West Bancorporation Stock Today

WTBA Stock  USD 17.83  0.23  1.31%   

Performance

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Odds Of Distress

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West Bancorporation is trading at 17.83 as of the 29th of March 2024, a 1.31% increase since the beginning of the trading day. The stock's open price was 17.6. West Bancorporation has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for West Bancorporation are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 28th of February 2024 and ending today, the 29th of March 2024. Click here to learn more.
Business Domain
Banks
IPO Date
3rd of May 1999
Category
Financial Services
Classification
Financials
West Bancorporation, Inc. operates as the financial holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa. The company has 16.73 M outstanding shares of which 262.43 K shares are at this time shorted by private and institutional investors with about 10.4 trading days to cover. More on West Bancorporation

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West Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. West Bancorporation's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding West Bancorporation or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Chairman of the BoardDavid Milligan
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering West Bancorporation report their recommendations after researching West Bancorporation's financial statements, talking to executives and customers, or listening in on West Bancorporation's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering West Bancorporation. The West consensus assessment is calculated by taking the average forecast from all of the analysts covering West Bancorporation.
Financial Strength
Based on the analysis of West Bancorporation's profitability, liquidity, and operating efficiency, West Bancorporation may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of West Bancorporation is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0060.0063
Notably Down
Slightly volatile
Asset Turnover0.03930.0445
Fairly Down
Pretty Stable
Gross Profit Margin0.790.89
Fairly Down
Slightly volatile
Total Current Liabilities1.6 B1.5 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total2.2 B2.1 B
Sufficiently Up
Slightly volatile
Total AssetsB3.8 B
Way Down
Slightly volatile
Total Current Assets75 M78.9 M
Notably Down
Slightly volatile
Total Cash From Operating Activities31.4 M25.2 M
Fairly Up
Slightly volatile
West Bancorporation's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to West Bancorporation's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand West Bancorporation's financial leverage. It provides some insight into what part of West Bancorporation's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on West Bancorporation's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how West Bancorporation deploys its capital and how much of that capital is borrowed.
Liquidity
West Bancorporation cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 596.04 M in liabilities with Debt to Equity (D/E) ratio of 10.47, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist West Bancorporation until it has trouble settling it off, either with new capital or with free cash flow. So, West Bancorporation's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like West Bancorporation sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for West to invest in growth at high rates of return. When we think about West Bancorporation's use of debt, we should always consider it together with cash and equity.

Change In Cash

40.76 Million
West Bancorporation (WTBA) is traded on NASDAQ Exchange in USA. It is located in 1601 22nd Street, West Des Moines, IA, United States, 50266 and employs 181 people. West Bancorporation is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 298.21 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate West Bancorporation's market, we take the total number of its shares issued and multiply it by West Bancorporation's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. West Bancorporation conducts business under Banks sector and is part of Financials industry. The entity has 16.73 M outstanding shares of which 262.43 K shares are at this time shorted by private and institutional investors with about 10.4 trading days to cover. West Bancorporation currently holds about 46.95 M in cash with 25.25 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.82.
Check West Bancorporation Probability Of Bankruptcy
Ownership Allocation
West Bancorporation owns a total of 16.73 Million outstanding shares. 30% of West Bancorporation outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check West Ownership Details

West Stock Price Odds Analysis

What are West Bancorporation's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of West Bancorporation jumping above the current price in 90 days from now is about 69.02%. The West Bancorporation probability density function shows the probability of West Bancorporation stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 2.0548. This entails as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, West Bancorporation will likely underperform. Additionally, west Bancorporation has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming NYSE Composite.
  Odds Below 17.83HorizonTargetOdds Above 17.83
30.82%90 days
 17.83 
69.02%
Based on a normal probability distribution, the odds of West Bancorporation to move above the current price in 90 days from now is about 69.02 (This West Bancorporation probability density function shows the probability of West Stock to fall within a particular range of prices over 90 days) .

West Stock Institutional Holders

Institutional Holdings refers to the ownership stake in West Bancorporation that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of West Bancorporation's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing West Bancorporation's value.
InstituionRecorded OnShares
Aptus Capital Advisors, Llc2023-12-31
142.8 K
Northern Trust Corp2023-12-31
138.4 K
Bank Of New York Mellon Corp2023-12-31
120.1 K
American Century Companies Inc2023-12-31
105.5 K
U.s. Bancorp2023-12-31
57.5 K
Kennedy Capital Management Inc2023-12-31
55.3 K
Ubs Group Ag2023-12-31
46.5 K
Nuveen Asset Management, Llc2023-12-31
44 K
Charles Schwab Investment Management Inc2023-12-31
43.5 K
Fmr Inc2023-12-31
1.4 M
Blackrock Inc2023-12-31
1.2 M
View West Bancorporation Diagnostics

West Bancorporation Historical Income Statement

West Bancorporation Income Statement is one of the three primary financial statements used for reporting West's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of West Bancorporation revenue and expense. West Bancorporation Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, West Bancorporation's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 178.9 M, whereas EBIT is forecasted to decline to 0.00. View More Fundamentals

West Stock Against Markets

Picking the right benchmark for West Bancorporation stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in West Bancorporation stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for West Bancorporation is critical whether you are bullish or bearish towards West Bancorporation at a given time. Please also check how West Bancorporation's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in West Bancorporation without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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West Bancorporation Corporate Directors

West Bancorporation corporate directors refer to members of a West Bancorporation board of directors. The board of directors generally takes responsibility for the West Bancorporation's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of West Bancorporation's board members must vote for the resolution. The West Bancorporation board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Frank BerlinIndependent DirectorProfile
Joyce ChapmanIndependent DirectorProfile
Therese VaughanDirectorProfile
Kaye LozierIndependent DirectorProfile

How to buy West Stock?

Before investing in West Bancorporation, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in West Bancorporation. To buy West Bancorporation stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of West Bancorporation. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase West Bancorporation stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located West Bancorporation stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased West Bancorporation stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as West Bancorporation, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy West Stock please use our How to Invest in West Bancorporation guide.

Already Invested in West Bancorporation?

The danger of trading West Bancorporation is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of West Bancorporation is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than West Bancorporation. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile West Bancorporation is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether West Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of West Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of West Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on West Bancorporation Stock:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in West Bancorporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade West Stock refer to our How to Trade West Stock guide.
Note that the West Bancorporation information on this page should be used as a complementary analysis to other West Bancorporation's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

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When running West Bancorporation's price analysis, check to measure West Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy West Bancorporation is operating at the current time. Most of West Bancorporation's value examination focuses on studying past and present price action to predict the probability of West Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move West Bancorporation's price. Additionally, you may evaluate how the addition of West Bancorporation to your portfolios can decrease your overall portfolio volatility.
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Is West Bancorporation's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of West Bancorporation. If investors know West will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about West Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.49)
Dividend Share
1
Earnings Share
1.44
Revenue Per Share
4.693
Quarterly Revenue Growth
(0.23)
The market value of West Bancorporation is measured differently than its book value, which is the value of West that is recorded on the company's balance sheet. Investors also form their own opinion of West Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is West Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because West Bancorporation's market value can be influenced by many factors that don't directly affect West Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between West Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if West Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, West Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.