UMB Financial Company Top Insiders
| UMBF Stock | USD 79.74 0.07 0.09% |
Roughly 79 percent of UMB Financial's insiders are selling. The analysis of insiders' sentiment of trading UMB Financial stock suggests that a large number of insiders are terrified at this time. UMB Financial employs about 3.6 K people. The company is managed by 47 executives with a total tenure of roughly 426 years, averaging almost 9.0 years of service per executive, having 76.57 employees per reported executive.
| James Rine CEO President CEO of the Bank |
| Andrew Iseman CEO CEO of Scout Investments Inc |
UMB Financial's Insider Buying Vs Selling
21
Selling | Buying |
Latest Trades
| 2024-04-01 | J Mariner Kemper | Disposed 11170 @ 85.28 | View | ||
| 2024-03-28 | J Mariner Kemper | Disposed 1440 @ 86.59 | View | ||
| 2024-03-13 | Abigail M Wendel | Disposed 1182 @ 80.7 | View | ||
| 2024-03-12 | J Mariner Kemper | Disposed 7920 @ 80.37 | View | ||
| 2024-02-09 | Kevin Charles Gallagher | Disposed 625 @ 80.21 | View | ||
| 2024-02-07 | John Pauls | Disposed 1440 @ 79.51 | View | ||
| 2024-02-02 | J Mariner Kemper | Disposed 3500 @ 83.1 | View | ||
| 2024-02-01 | Tamara Peterman | Acquired 216 @ 81.73 | View | ||
| 2023-12-20 | Josh Gottheimer | Acquired @ 81.57 | |||
| 2023-12-14 | Robert Brian Beaird | Disposed 895 @ 83.8 | View | ||
| 2023-12-08 | Uma Wilson | Disposed 1007 @ 76 | View | ||
| 2023-12-07 | Shannon Andresen Johnson | Disposed 1036 @ 75.83 | View | ||
| 2023-11-17 | J Mariner Kemper | Disposed 1631 @ 73.45 | View | ||
| 2023-11-01 | Tamara Peterman | Acquired 281 @ 62.78 | View | ||
| 2023-09-01 | J Mariner Kemper | Disposed 400 @ 65.21 | View | ||
| 2023-08-30 | J Mariner Kemper | Disposed 3738 @ 63.69 | View | ||
| 2023-08-28 | J Mariner Kemper | Disposed 600 @ 64.42 | View | ||
| 2023-08-25 | J Mariner Kemper | Disposed 4280 @ 63.76 | View | ||
| 2023-08-01 | Tamara Peterman | Acquired 253 @ 69.74 | View |
Monitoring UMB Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of UMB Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of UMB Financial. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe UMB Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
UMB |
UMB Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with UMB Financial's future performance. Based on our forecasts, it is anticipated that UMB will maintain a workforce of roughly 4220 employees by May 2024.UMB Financial's latest congressional trading
Congressional trading in companies like UMB Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in UMB Financial by those in governmental positions are based on the same information available to the general public.
| 2023-12-20 | Representative Josh Gottheimer | Acquired Under $15K | Verify |
UMB Financial Management Team Effectiveness
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.04. At this time, UMB Financial's Non Currrent Assets Other are most likely to decrease significantly in the upcoming years. The UMB Financial's current Other Assets is estimated to increase to about 45.8 B, while Net Tangible Assets are projected to decrease to roughly 2 B. UMB Financial's management efficiency ratios could be used to measure how well UMB Financial manages its routine affairs as well as how well it operates its assets and liabilities.The UMB Financial's current Common Stock Shares Outstanding is estimated to increase to about 51.3 M. The UMB Financial's current Net Income Applicable To Common Shares is estimated to increase to about 521.3 M
UMB Financial Workforce Comparison
UMB Financial is rated below average in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 40,021. UMB Financial holds roughly 3,599 in number of employees claiming about 9% of equities under Financials industry.
UMB Financial Profit Margins
The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.18 | 0.147 |
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| Operating Profit Margin | 4.08 | 3.89 |
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| Pretax Profit Margin | 0.22 | 0.1771 |
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| Return On Assets | 0.0064 | 0.008 |
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| Return On Equity | 0.073 | 0.1129 |
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UMB Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific UMB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on UMB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, UMB Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 0.2316 | 41 | 177 | 112,604 | 80,201 |
| 2023-12-01 | 0.0233 | 6 | 257 | 4,017 | 84,980 |
| 2023-09-01 | 0.0078 | 2 | 256 | 586.11 | 57,631 |
| 2023-06-01 | 5.0 | 5 | 1 | 4,711 | 0.00 |
| 2023-03-01 | 0.1416 | 47 | 332 | 133,474 | 99,007 |
| 2022-12-01 | 0.0882 | 6 | 68 | 3,711 | 13,050 |
| 2022-09-01 | 1.5 | 9 | 6 | 28,456 | 2,307 |
| 2022-03-01 | 0.2438 | 39 | 160 | 79,292 | 50,914 |
| 2021-12-01 | 0.0303 | 7 | 231 | 45,585 | 98,795 |
| 2021-09-01 | 0.0769 | 2 | 26 | 393.74 | 9,230 |
| 2021-06-01 | 0.0414 | 7 | 169 | 23,818 | 56,035 |
| 2021-03-01 | 0.1092 | 82 | 751 | 187,668 | 285,583 |
| 2020-12-01 | 0.0471 | 8 | 170 | 14,633 | 60,272 |
| 2020-09-01 | 0.3333 | 3 | 9 | 1,044 | 5,750 |
| 2020-06-01 | 0.6667 | 2 | 3 | 1,230 | 22.00 |
| 2020-03-01 | 0.1598 | 27 | 169 | 59,619 | 71,684 |
| 2019-12-01 | 0.2083 | 10 | 48 | 4,779 | 17,508 |
| 2019-09-01 | 0.037 | 3 | 81 | 816.48 | 27,286 |
| 2019-06-01 | 0.0183 | 2 | 109 | 340.07 | 15,222 |
| 2019-03-01 | 0.3971 | 27 | 68 | 38,608 | 31,370 |
| 2018-12-01 | 0.2321 | 13 | 56 | 25,890 | 45,661 |
| 2018-09-01 | 0.0833 | 11 | 132 | 22,660 | 52,888 |
| 2018-06-01 | 0.024 | 5 | 208 | 4,028 | 45,756 |
| 2018-03-01 | 0.1974 | 30 | 152 | 45,886 | 92,443 |
| 2017-12-01 | 0.5 | 3 | 6 | 1,087 | 4,418 |
| 2017-09-01 | 1.0 | 4 | 4 | 3,386 | 2,415 |
| 2017-06-01 | 0.0396 | 26 | 656 | 121,657 | 268,228 |
| 2017-03-01 | 0.7619 | 48 | 63 | 107,621 | 43,123 |
| 2016-12-01 | 0.5238 | 11 | 21 | 30,182 | 53,268 |
| 2016-09-01 | 0.6154 | 8 | 13 | 9,012 | 7,360 |
| 2016-06-01 | 0.0843 | 7 | 83 | 34,861 | 69,764 |
| 2016-03-01 | 0.5 | 34 | 68 | 161,866 | 45,228 |
| 2015-12-01 | 0.0845 | 6 | 71 | 20,555 | 47,070 |
| 2015-06-01 | 0.1268 | 9 | 71 | 20,227 | 49,623 |
| 2015-03-01 | 0.814 | 35 | 43 | 204,858 | 1,291,418 |
| 2014-12-01 | 0.8333 | 5 | 6 | 7,967 | 10,023 |
| 2014-09-01 | 0.4286 | 3 | 7 | 11,969 | 28,610 |
| 2014-06-01 | 1.0 | 1 | 1 | 133.02 | 993.00 |
| 2014-03-01 | 0.8108 | 30 | 37 | 98,364 | 35,918 |
| 2013-12-01 | 0.1892 | 7 | 37 | 19,365 | 44,403 |
| 2013-09-01 | 0.1667 | 2 | 12 | 8,176 | 20,627 |
| 2013-06-01 | 0.1538 | 4 | 26 | 20,474 | 37,244 |
| 2013-03-01 | 0.5714 | 20 | 35 | 102,160 | 24,605 |
| 2012-12-01 | 0.2632 | 5 | 19 | 20,002 | 23,817 |
| 2012-09-01 | 0.1 | 2 | 20 | 3,617 | 15,948 |
| 2012-06-01 | 0.2174 | 5 | 23 | 12,307 | 35,046 |
| 2012-03-01 | 0.5625 | 27 | 48 | 100,511 | 31,266 |
| 2011-12-01 | 0.5 | 5 | 10 | 3,593 | 9,970 |
| 2011-09-01 | 2.5 | 10 | 4 | 13,710 | 2,017 |
| 2011-06-01 | 0.3636 | 4 | 11 | 555.02 | 7,133 |
| 2011-03-01 | 1.3333 | 32 | 24 | 94,568 | 11,130 |
| 2010-12-01 | 0.6 | 6 | 10 | 4,246 | 11,270 |
| 2010-09-01 | 1.0 | 5 | 5 | 10,269 | 2,146 |
| 2010-06-01 | 0.2778 | 5 | 18 | 2,392 | 9,539 |
| 2010-03-01 | 1.5625 | 25 | 16 | 86,462 | 16,188 |
| 2009-12-01 | 0.3846 | 5 | 13 | 11,779 | 10,946 |
| 2009-09-01 | 0.5 | 2 | 4 | 581.72 | 2,305 |
| 2009-06-01 | 0.3636 | 4 | 11 | 5,571 | 2,785 |
| 2009-03-01 | 2.6667 | 32 | 12 | 82,664 | 14,864 |
| 2008-12-01 | 1.1667 | 7 | 6 | 8,176 | 6,988 |
| 2008-09-01 | 0.25 | 1 | 4 | 63.21 | 4,750 |
| 2008-06-01 | 0.2 | 11 | 55 | 7,584 | 20,673 |
| 2008-03-01 | 5.3333 | 32 | 6 | 93,090 | 4,931 |
| 2007-12-01 | 4.0 | 4 | 1 | 2,295 | 1,212 |
| 2007-09-01 | 0.2727 | 6 | 22 | 743.56 | 21,520 |
| 2007-06-01 | 0.3243 | 12 | 37 | 12,659 | 50,000 |
| 2007-03-01 | 5.8333 | 35 | 6 | 77,257 | 20,000 |
| 2006-12-01 | 0.14 | 7 | 50 | 1,464 | 54,077 |
| 2006-09-01 | 0.1875 | 9 | 48 | 12,566 | 31,018 |
| 2006-06-01 | 27.0 | 27 | 1 | 30,595 | 0.00 |
| 2006-03-01 | 0.3137 | 16 | 51 | 1,783 | 18,500 |
| 2005-12-01 | 0.4375 | 14 | 32 | 4,217 | 25,332 |
| 2005-09-01 | 0.4167 | 5 | 12 | 80.46 | 9,740 |
| 2005-06-01 | 0.5065 | 39 | 77 | 66,242 | 91,107 |
| 2005-03-01 | 0.2333 | 7 | 30 | 1,954 | 30,000 |
| 2004-12-01 | 0.1042 | 15 | 144 | 13,938 | 168,454 |
| 2004-06-01 | 0.1711 | 13 | 76 | 18,370 | 68,990 |
| 2004-03-01 | 0.15 | 3 | 20 | 815.00 | 18,315 |
| 2003-12-01 | 0.121 | 15 | 124 | 13,462 | 82,035 |
| 2003-09-01 | 0.125 | 3 | 24 | 2,636 | 44,033 |
| 2003-03-01 | 1.0 | 1 | 1 | 23,118 | 6,476 |
UMB Financial Notable Stakeholders
An UMB Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as UMB Financial often face trade-offs trying to please all of them. UMB Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting UMB Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| James Rine | President CEO of the Bank | Profile | |
| Jim Rine | President and CEO of the Bank | Profile | |
| Andrew Iseman | CEO of Scout Investments Inc | Profile | |
| Mariner Kemper | Chairman of the Board and Presidentident, CEO | Profile | |
| John Kemper | Chairman, CEO and President Chairman of UMB Bank Colorado N A and CEO of UMB Bank Colorado N A | Profile | |
| Michael Hagedorn | Vice Chairman, Interim CFO, CEO of UMB Bank, N.A and President of UMB Bank, N.A | Profile | |
| Dana Abraham | President of Private Wealth Management | Profile | |
| James Sangster | Executive President | Profile | |
| Shannon Johnson | Chief Human Resource Officer, Executive Vice President | Profile | |
| Kevin Macke | Executive Vice President Director of Operations | Profile | |
| Thomas Terry | Executive Vice President Chief Lending Officer | Profile | |
| Anthony Fischer | President of UMB Fund Services, Inc. | Profile | |
| Jennifer Payne | Executive Vice President Chief Risk Officer | Profile | |
| Craig Anderson | President of Commercial Banking | Profile | |
| John Pauls | Executive Vice President General Counsel | Profile | |
| Dominic Karaba | President Banking | Profile | |
| Christian Swett | Executive Vice President Chief Credit Officer | Profile | |
| James Cornelius | President of Institutional Banking | Profile | |
| Benjamin Morris | President of UMB Healthcare Services | Profile | |
| Abigail Wendel | President of Consumer Banking | Profile | |
| James Mason | President Division | Profile | |
| Ram Shankar | Executive CFO | Profile | |
| Brian Walker | Chief Accounting Officer, Sr. VP and Corporate Controller | Profile | |
| Thomas Sanders | Independent Director | Profile | |
| Kevin Gallagher | Independent Director | Profile | |
| Terrence Dunn | Independent Director | Profile | |
| Robin Beery | Director | Profile | |
| Joshua Sosland | Independent Director | Profile | |
| Greg Graves | Independent Director | Profile | |
| Kris Robbins | Independent Director | Profile | |
| Gordon Lansford | Independent Director | Profile | |
| Timothy Murphy | Director | Profile | |
| Alexander Kemper | Director and Sr. VP of Institutional Investment Management Specialist - Umb Bank Sa | Profile | |
| Nancy Buese | Independent Director | Profile | |
| Leroy Williams | Director | Profile | |
| Paul Uhlmann | Independent Director | Profile | |
| Tamara Peterman | Independent Director | Profile | |
| Dylan Taylor | Independent Director | Profile | |
| Robert Beaird | Chief VP | Profile | |
| Brian Kaufman | Managing Management | Profile | |
| Nikki Newton | National Bank | Profile | |
| David Odgers | Chief VP | Profile | |
| Uma Wilson | Chief VP | Profile | |
| Heather Miller | Marketing Sales | Profile | |
| Stacy King | Executive Officer | Profile | |
| Amy Harris | Executive Officer | Profile | |
| Kay Gregory | IR Contact Officer | Profile |
About UMB Financial Management Performance
The success or failure of an entity such as UMB Financial often depends on how effective the management is. UMB Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of UMB management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the UMB management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.07 |
The data published in UMB Financial's official financial statements usually reflect UMB Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of UMB Financial. For example, before you start analyzing numbers published by UMB accountants, it's critical to develop an understanding of what UMB Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of UMB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, UMB Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in UMB Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of UMB Financial. Please utilize our Beneish M Score to check the likelihood of UMB Financial's management manipulating its earnings.
UMB Financial Workforce Analysis
Traditionally, organizations such as UMB Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare UMB Financial within its industry.UMB Financial Manpower Efficiency
Return on UMB Financial Manpower
| Revenue Per Employee | 661.4K | |
| Revenue Per Executive | 50.7M | |
| Net Income Per Employee | 97.3K | |
| Net Income Per Executive | 7.4M |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.Note that the UMB Financial information on this page should be used as a complementary analysis to other UMB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
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When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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Is UMB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Dividend Share 1.53 | Earnings Share 7.18 | Revenue Per Share 29.291 | Quarterly Revenue Growth 0.025 |
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.