Unum (Germany) Today
| UUM Stock | EUR 46.42 0.47 1.00% |
Performance11 of 100
| Odds Of DistressLess than 9
|
Unum is trading at 46.42 as of the 19th of April 2024. This is a -1 percent decrease since the beginning of the trading day. The stock's lowest day price was 46.42. Unum has less than a 9 % chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. Equity ratings for Unum Group are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 20th of March 2024 and ending today, the 19th of April 2024. Click here to learn more.
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and internationally. The company was founded in 1848 and is based in Chattanooga, Tennessee. UNUM GROUP operates under Insurance - Life classification in Germany and is traded on Frankfurt Stock Exchange. The company has 197.76 M outstanding shares. More on Unum Group
Moving together with Unum Stock
| 0.86 | MWZ | MetLife | PairCorr |
| 0.95 | PLL | Prudential Financial | PairCorr |
Moving against Unum Stock
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| 0.54 | 7A2 | AIA Group Limited | PairCorr |
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Unum Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Unum's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Unum or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Business Concentration | Insurance - Life, Financial Services (View all Sectors) |
Unum Group (UUM) is traded on Frankfurt Exchange in Germany and employs 10 people. The company currently falls under 'Mid-Cap' category with a current market capitalization of 8.31 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Unum's market, we take the total number of its shares issued and multiply it by Unum's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Unum Group classifies itself under Financial Services sector and is part of Insurance - Life industry. The entity has 197.76 M outstanding shares.
Unum Group has accumulated about 1.26 B in cash with 1.39 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.93.
Check Unum Probability Of Bankruptcy
Ownership AllocationUnum Group shows a total of 197.76 Million outstanding shares. The majority of Unum Group outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Unum to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Unum Group. Please pay attention to any change in the institutional holdings of Unum Group as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Unum Ownership Details
Unum Stock Price Odds Analysis
In reference to a normal probability distribution, the odds of Unum jumping above the current price in 90 days from now is about 38.33%. The Unum Group probability density function shows the probability of Unum stock to fall within a particular range of prices over 90 days. Assuming the 90 days horizon Unum has a beta of 0.2695. This usually implies as returns on the market go up, Unum average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Unum Group will be expected to be much smaller as well. Additionally, unum Group has an alpha of 0.1688, implying that it can generate a 0.17 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of Unum to move above the current price in 90 days from now is about 38.33 (This Unum Group probability density function shows the probability of Unum Stock to fall within a particular range of prices over 90 days) .
Unum Group Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. Unum market risk premium is the additional return an investor will receive from holding Unum long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Unum. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although Unum's alpha and beta are two of the key measurements used to evaluate Unum's performance over the market, the standard measures of volatility play an important role as well.
| Mean Deviation | 0.986 | |||
| Semi Deviation | 1.22 | |||
| Standard Deviation | 1.29 | |||
| Variance | 1.66 |
Unum Stock Against Markets
Picking the right benchmark for Unum stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Unum stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Unum is critical whether you are bullish or bearish towards Unum Group at a given time. Please also check how Unum's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in Unum without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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| All Next | Launch Module |
Unum Corporate Management
Elected by the shareholders, the Unum's board of directors comprises two types of representatives: Unum inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Unum. The board's role is to monitor Unum's management team and ensure that shareholders' interests are well served. Unum's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Unum's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Matthew Royal | VP Treasury | Profile | |
| Joseph Foley | Sr PR | Profile | |
| Walter Rice | VP Officer | Profile | |
| Steven Zabel | Ex CFO | Profile | |
| Richard McKenney | CEO Pres | Profile | |
| CFA CFA | Ex Officer | Profile | |
| Michael Simonds | Ex COO | Profile |
How to buy Unum Stock?
Before investing in Unum, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Unum. To buy Unum stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Unum. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Unum stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Unum Group stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Unum Group stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Unum Group, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Unum Stock please use our How to Invest in Unum guide.
Already Invested in Unum Group?
The danger of trading Unum Group is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Unum is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Unum. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Unum Group is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Unum Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Unum's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unum Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unum Group Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Complementary Tools for Unum Stock analysis
When running Unum's price analysis, check to measure Unum's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unum is operating at the current time. Most of Unum's value examination focuses on studying past and present price action to predict the probability of Unum's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unum's price. Additionally, you may evaluate how the addition of Unum to your portfolios can decrease your overall portfolio volatility.
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