Isabella Bank OTC Stock Top Management

ISBA Stock  USD 17.80  0.20  1.11%   
Isabella Bank employs about 27 people. The company is managed by 27 executives with a total tenure of roughly 199 years, averaging almost 7.0 years of service per executive, having 1.0 employees per reported executive. Analysis of Isabella Bank's management performance can provide insight into the company performance.
Jae Evans  CEO
CEO, Director and Director of Isabella Bank
Jerome Schwind  President
President of Isabella Bank and Chief Operations Officer of Isabella Bank
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Isabella Bank. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Isabella Bank's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Isabella Bank's future performance. Based on our forecasts, it is anticipated that Isabella will maintain a workforce of about 30 employees by May 2024.
 
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Isabella Bank Management Team Effectiveness

The company has return on total asset (ROA) of 0.011 % which means that it generated a profit of $0.011 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.112 %, meaning that it created $0.112 on every $100 dollars invested by stockholders. Isabella Bank's management efficiency ratios could be used to measure how well Isabella Bank manages its routine affairs as well as how well it operates its assets and liabilities.

Isabella Bank Workforce Comparison

Isabella Bank is currently regarded as number one stock in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 143. Isabella Bank retains roughly 27.0 in number of employees claiming about 19% of equities under Financials industry.
The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.

Isabella Bank Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Isabella Bank Price Series Summation is a cross summation of Isabella Bank price series and its benchmark/peer.

Isabella Bank Notable Stakeholders

An Isabella Bank stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Isabella Bank often face trade-offs trying to please all of them. Isabella Bank's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Isabella Bank's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Jae EvansCEO, Director and Director of Isabella BankProfile
Jerome SchwindPresident of Isabella Bank and Chief Operations Officer of Isabella BankProfile
Steven PungPresident of Isabella BankProfile
Dennis AngnerPresident, CFO, Principal Accounting Officer, Director and Director of Isabella BankProfile
Rhonda TudorInterim CFOProfile
Peggy WheelerCOOProfile
David ReetzChief Lending Officer of Isabella Bank and Sr. VP of Isabella BankProfile
Daniel EversoleSr. VP of HRProfile
Gregory VarnerDirectorProfile
Thomas KleinhardtIndependent DirectorProfile
Jeffrey BarnesIndependent DirectorProfile
Jill BourlandIndependent DirectorProfile
Richard BarzDirectorProfile
Joseph ManifoldIndependent DirectorProfile
David ManessIndependent DirectorProfile
Charles HubscherIndependent DirectorProfile
Joseph LaFramboiseIndependent DirectorProfile
Sarah OppermanIndependent DirectorProfile
Michael McGuireIndependent DirectorProfile
Jennifer GillVP ControllerProfile
Mary OlivieriCommunity OfficerProfile
Patricia PlaxtonVPProfile
Debra CampbellIR ContactProfile
Douglas McFarlanePres IncProfile
Miles CofflandAssistant AuditingProfile
Neil McDonnellChief OfficerProfile
Michael PrisbyVP TreasurerProfile

About Isabella Bank Management Performance

The success or failure of an entity such as Isabella Bank often depends on how effective the management is. Isabella Bank management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Isabella management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Isabella management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan. Isabella Bank operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 330 people.
The data published in Isabella Bank's official financial statements usually reflect Isabella Bank's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Isabella Bank. For example, before you start analyzing numbers published by Isabella accountants, it's critical to develop an understanding of what Isabella Bank's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Isabella Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Isabella Bank's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Isabella Bank's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Isabella Bank. Please utilize our Beneish M Score to check the likelihood of Isabella Bank's management manipulating its earnings.

Isabella Bank Workforce Analysis

Traditionally, organizations such as Isabella Bank use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Isabella Bank within its industry.

Isabella Bank Manpower Efficiency

Return on Isabella Bank Manpower

Revenue Per Employee2.6M
Revenue Per Executive2.6M
Net Income Per Employee823.6K
Net Income Per Executive823.6K
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Isabella Bank. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Isabella Bank information on this page should be used as a complementary analysis to other Isabella Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.

Complementary Tools for Isabella OTC Stock analysis

When running Isabella Bank's price analysis, check to measure Isabella Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Isabella Bank is operating at the current time. Most of Isabella Bank's value examination focuses on studying past and present price action to predict the probability of Isabella Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Isabella Bank's price. Additionally, you may evaluate how the addition of Isabella Bank to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Isabella Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Isabella Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Isabella Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.