The Travelers Companies Stock Analysis

TRV Stock  USD 230.14  1.31  0.57%   
The Travelers Companies is overvalued with Real Value of 211.02 and Target Price of 192.17. The main objective of Travelers Companies stock analysis is to determine its intrinsic value, which is an estimate of what The Travelers Companies is worth, separate from its market price. There are two main types of Travelers Companies' stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Travelers Companies' performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Travelers Companies' stock to identify patterns and trends that may indicate its future price movements.
The Travelers Companies stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Travelers Companies is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Travelers Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Travelers Companies' ongoing operational relationships across important fundamental and technical indicators.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Travelers Companies. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.

Travelers Stock Analysis Notes

About 85.0% of the company shares are owned by institutional investors. The book value of Travelers Companies was at this time reported as 109.21. The company has Price/Earnings To Growth (PEG) ratio of 0.7. The Travelers Companies recorded earning per share (EPS) of 12.8. The entity last dividend was issued on the 7th of March 2024. The firm had 2:1 split on the 12th of May 1998. The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York. Travelers Companies operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 30184 people. To find out more about The Travelers Companies contact Alan Schnitzer at 917 778 6000 or learn more at https://www.travelers.com.

Travelers Companies Quarterly Total Revenue

10.93 Billion

The Travelers Companies Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Travelers Companies' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding The Travelers Companies or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
The company has 8.27 B in debt with debt to equity (D/E) ratio of 0.37, which is OK given its current industry classification. The Travelers Companies has a current ratio of 0.33, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist Travelers Companies until it has trouble settling it off, either with new capital or with free cash flow. So, Travelers Companies' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like The Travelers Companies sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Travelers to invest in growth at high rates of return. When we think about Travelers Companies' use of debt, we should always consider it together with cash and equity.
Travelers Companies has a poor financial position based on the latest SEC disclosures
Over 85.0% of Travelers Companies shares are owned by institutional investors
Latest headline from finance.yahoo.com: Global Dental Insurance Market Set to Surge to 198.08 Billion in 2024 With Anticipated CAGR of 8.4

The Travelers Companies Upcoming and Recent Events

Earnings reports are used by Travelers Companies to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Travelers Companies previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
17th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
17th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Travelers Largest EPS Surprises

Earnings surprises can significantly impact Travelers Companies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2004-01-28
2003-12-310.010.020.01100 
2005-10-27
2005-09-300.050.070.0240 
1996-10-29
1996-09-300.50.570.0714 
View All Earnings Estimates

Travelers Companies Thematic Classifications

In addition to having Travelers Companies stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
FinTech Idea
FinTech
A collection of large financial service, investment, and banking companies

Travelers Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Travelers Companies is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading The Travelers Companies backward and forwards among themselves. Travelers Companies' institutional investor refers to the entity that pools money to purchase Travelers Companies' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Dimensional Fund Advisors, Inc.2023-12-31
3.1 M
Bank Of America Corp2023-12-31
2.9 M
Goldman Sachs Group Inc2023-12-31
2.7 M
Legal & General Group Plc2023-12-31
2.3 M
Bank Of New York Mellon Corp2023-12-31
2.3 M
Ubs Asset Mgmt Americas Inc2023-12-31
1.8 M
Macquarie Group Ltd2023-12-31
1.7 M
Amvescap Plc.2023-12-31
1.7 M
Ubs Group Ag2023-12-31
1.6 M
Vanguard Group Inc2023-12-31
21.7 M
Blackrock Inc2023-12-31
20.5 M
Note, although Travelers Companies' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Travelers Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 51.63 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Travelers Companies's market, we take the total number of its shares issued and multiply it by Travelers Companies's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Travelers Profitablity

Travelers Companies' profitability indicators refer to fundamental financial ratios that showcase Travelers Companies' ability to generate income relative to its revenue or operating costs. If, let's say, Travelers Companies is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Travelers Companies' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Travelers Companies' profitability requires more research than a typical breakdown of Travelers Companies' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 0.07 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.19 %, which entails that for every 100 dollars of revenue, it generated $0.19 of operating income.
Last ReportedProjected for 2024
Return On Capital Employed(0.0004)(0.0003)
Return On Assets 0.03  0.02 
Return On Equity 0.12  0.09 

Management Efficiency

The Travelers Companies has Return on Asset of 0.0194 % which means that on every $100 spent on assets, it made $0.0194 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1287 %, implying that it generated $0.1287 on every 100 dollars invested. Travelers Companies' management efficiency ratios could be used to measure how well Travelers Companies manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to climb to -0.0003 in 2024. Return On Assets is likely to drop to 0.02 in 2024. At this time, Travelers Companies' Non Current Assets Total are fairly stable compared to the past year. Non Currrent Assets Other is likely to climb to about 8.3 B in 2024, whereas Total Current Assets are likely to drop slightly above 18.8 B in 2024.
Last ReportedProjected for 2024
Price Book Value Ratio 1.76  1.14 
Enterprise Value Multiple 73.40  77.07 
Price Fair Value 1.76  1.14 
The analysis of Travelers Companies' management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Travelers Companies' future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Travelers Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield
0.0178
Forward Dividend Yield
0.0178
Forward Dividend Rate
4
Beta
0.593

Technical Drivers

As of the 28th of March, Travelers Companies has the Downside Deviation of 0.6111, standard deviation of 1.02, and Risk Adjusted Performance of 0.1848. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of The Travelers Companies, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to interpolate data for eighteen technical drivers for The Travelers Companies, which can be compared to its competition. Please validate The Travelers Companies downside deviation, treynor ratio, as well as the relationship between the Treynor Ratio and expected short fall to decide if Travelers Companies is priced more or less accurately, providing market reflects its prevalent price of 230.14 per share. Given that The Travelers Companies has treynor ratio of 0.6258, we advise you to double-check The Travelers Companies's current market performance to make sure the company can sustain itself at a future point.

The Travelers Companies Price Movement Analysis

Execute Study
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Travelers Companies middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for The Travelers Companies. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

The Travelers Companies Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Travelers Companies insiders, such as employees or executives, is commonly permitted as long as it does not rely on Travelers Companies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Travelers Companies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Travelers Companies Outstanding Bonds

Travelers Companies issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. The Travelers Companies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Travelers bonds can be classified according to their maturity, which is the date when The Travelers Companies has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Travelers Companies Predictive Daily Indicators

Travelers Companies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Travelers Companies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Travelers Companies Corporate Filings

F4
29th of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
28th of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
23rd of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
22nd of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
16th of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
15th of February 2024
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
14th of February 2024
Other Reports
ViewVerify
F4
13th of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Travelers Companies Forecast Models

Travelers Companies' time-series forecasting models are one of many Travelers Companies' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Travelers Companies' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Travelers Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Travelers Companies prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Travelers shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Travelers Companies. By using and applying Travelers Stock analysis, traders can create a robust methodology for identifying Travelers entry and exit points for their positions.
Last ReportedProjected for 2024
Pretax Profit Margin 0.08  0.08 
Operating Profit Margin(0.0005)(0.0005)
Net Profit Margin 0.07  0.07 
Gross Profit Margin 0.00  0.00 

Current Travelers Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Travelers analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Travelers analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
192.17Buy27Odds
The Travelers Companies current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Travelers analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Travelers stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of The Travelers Companies, talking to its executives and customers, or listening to Travelers conference calls.
Travelers Analyst Advice Details

Travelers Stock Analysis Indicators

The Travelers Companies stock analysis indicators help investors evaluate how Travelers Companies stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Travelers Companies shares will generate the highest return on investment. By understating and applying Travelers Companies stock analysis, traders can identify Travelers Companies position entry and exit signals to maximize returns.
Begin Period Cash Flow799 M
Long Term Debt7.9 B
Common Stock Shares Outstanding232.2 M
Total Stockholder Equity24.9 B
Tax Provision380 M
Quarterly Earnings Growth Y O Y1.032
Property Plant And Equipment Net73.4 B
Cash And Short Term Investments83.6 B
Cash650 M
Accounts Payable3.8 B
Net Debt7.6 B
50 Day M A216.7452
Total Current Liabilities57.7 B
Other Operating Expenses-37.6 B
Non Current Assets Total92.3 B
Forward Price Earnings12.3001
Non Currrent Assets Other7.9 B
Stock Based Compensation-1.3 B
When determining whether The Travelers Companies is a strong investment it is important to analyze Travelers Companies' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Travelers Companies' future performance. For an informed investment choice regarding Travelers Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Travelers Companies. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

Complementary Tools for Travelers Stock analysis

When running Travelers Companies' price analysis, check to measure Travelers Companies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Travelers Companies is operating at the current time. Most of Travelers Companies' value examination focuses on studying past and present price action to predict the probability of Travelers Companies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Travelers Companies' price. Additionally, you may evaluate how the addition of Travelers Companies to your portfolios can decrease your overall portfolio volatility.
Financial Widgets
Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
Idea Breakdown
Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
Portfolio Dashboard
Portfolio dashboard that provides centralized access to all your investments
Commodity Directory
Find actively traded commodities issued by global exchanges
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets
Pair Correlation
Compare performance and examine fundamental relationship between any two equity instruments
Stock Screener
Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
Economic Indicators
Top statistical indicators that provide insights into how an economy is performing
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Is Travelers Companies' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Travelers Companies. If investors know Travelers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Travelers Companies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.032
Dividend Share
3.93
Earnings Share
12.8
Revenue Per Share
180.078
Quarterly Revenue Growth
0.134
The market value of The Travelers Companies is measured differently than its book value, which is the value of Travelers that is recorded on the company's balance sheet. Investors also form their own opinion of Travelers Companies' value that differs from its market value or its book value, called intrinsic value, which is Travelers Companies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Travelers Companies' market value can be influenced by many factors that don't directly affect Travelers Companies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Travelers Companies' value and its price as these two are different measures arrived at by different means. Investors typically determine if Travelers Companies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Travelers Companies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.