is likely to grow to about 55.8 M, though EBITDA is likely to grow to (53.1 M). Esquire | Select Account or Indicator |
Esquire Financial Holdings Company Operating Margin Analysis
Esquire Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Esquire Financial Operating Margin | 0.50 % |
Most of Esquire Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Esquire Financial Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Esquire Operating Margin Historical Pattern
Today, most investors in Esquire Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Esquire Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Esquire Financial operating margin as a starting point in their analysis.
Esquire Financial Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Esquire Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Esquire Financial Holdings has an Operating Margin of 0.5008%. This is 97.29% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 109.09% lower than that of the firm.
Esquire Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Esquire Financial's current stock value. Our valuation model uses many indicators to compare Esquire Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Esquire Financial competition to find correlations between indicators driving Esquire Financial's intrinsic value. More Info.Esquire Financial Holdings is one of the top stocks in return on equity category among related companies. It is one of the top stocks in return on asset category among related companies reporting about 0.12 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Esquire Financial Holdings is roughly 8.45 . At this time, Esquire Financial's Return On Equity is relatively stable compared to the past year.Comparative valuation analysis is a catch-all model that can be used if you cannot value Esquire Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Esquire Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Esquire Financial's earnings, one of the primary drivers of an investment's value.Esquire Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Esquire Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Esquire Financial could also be used in its relative valuation, which is a method of valuing Esquire Financial by comparing valuation metrics of similar companies.Esquire Financial is currently under evaluation in operating margin category among related companies.
Esquire Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of Esquire Financial from analyzing Esquire Financial's financial statements. These drivers represent accounts that assess Esquire Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Esquire Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 192.6M | 142.2M | 235.3M | 330.4M | 385.5M | 404.8M | |
| Enterprise Value | 130.9M | 77.1M | 89.1M | 169.1M | 222.5M | 233.6M |
Esquire Fundamentals
| Return On Equity | 0.23 | ||||
| Return On Asset | 0.0272 | ||||
| Profit Margin | 0.38 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 183.38 M | ||||
| Shares Outstanding | 8.28 M | ||||
| Shares Owned By Insiders | 17.48 % | ||||
| Shares Owned By Institutions | 56.12 % | ||||
| Number Of Shares Shorted | 246 K | ||||
| Price To Earning | 24.73 X | ||||
| Price To Book | 1.92 X | ||||
| Price To Sales | 3.50 X | ||||
| Revenue | 109 M | ||||
| Gross Profit | 80.78 M | ||||
| EBITDA | (55.88 M) | ||||
| Net Income | 41.01 M | ||||
| Cash And Equivalents | 232.35 M | ||||
| Cash Per Share | 30.43 X | ||||
| Total Debt | 2.18 M | ||||
| Debt To Equity | 5.53 % | ||||
| Book Value Per Share | 25.54 X | ||||
| Cash Flow From Operations | 42.4 M | ||||
| Short Ratio | 7.08 X | ||||
| Earnings Per Share | 4.91 X | ||||
| Target Price | 61.67 | ||||
| Number Of Employees | 140 | ||||
| Beta | 0.78 | ||||
| Market Capitalization | 372.76 M | ||||
| Total Asset | 1.62 B | ||||
| Retained Earnings | 114.26 M | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 1.62 B | ||||
| Last Dividend Paid | 0.48 |
About Esquire Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Esquire Financial Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Esquire Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Esquire Financial Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 109 M | 114.4 M | |
| Cost Of Revenue | 3.1 M | 1.8 M | |
| Stock Based Compensation To Revenue | 0.03 | 0.02 | |
| Sales General And Administrative To Revenue | 0.28 | 0.37 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.03) | (0.03) | |
| Revenue Per Share | 14.13 | 14.83 | |
| Ebit Per Revenue | 0.51 | 0.30 |
Pair Trading with Esquire Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Esquire Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Esquire Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with Esquire Stock
| 0.69 | AX | Axos Financial Financial Report 25th of April 2024 | PairCorr |
Moving against Esquire Stock
| 0.66 | DB | Deutsche Bank AG Earnings Call This Week | PairCorr |
| 0.62 | TECTP | Tectonic Financial | PairCorr |
| 0.49 | CFG-PD | Citizens Financial | PairCorr |
The ability to find closely correlated positions to Esquire Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Esquire Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Esquire Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Esquire Financial Holdings to buy it.
The correlation of Esquire Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Esquire Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Esquire Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Esquire Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Esquire Financial Piotroski F Score and Esquire Financial Altman Z Score analysis. You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Complementary Tools for Esquire Stock analysis
When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.
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Is Esquire Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Esquire Financial. If investors know Esquire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Esquire Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.068 | Dividend Share 0.475 | Earnings Share 4.91 | Revenue Per Share 14.126 | Quarterly Revenue Growth 0.154 |
The market value of Esquire Financial is measured differently than its book value, which is the value of Esquire that is recorded on the company's balance sheet. Investors also form their own opinion of Esquire Financial's value that differs from its market value or its book value, called intrinsic value, which is Esquire Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Esquire Financial's market value can be influenced by many factors that don't directly affect Esquire Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Esquire Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Esquire Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Esquire Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.