South Plains Financial Stock Analysis

South Stock Analysis Notes

About 29.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.0. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. South Plains Financial last dividend was issued on the 26th of January 2024. South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas. South Plains operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 609 people. To find out more about South Plains Financial contact Curtis Griffith at (806) 792-7101 or learn more at https://www.spfi.bank.

South Plains Financial Investment Alerts

South Plains Financial Upcoming and Recent Events

South Largest EPS Surprises

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South Stock Institutional Investors

Note, although South Plains' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

South Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 417.89 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate South Plains's market, we take the total number of its shares issued and multiply it by South Plains's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

South Profitablity

The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.3 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.3.

Management Efficiency

South Plains Financial has return on total asset (ROA) of 0.0154 % which means that it generated a profit of $0.0154 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1642 %, meaning that it created $0.1642 on every $100 dollars invested by stockholders. South Plains' management efficiency ratios could be used to measure how well South Plains manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, South Plains' Non Current Assets Total are increasing as compared to previous years. The South Plains' current Non Currrent Assets Other is estimated to increase to about 3.6 B, while Total Assets are projected to decrease to under 3.8 B.

Technical Drivers

As of the 19th of April, South Plains has the Variance of 4.98, coefficient of variation of (2,751), and Risk Adjusted Performance of (0.02). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of South Plains Financial, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to analyze and collect data for thirteen technical drivers for South Plains Financial, which can be compared to its competition. Please validate South Plains Financial market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if South Plains is priced more or less accurately, providing market reflects its prevalent price of 26.0 per share. Given that South Plains Financial has information ratio of (0.07), we advise you to double-check South Plains Financial's current market performance to make sure the company can sustain itself at a future point.

South Plains Financial Price Movement Analysis

South Plains Financial Insider Trading Activities

South Plains Predictive Daily Indicators

South Plains Corporate Filings

South Plains Forecast Models

South Plains' time-series forecasting models are one of many South Plains' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary South Plains' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how South Plains prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling South shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as South Plains. By using and applying South Stock analysis, traders can create a robust methodology for identifying South entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. South analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. South analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

South Plains Financial stock analysis indicators help investors evaluate how South Plains stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading South Plains shares will generate the highest return on investment. By understating and applying South Plains stock analysis, traders can identify South Plains position entry and exit signals to maximize returns.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in South Plains Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the South Plains Financial information on this page should be used as a complementary analysis to other South Plains' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.

When running South Plains' price analysis, check to measure South Plains' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy South Plains is operating at the current time. Most of South Plains' value examination focuses on studying past and present price action to predict the probability of South Plains' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move South Plains' price. Additionally, you may evaluate how the addition of South Plains to your portfolios can decrease your overall portfolio volatility.

Is South Plains' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.