Mvb Financial Corp Stock Today

MVBF Stock  USD 19.67  0.21  1.06%   

Performance

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Odds Of Distress

Less than 6

 
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MVB Financial is trading at 19.67 as of the 19th of April 2024. This is a -1.06 percent decrease since the beginning of the trading day. The stock's lowest day price was 19.66. MVB Financial has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for MVB Financial Corp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 20th of March 2024 and ending today, the 19th of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
22nd of August 2008
Category
Financial Services
Classification
Financials
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia. MVB Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 12.84 M outstanding shares of which 115.71 K shares are now shorted by private and institutional investors with about 4.72 trading days to cover. More on MVB Financial Corp

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MVB Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. MVB Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding MVB Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEOLarry Mazza
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering MVB Financial report their recommendations after researching MVB Financial's financial statements, talking to executives and customers, or listening in on MVB Financial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering MVB Financial Corp. The MVB consensus assessment is calculated by taking the average forecast from all of the analysts covering MVB Financial.
Financial Strength
Based on the analysis of MVB Financial's profitability, liquidity, and operating efficiency, MVB Financial Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of MVB Financial Corp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00540.0058
Significantly Down
Slightly volatile
Asset Turnover0.06740.0642
Sufficiently Up
Slightly volatile
Gross Profit Margin0.780.9
Fairly Down
Slightly volatile
Total Current Liabilities2.3 B2.2 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total909.4 M866.1 M
Sufficiently Up
Slightly volatile
Total Assets3.5 B3.3 B
Sufficiently Up
Slightly volatile
Total Current Assets548 M414.3 M
Significantly Up
Pretty Stable
MVB Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to MVB Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand MVB Financial's financial leverage. It provides some insight into what part of MVB Financial's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on MVB Financial's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how MVB Financial deploys its capital and how much of that capital is borrowed.
Liquidity
MVB Financial cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 99.18 M in liabilities with Debt to Equity (D/E) ratio of 11.07, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist MVB Financial until it has trouble settling it off, either with new capital or with free cash flow. So, MVB Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like MVB Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for MVB to invest in growth at high rates of return. When we think about MVB Financial's use of debt, we should always consider it together with cash and equity.

Begin Period Cash Flow

45.32 Million
MVB Financial Corp (MVBF) is traded on NASDAQ Exchange in USA. It is located in 301 Virginia Avenue, Fairmont, WV, United States, 26554 and employs 445 people. MVB Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 252.58 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate MVB Financial's market, we take the total number of its shares issued and multiply it by MVB Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. MVB Financial Corp conducts business under Banks sector and is part of Financials industry. The entity has 12.84 M outstanding shares of which 115.71 K shares are now shorted by private and institutional investors with about 4.72 trading days to cover. MVB Financial Corp currently holds about 162.26 M in cash with 29.31 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 13.27.
Check MVB Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of MVB Financial Corp is $252.58 Million. 30% of MVB Financial Corp outstanding shares are owned by institutions. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Therefore, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some future point.
Check MVB Ownership Details

MVB Stock Price Odds Analysis

In reference to a normal probability distribution, the odds of MVB Financial jumping above the current price in 90 days from now is about 98.0%. The MVB Financial Corp probability density function shows the probability of MVB Financial stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.4596. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, MVB Financial will likely underperform. Additionally, mVB Financial Corp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 19.67HorizonTargetOdds Above 19.67
1.67%90 days
 19.67 
98.29%
Based on a normal probability distribution, the odds of MVB Financial to move above the current price in 90 days from now is about 98.0 (This MVB Financial Corp probability density function shows the probability of MVB Stock to fall within a particular range of prices over 90 days) .

MVB Stock Institutional Holders

Institutional Holdings refers to the ownership stake in MVB Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of MVB Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing MVB Financial's value.
InstituionRecorded OnShares
Banc Funds Co Llc2023-12-31
89.6 K
Pure Financial Advisors, Inc.2023-12-31
84.8 K
American Century Companies Inc2023-12-31
82.6 K
Alliancebernstein L.p.2023-12-31
58 K
Bank Of New York Mellon Corp2023-12-31
57.9 K
Goldman Sachs Group Inc2023-12-31
56.2 K
Nuveen Asset Management, Llc2023-12-31
47 K
Prudential Financial Inc2023-12-31
46.3 K
Jpmorgan Chase & Co2023-12-31
44.9 K
Wellington Management Company Llp2023-12-31
1.4 M
Blackrock Inc2023-12-31
889.6 K
View MVB Financial Diagnostics

MVB Financial Historical Income Statement

MVB Financial Corp Income Statement is one of the three primary financial statements used for reporting MVB's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of MVB Financial Corp revenue and expense. MVB Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, MVB Financial's Selling General Administrative is most likely to increase significantly in the upcoming years. The MVB Financial's current Total Revenue is estimated to increase to about 224.2 M, while EBITDA is projected to decrease to roughly 8.6 M. View More Fundamentals

MVB Stock Against Markets

Picking the right benchmark for MVB Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in MVB Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for MVB Financial is critical whether you are bullish or bearish towards MVB Financial Corp at a given time. Please also check how MVB Financial's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in MVB Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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MVB Financial Corporate Directors

MVB Financial corporate directors refer to members of a MVB Financial board of directors. The board of directors generally takes responsibility for the MVB Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of MVB Financial's board members must vote for the resolution. The MVB Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Gary LeDonneDirectorProfile
Kelly NelsonIndependent DirectorProfile
Roger TurnerDirector, Chief Lending Officer of MVB Bank and Executive VP of MVB BankProfile
Joseph CincinnatiIndependent DirectorProfile

How to buy MVB Stock?

Before investing in MVB Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in MVB Financial. To buy MVB Financial stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of MVB Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase MVB Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located MVB Financial Corp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased MVB Financial Corp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as MVB Financial Corp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy MVB Stock please use our How to Invest in MVB Financial guide.

Already Invested in MVB Financial Corp?

The danger of trading MVB Financial Corp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of MVB Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than MVB Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile MVB Financial Corp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether MVB Financial Corp is a strong investment it is important to analyze MVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MVB Financial's future performance. For an informed investment choice regarding MVB Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MVB Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the MVB Financial Corp information on this page should be used as a complementary analysis to other MVB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.

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When running MVB Financial's price analysis, check to measure MVB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MVB Financial is operating at the current time. Most of MVB Financial's value examination focuses on studying past and present price action to predict the probability of MVB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MVB Financial's price. Additionally, you may evaluate how the addition of MVB Financial to your portfolios can decrease your overall portfolio volatility.
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Is MVB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MVB Financial. If investors know MVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.192
Dividend Share
0.68
Earnings Share
1.72
Revenue Per Share
11.407
Quarterly Revenue Growth
0.098
The market value of MVB Financial Corp is measured differently than its book value, which is the value of MVB that is recorded on the company's balance sheet. Investors also form their own opinion of MVB Financial's value that differs from its market value or its book value, called intrinsic value, which is MVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MVB Financial's market value can be influenced by many factors that don't directly affect MVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if MVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.