United Bankshares Stock Performance

UBSI Stock  USD 35.79  0.42  1.19%   
The entity has a beta of 1.88, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, United Bankshares will likely underperform. United Bankshares has an expected return of -0.0439%. Please make sure to validate United Bankshares information ratio, potential upside, as well as the relationship between the Potential Upside and rate of daily change , to decide if United Bankshares performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

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Over the last 90 days United Bankshares has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fairly strong basic indicators, United Bankshares is not utilizing all of its potentials. The recent stock price confusion, may contribute to short-horizon losses for the traders. ...more

Actual Historical Performance (%)

One Day Return
4.46
Five Day Return
1.9
Year To Date Return
(6.33)
Ten Year Return
18.14
All Time Return
356.39
Forward Dividend Yield
0.0418
Payout Ratio
0.5387
Last Split Factor
2:1
Forward Dividend Rate
1.48
Dividend Date
2024-04-01
 
United Bankshares dividend paid on 2nd of January 2024
01/02/2024
1
Disposition of 1240 shares by Richard Adams of United Bankshares at 34.49 subject to Rule 16b-3
02/26/2024
2
Pfizer Inc. Shares Purchased by Caxton Associates LP
02/29/2024
3
Disposition of 838 shares by Ross Draber of United Bankshares at 34.49 subject to Rule 16b-3
03/05/2024
4
Carlson Capital Management Purchases 184 Shares of The Boeing Company
03/11/2024
5
Deutsche Bank AG Trims Holdings in The TJX Companies, Inc.
03/12/2024
6
United Bank opens larger SouthPark office, bringing all business lines under one roof
03/14/2024
7
United Bank CEO talks economy, MA and the firms strategy for success during Charlotte stop
03/18/2024
8
Q2 2020 United Bank Ltd Earnings Call Transcript
03/21/2024
9
Finalists Selected for Nachas First 15 Under 40 Award
03/25/2024
Begin Period Cash Flow1.2 B
  

United Bankshares Relative Risk vs. Return Landscape

If you would invest  3,715  in United Bankshares on December 29, 2023 and sell it today you would lose (136.00) from holding United Bankshares or give up 3.66% of portfolio value over 90 days. United Bankshares is currently does not generate positive expected returns and assumes 1.8169% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than United, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days United Bankshares is expected to under-perform the market. In addition to that, the company is 3.19 times more volatile than its market benchmark. It trades about -0.02 of its total potential returns per unit of risk. The NYSE Composite is currently generating roughly 0.24 per unit of volatility.

United Bankshares Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for United Bankshares' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Bankshares, and traders can use it to determine the average amount a United Bankshares' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.0241

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Estimated Market Risk

 1.82
  actual daily
16
84% of assets are more volatile

Expected Return

 -0.04
  actual daily
0
Most of other assets have higher returns

Risk-Adjusted Return

 -0.02
  actual daily
0
Most of other assets perform better
Based on monthly moving average United Bankshares is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Bankshares by adding United Bankshares to a well-diversified portfolio.

United Bankshares Fundamentals Growth

United Stock prices reflect investors' perceptions of the future prospects and financial health of United Bankshares, and United Bankshares fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.

About United Bankshares Performance

To evaluate United Bankshares Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when United Bankshares generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare United Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand United Bankshares market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents United's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2024
Return On Capital Employed(0)(0)
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.12 

Things to note about United Bankshares performance evaluation

Checking the ongoing alerts about United Bankshares for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Bankshares help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
United Bankshares generated a negative expected return over the last 90 days
United Bankshares has a poor financial position based on the latest SEC disclosures
About 72.0% of the company outstanding shares are owned by institutional investors
Latest headline from businesswire.com: Finalists Selected for Nachas First 15 Under 40 Award
Evaluating United Bankshares' performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate United Bankshares' stock performance include:
  • Analyzing United Bankshares' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Bankshares' stock is overvalued or undervalued compared to its peers.
  • Examining United Bankshares' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating United Bankshares' management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Bankshares' management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of United Bankshares' stock. These opinions can provide insight into United Bankshares' potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating United Bankshares' stock performance is not an exact science, and many factors can impact United Bankshares' stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.

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When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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Is United Bankshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
1.45
Earnings Share
2.71
Revenue Per Share
7.613
Quarterly Revenue Growth
(0.04)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.