PNC Financial Company Insiders

PNC Stock  USD 159.97  4.94  3.19%   
About 67% of PNC Financial's corporate insiders are selling. The analysis of insiders' sentiment of trading PNC Financial Services stock suggests that many insiders are alarmed at this time. PNC Financial employs about 54.8 K people. The company is managed by 60 executives with a total tenure of roughly 440 years, averaging almost 7.0 years of service per executive, having 913.55 employees per reported executive.
William Demchak  Chairman
Chairman, CEO and President Member of Executive Committee and Member of Risk Committee
Joseph Guyaux  Chairman
Sr. Vice Chairman, CEO of PNC Mortgage and President of PNC Mortgage

PNC Financial's Insider Buying Vs Selling

33

 
Selling
 
Buying

Latest Trades

2024-02-12Michael J HannonDisposed 3000 @ 148.82View
2023-11-30Guild DeborahDisposed 1533 @ 132.51View
2023-09-21Pete RickettsDisposed @ 122.08
2023-09-08Lois FrankelDisposed @ 116.93
2023-08-22Dan SullivanDisposed @ 119.02
2023-07-05Rick LarsenDisposed @ 126.34
2023-06-07Bryan Scott SaleskyAcquired 400 @ 127.1View
2023-04-26Lois FrankelAcquired @ 127.85
2023-04-21Joseph AlvaradoAcquired 1000 @ 123.89View
Monitoring PNC Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.

Acquired vs Disposed

Filed vs Not Filed

Insider sentiment refers to the collective sentiment or feeling of PNC Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of PNC Financial Services. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe PNC Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.

PNC Financial's latest congressional trading

Congressional trading in companies like PNC Financial Services, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in PNC Financial by those in governmental positions are based on the same information available to the general public.
2023-09-21Senator John P RickettsAcquired $50K to $100KVerify
2023-09-08Representative Lois FrankelDisposed Under $15KVerify
2023-08-22Senator Daniel S SullivanAcquired Under $15KVerify
2023-07-05Representative Rick LarsenDisposed Under $15KVerify
2023-02-21Representative Jared MoskowitzAcquired Under $15KVerify
2023-02-15Representative Scott Mr FranklinDisposed $15K to $50KVerify
2023-02-13Representative William R. KeatingAcquired Under $15KVerify
2022-03-16Representative John RutherfordDisposed Under $15KVerify
2022-03-10Representative Scott FranklinAcquired $15K to $50KVerify
2022-01-20Representative Donald S. Beyer, Jr.Disposed Under $15KVerify
2021-02-16Representative Peter MeijerDisposed $15K to $50KVerify
2020-08-10Representative K. Michael ConawayDisposed $15K to $50KVerify
2020-06-22Representative Robert J. WittmanDisposed Under $15KVerify
2020-04-02Representative Dean PhillipsDisposed Under $15KVerify
2020-03-18Representative Gilbert CisnerosAcquired Under $15KVerify
2020-03-17Representative Zoe LofgrenDisposed Under $15KVerify
2020-02-20Representative Mikie SherrillDisposed Under $15KVerify
2019-01-25Representative Katherine M. ClarkDisposed $15K to $50KVerify

PNC Financial Management Team Effectiveness

The company has Return on Asset of 0.0101 % which means that on every $100 spent on assets, it made $0.0101 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1165 %, implying that it generated $0.1165 on every 100 dollars invested. PNC Financial's management efficiency ratios could be used to measure how well PNC Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Capital Employed is forecasted to decline to 0.04. At present, PNC Financial's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Asset Turnover is expected to grow to 0.06, whereas Non Current Assets Total are forecasted to decline to about 10.4 B.
As of March 28, 2024, Common Stock Shares Outstanding is expected to decline to about 377.9 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 3.4 B

PNC Financial Workforce Comparison

PNC Financial Services is considered to be number one stock in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 117,668. PNC Financial totals roughly 54,813 in number of employees claiming about 47% of equities under Financials industry.

PNC Financial Profit Margins

The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.21 %, which entails that for every 100 dollars of revenue, it generated $0.21 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.980.8887
Significantly Up
Pretty Stable
Net Profit Margin0.180.2593
Way Down
Pretty Stable
Operating Profit Margin0.90.8716
Sufficiently Up
Slightly volatile
Pretax Profit Margin0.250.3132
Significantly Down
Very volatile
Return On Assets0.00930.0099
Significantly Down
Pretty Stable
Return On Equity0.130.1091
Fairly Up
Pretty Stable

PNC Financial Services Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. PNC Financial Services Price Series Summation is a cross summation of PNC Financial price series and its benchmark/peer.

PNC Financial Notable Stakeholders

A PNC Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as PNC Financial often face trade-offs trying to please all of them. PNC Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting PNC Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
William DemchakChairman, CEO and President Member of Executive Committee and Member of Risk CommitteeProfile
Joseph GuyauxSr. Vice Chairman, CEO of PNC Mortgage and President of PNC MortgageProfile
Joseph RockeyExecutive Vice President Chief Risk OfficerProfile
Richard BynumExecutive Vice President, Chief Corporate Responsibility OfficerProfile
Orlando EspositoExecutive Vice PresidentProfile
Michael LittleSenior PresidentProfile
Steven WykExecutive Vice President, Head - Technology and InnovationProfile
Gregory KozichSenior Vice President ControllerProfile
Stacy JuchnoExecutive Vice President General AuditorProfile
Carole BrownExecutive Vice President, Head of Asset Management GroupProfile
Ganesh KrishnanExecutive Vice President, Enterprise Chief Information OfficerProfile
Neil HallExecutive Vice PresidentProfile
Vicki HennChief Human Resource Officer, Executive Vice PresidentProfile
Michael LyonsExecutive Vice President, Head of Corporate and Institutional Banking, Head - Asset Management GroupProfile
William CallihanSenior Vice President Director of Investor RelationsProfile
Bryan GillExecutive Vice President Director of Investor RelationsProfile
Deborah GuildExecutive Vice President, Chief Information Security Officer, Head of Enterprise TechnologyProfile
David BentzingerSenior PresidentProfile
Gregory JordanExecutive Vice President, Chief Administrative Officer, General Counsel, Head of Regulatory and Government AffairsProfile
Michael HannonExecutive Vice President Chief Credit OfficerProfile
Karen LarrimerExecutive Vice President, Chief Customer Officer, Head - Retail BankingProfile
William ParsleyExecutive Vice President Chief Investment Officer, TreasurerProfile
Robert ReillyChief Financial Officer, Executive Vice PresidentProfile
E ParsleyChief Operating Officer, Executive Vice PresidentProfile
William IIIExecutive COOProfile
Gregory EsqGeneral EVPProfile
Andrew FeldsteinLead Independent DirectorProfile
Kay JamesIndependent DirectorProfile
Linda MedlerIndependent DirectorProfile
Richard HarshmanIndependent DirectorProfile
Anthony MassaroIndependent DirectorProfile
Lorene SteffesIndependent DirectorProfile
Daniel HesseIndependent DirectorProfile
Donald ShepardIndependent DirectorProfile
Richard KelsonIndependent DirectorProfile
Charles BunchIndependent DirectorProfile
Joseph AlvaradoIndependent DirectorProfile
Gregory WassonDirectorProfile
Marjorie CheshireIndependent DirectorProfile
David CohenIndependent DirectorProfile
Michael WardIndependent DirectorProfile
Dennis StriglIndependent DirectorProfile
Jane PepperIndependent DirectorProfile
Paul ChellgrenIndependent DirectorProfile
Thomas UsherLead Independent DirectorProfile
Debra CafaroIndependent DirectorProfile
Toni TownesWhitleyIndependent DirectorProfile
Martin PfinsgraffIndependent DirectorProfile
Donald HeberleHead ManagementProfile
Bryan SaleskyIndependent DirectorProfile
Dennis MagulickSenior BankingProfile
Kathleen DAppoloniaSenior InclusionProfile
Scott KowalskiHead MichiganProfile
Robert NiblockIndependent DirectorProfile
Amanda RosseterChief Communications OfficerProfile
Jenn GarbachChief OfficerProfile
Louis CestelloHead PennsylvaniaProfile
Kieran FallonExecutive Vice President Chief Risk OfficerProfile
Augustine FaucherSenior EconomistProfile
Wayne HunleyExecutive CProfile

About PNC Financial Management Performance

The success or failure of an entity such as PNC Financial Services often depends on how effective the management is. PNC Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of PNC management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the PNC management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for 2024
Return On Capital Employed 0.04  0.04 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.13 
The data published in PNC Financial's official financial statements usually reflect PNC Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of PNC Financial Services. For example, before you start analyzing numbers published by PNC accountants, it's critical to develop an understanding of what PNC Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of PNC Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PNC Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in PNC Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of PNC Financial Services. Please utilize our Beneish M Score to check the likelihood of PNC Financial's management manipulating its earnings.

PNC Financial Workforce Analysis

Traditionally, organizations such as PNC Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare PNC Financial within its industry.

PNC Financial Manpower Efficiency

Return on PNC Financial Manpower

Revenue Per Employee392.4K
Revenue Per Executive358.5M
Net Income Per Employee103K
Net Income Per Executive94.1M
When determining whether PNC Financial Services offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PNC Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pnc Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pnc Financial Services Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.

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When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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Is PNC Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.46)
Dividend Share
6.1
Earnings Share
12.79
Revenue Per Share
51.741
Quarterly Revenue Growth
(0.04)
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.