Regions Financial Valuation
| RF Stock | USD 18.90 0.10 0.53% |
At this time, the company appears to be fairly valued. Regions Financial holds a recent Real Value of $19.23 per share. The prevailing price of the company is $18.9. Our model determines the value of Regions Financial from analyzing the company fundamentals such as Operating Margin of 0.47 %, return on equity of 0.12, and Shares Outstanding of 919.19 M as well as examining its technical indicators and probability of bankruptcy. In general, most investors support locking in undervalued entities and disposing overvalued entities since, at some point, asset prices and their ongoing real values will merge together. Key fundamental drivers impacting Regions Financial's valuation include:
Price Book 1.1185 | Enterprise Value 22.7 B | Price Sales 2.5124 | Forward PE 9.99 | Trailing PE 8.9573 |
Fairly Valued
Today
Please note that Regions Financial's price fluctuation is very steady at this time. Calculation of the real value of Regions Financial is based on 3 months time horizon. Increasing Regions Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Regions Financial is useful when determining the fair value of the Regions stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Regions Financial. Since Regions Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Regions Stock. However, Regions Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.9 | Real 19.23 | Target 19.35 | Hype 18.9 |
The real value of Regions Stock, also known as its intrinsic value, is the underlying worth of Regions Financial Company, which is reflected in its stock price. It is based on Regions Financial's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Regions Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Regions Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Regions Financial helps investors to forecast how Regions stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Regions Financial more accurately as focusing exclusively on Regions Financial's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Regions Financial's intrinsic value based on its ongoing forecasts of Regions Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Regions Financial's closest peers. When choosing an evaluation method for Regions Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
Regions Financial Investments |
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Regions Valuation Trend
Knowing Regions Financial's actual value is paramount for traders to make sound investment determinations. Regions Financial's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Regions Financial's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Regions Financial's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
Regions Market Cap
Regions Financial is currently regarded as top stock in market capitalization category among related companies. Market capitalization of Financials industry is at this time estimated at about 17.71 Billion. Regions Financial totals roughly 17.37 Billion in market capitalization claiming about 98% of equities under Financials industry.Regions Financial Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Regions Financial's current stock value. Our valuation model uses many indicators to compare Regions Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Regions Financial competition to find correlations between indicators driving Regions Financial's intrinsic value. More Info.Regions Financial is currently regarded as top stock in price to earning category among related companies. It is currently regarded as top stock in price to book category among related companies fabricating about 0.07 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Regions Financial is roughly 13.45 . The Regions Financial's current Price To Book Ratio is estimated to increase to 1.26. Comparative valuation analysis is a catch-all model that can be used if you cannot value Regions Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Regions Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Regions Financial's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Regions Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Regions Financial and how it compares across the competition.
About Regions Financial Valuation
The stock valuation mechanism determines the current worth of Regions Financial on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Regions Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Regions Financial based exclusively on its fundamental and basic technical indicators. By analyzing Regions Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Regions Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Regions Financial. We calculate exposure to Regions Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Regions Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 6.6 B | 4.3 B | |
| Pretax Profit Margin | 0.29 | 0.29 | |
| Operating Profit Margin | 0.29 | 0.28 | |
| Net Profit Margin | 0.23 | 0.20 | |
| Gross Profit Margin | 0.67 | 0.59 |
8 Steps to conduct Regions Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Regions Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Regions Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Regions Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Regions Financial's revenue streams: Identify Regions Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Regions Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Regions Financial's growth potential: Evaluate Regions Financial's management, business model, and growth potential.
- Determine Regions Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Regions Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Regions Financial represents a small ownership stake in the entity. As a stockholder of Regions, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Regions Financial Dividends Analysis For Valuation
The Regions Financial's current Dividends Paid is estimated to increase to about (840.8 M). The current Dividend Yield is estimated to decrease to 0.04. At this time, Regions Financial's Price Earnings Ratio is most likely to increase in the upcoming years.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -885 M | -840.8 M | |
| Dividend Yield | 0.05 | 0.04 | |
| Dividend Payout Ratio | 0.43 | 0.34 | |
| Dividend Paid And Capex Coverage Ratio | 4.40 | 4.18 |
There are various types of dividends Regions Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Regions shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Regions Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Regions pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Regions Financial by the value of the dividends paid out.
Regions Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Regions Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 938 M | |
| Forward Price Earnings | 9.99 |
Regions Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Regions Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Regions we look at many different elements of the entity such as Regions's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Regions Financial's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Regions Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Regions Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Regions Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Regions Financial's worth.When determining whether Regions Financial is a strong investment it is important to analyze Regions Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regions Financial's future performance. For an informed investment choice regarding Regions Stock, refer to the following important reports: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.Note that the Regions Financial information on this page should be used as a complementary analysis to other Regions Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
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When running Regions Financial's price analysis, check to measure Regions Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regions Financial is operating at the current time. Most of Regions Financial's value examination focuses on studying past and present price action to predict the probability of Regions Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regions Financial's price. Additionally, you may evaluate how the addition of Regions Financial to your portfolios can decrease your overall portfolio volatility.
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Is Regions Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.88 | Earnings Share 2.11 | Revenue Per Share 7.501 | Quarterly Revenue Growth 0.156 | Return On Assets 0.0135 |
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.