Isabella Bank Stock Performance
| ISBA Stock | USD 18.00 0.20 1.12% |
The company retains a Market Volatility (i.e., Beta) of 0.23, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Isabella Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding Isabella Bank is expected to be smaller as well. Isabella Bank has an expected return of -0.24%. Please make sure to check out Isabella Bank coefficient of variation, treynor ratio, skewness, as well as the relationship between the jensen alpha and value at risk , to decide if Isabella Bank performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Isabella Bank has generated negative risk-adjusted returns adding no value to investors with long positions. Despite unsteady performance in the last few months, the Stock's fundamental drivers remain somewhat strong which may send shares a bit higher in May 2024. The current disturbance may also be a sign of long term up-swing for the company investors. ...more
Actual Historical Performance (%)
One Day Return 1.12 | Five Day Return (1.10) | Year To Date Return (16.36) | Ten Year Return (20.18) | All Time Return (33.92) |
| Begin Period Cash Flow | 105.3 M |
Isabella |
Isabella Bank Relative Risk vs. Return Landscape
If you would invest 2,115 in Isabella Bank on January 24, 2024 and sell it today you would lose (315.00) from holding Isabella Bank or give up 14.89% of portfolio value over 90 days. Isabella Bank is currently does not generate positive expected returns and assumes 1.7143% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of otc stocks are less volatile than Isabella, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Isabella Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Isabella Bank's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as Isabella Bank, and traders can use it to determine the average amount a Isabella Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1406
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | ISBA |
Estimated Market Risk
| 1.71 actual daily | 15 85% of assets are more volatile |
Expected Return
| -0.24 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.14 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Isabella Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Isabella Bank by adding Isabella Bank to a well-diversified portfolio.
Isabella Bank Fundamentals Growth
Isabella OTC Stock prices reflect investors' perceptions of the future prospects and financial health of Isabella Bank, and Isabella Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Isabella OTC Stock performance.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.011 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 121.14 M | |||
| Shares Outstanding | 7.57 M | |||
| Price To Earning | 13.61 X | |||
| Price To Book | 0.94 X | |||
| Price To Sales | 2.40 X | |||
| Revenue | 71.23 M | |||
| Cash And Equivalents | 98.91 M | |||
| Cash Per Share | 13.08 X | |||
| Total Debt | 29.25 M | |||
| Book Value Per Share | 24.63 X | |||
| Cash Flow From Operations | 25.5 M | |||
| Earnings Per Share | 2.91 X | |||
| Total Asset | 2.03 B | |||
| Retained Earnings | 44.28 M | |||
About Isabella Bank Performance
To evaluate Isabella Bank OTC Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Isabella Bank generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Isabella OTC Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Isabella Bank market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Isabella's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan. Isabella Bank operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 330 people.Things to note about Isabella Bank performance evaluation
Checking the ongoing alerts about Isabella Bank for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for Isabella Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Isabella Bank generated a negative expected return over the last 90 days |
- Analyzing Isabella Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Isabella Bank's stock is overvalued or undervalued compared to its peers.
- Examining Isabella Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Isabella Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Isabella Bank's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of Isabella Bank's otc stock. These opinions can provide insight into Isabella Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Isabella Bank. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the Isabella Bank information on this page should be used as a complementary analysis to other Isabella Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Complementary Tools for Isabella OTC Stock analysis
When running Isabella Bank's price analysis, check to measure Isabella Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Isabella Bank is operating at the current time. Most of Isabella Bank's value examination focuses on studying past and present price action to predict the probability of Isabella Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Isabella Bank's price. Additionally, you may evaluate how the addition of Isabella Bank to your portfolios can decrease your overall portfolio volatility.
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